The Goldman Sachs Group, Inc

Global Banking & Markets- Dallas- Vice President, Loan Management & Due Diligence- 9702024

The Goldman Sachs Group, Inc$130K — $180K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business Administration, Finance, Economics, or related field (equivalent degrees accepted)
  • 5+ years of experience in loan management or related roles
  • Expertise in Excel-based financial modeling and operational reporting
  • Proficient in SQL and data presentation using PowerPoint
  • Experience in mortgage and consumer loan processes with knowledge of credit risk techniques
  • 3+ years of direct analytical experience in structured consumer credit transactions

Responsibilities

  • Negotiate and review complex loan agreements and transaction documents
  • Conduct due diligence on prospective and existing lenders
  • Track and assess collateral adequacy for funding and margining
  • Monitor compliance with financial covenants under warehouse financing documents
  • Present complex portfolio-level trends related to credit risk and operational efficiency
  • Collaborate with Engineering teams to define business requirements
  • Develop and maintain advanced reporting solutions, including dashboards and interactive visualizations

Benefits

  • Comprehensive health insurance plans
  • 401(k) retirement plan with company matching
  • Paid time off and holiday schedule
  • Opportunities for professional development and training
  • Employee wellness programs
Full Job Description
Job Duties: Vice President, Loan Management & Due Diligence with Goldman Sachs Bank USA in Dallas, Texas. Independently negotiate and review complex loan agreements and associated transaction documents, including evaluating credit, collateral, and funding terms to identify and mitigate financial and operational risk. Support the trading desk by independently conducting and evaluating platform diligence of prospective and existing lenders, including underwriting standards, operational guidelines, staffing models, technology systems, information security controls, and regulatory compliance frameworks. Independently track, assess, and confirm collateral adequacy for fundings and margining by evaluating compliance with collateral covenants, eligibility criteria, and concentration limits, and identifying potential deficiencies and risk exposures. Proactively monitor, interpret, and assess compliance with key deliverables and financial covenants under warehouse financing documents. Analyze, synthesize, and present complex portfolio-level trends and insights related to credit risk, collateral performance, and operational efficiency, delivering clear, concise, and actionable recommendations to multiple business groups. Independently partner with Engineering teams to define business requirements and support the development, enhancement, and implementation of data warehouse, reporting, and analytics initiatives. Design, develop, and maintain advanced reporting solutions, including interactive visualizations, dashboards, and pivot-table-based analyses. Job Requirements: Bachelor's degree (or equivalent) in Business Administration, Finance, Economics, or a related field. Employer will accept bachelor's degree equivalent based on single degree, combination of degrees, combination of degree(s) and/or diplomas, where determined to be equivalent to U.S. bachelor's degree by a qualified credential evaluation service. Five (5) years of experience in job offered or a related role. Prior experience must include five (5) years of experience with the following: developing Excel-based financial and operational models, dashboards, and management reports using large data sets to support business performance analysis and senior leadership decision-making; collaborating with cross-functional teams, such as Product, Risk, Operations and Technology, and external clients to monitor project deliverables, communicate requirements, and resolve operational or reporting issues; identifying risk issues and executing resolutions through documented corrective actions, while ensuring loan-related data consistency within internal loan management and reporting systems; and performing data analysis, reporting, extraction and presentation using MS Excel, PowerPoint, and SQL, including data extraction, validation, and portfolio reporting. Prior experience must include three (3) years of experience with the following: performing mortgage and consumer loan processes, including loan pricing methodologies, credit analysis, and credit risk mitigation techniques; conducting trade analytics for structured consumer credit transactions, including securitization, acquisitions, and secondary-market activities; performing analysis across consumer lending products in US or Latin America region, including experience with one of the following: personal unsecured loans, lender finance, student loans, auto loans, fleet financing, solar financing, residential improvement loans, or branch-based lending; and using Collateral Analysis System (CAS) to create efficiencies in collateral data reporting and analysis.

