Position Overview:The Payments Technology Lead is a critical leadership role accountable for the strategic management and delivery of complex, critical, and large-scale professional disciplinary areas within our Wealth NAM Payments Technology team. This role leads and directs a highly skilled team of engineering professionals, requiring a comprehensive understanding of multiple interdependent areas within the technology landscape and their interaction to achieve ambitious functional objectives, specifically within the payments ecosystem. The successful candidate will apply an in-depth understanding of the business impact of technical contributions and possess strong commercial acumen, particularly concerning payments innovation and market trends. This position is generally accountable for the delivery of a full range of high-quality digital software services related to payments processing, platforms