About The Goldman Sachs Group, Inc

The Goldman Sachs Group, Inc. provides investment banking, securities, and investment management services, as well as financial services to corporations, financial institutions, governments, and high-net-worth individuals worldwide. Its Investment Banking segment offers financial advisory services, including advisory assignments concerning mergers and acquisitions, divestitures, corporate defense, risk management, and restructurings and spin-offs; and underwriting services comprising public offerings and private placements of a range of securities, loans, and other financial instruments, and derivative transactions. The company’s Institutional Client Services segment provides client execution services, such as fixed income, currency, and commodities client execution related to making markets in interest rate products, credit products, mortgages, currencies, and commodities; and equities related to making markets in equity products, as well as executes and clears institutional client transactions on stock, options, and futures exchanges. This segment also engages in the securities services business providing financing, securities lending, and other brokerage services to institutional clients, including hedge funds, mutual funds, pension funds, and foundations. Its Investing and Lending segment originates longer-term loans; and invests in debt securities, loans, public and private equity securities, real estate, consolidated investment entities, distressed assets, currencies, commodities, and power generation facilities. The company’s investment management segment provides investment products and services, as well as offers wealth advisory services, including portfolio management and financial counseling, and brokerage and other transaction services.

The Goldman Sachs Group, Inc. Careers

Join the prestigious team at The Goldman Sachs Group, Inc., a global leader in finance and investments, and propel your career to new heights. Our firm is renowned for its commitment to excellence, innovation, and leadership in the financial sector.

Work You’ll Do

At Goldman Sachs, you will be part of a dynamic environment that fosters growth, diversity, and professional development. Engage in transformative projects that redefine the landscape of global finance, driven by a culture of high performance and continuous improvement.

Lead with Innovation and Leadership

Step into a role where your skills will be honed and your leadership capabilities enhanced. The Goldman Sachs Group, Inc. is at the forefront of merging financial expertise with technological innovation, creating a platform for you to lead impactful initiatives.

Join Our Diverse and Inclusive Team

Diversity and inclusion are at the core of our company culture. With employees from various backgrounds, Goldman Sachs thrives on the rich ideas and perspectives that this diversity brings. Here, every team member’s contribution is valued, and every voice is heard.

Explore Job Opportunities and Internships

Whether you’re seeking full-time employment or looking into internship opportunities, Goldman Sachs offers a range of positions that cater to different skills, experiences, and career aspirations. From analyst to executive positions, discover how you can contribute to our legacy of success.

Networking and Professional Growth

Goldman Sachs is not just a workplace. It is a community where you can build lasting relationships with colleagues and industry leaders. Our networking events, mentorship programs, and professional groups foster connections that can accelerate your career trajectory.

Benefits and Career Development

Invest in your future with Goldman Sachs’ unparalleled employee benefits and career development programs. From comprehensive health benefits to personalized career coaching and leadership training, we ensure that our team is equipped for success, both professionally and personally.

Prepare for Your Future

Ready to take the next step? Prepare your resume, sharpen your interview skills, and explore the vast array of job opportunities at The Goldman Sachs Group, Inc. Our hiring process is designed to identify and nurture talent, helping you to achieve your career goals.

Stay Connected

Keep up to date with the latest from Goldman Sachs Careers by subscribing to our job alert emails. Tailor your preferences to receive updates that match your career interests and stay ahead in the competitive financial sector.

Join The Goldman Sachs Group, Inc.

Embark on a rewarding journey with The Goldman Sachs Group, Inc. where your potential is limitless. Explore positions, read about our company culture, and apply today to become part of a team that values growth, leadership, and innovation.

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At The Goldman Sachs Group, Inc., your career is just the beginning – it’s an opportunity to excel and lead in the global financial industry. Join us and make your mark!
Learn more about The Goldman Sachs Group, Inc
Size
45,100 employees
Market Cap
$115.8 billion
Industry
Net Income
$9.4 billion
Founded
1869
5 Year Trend
+11.3%
Revenue
$53.4 billion
NASDAQ

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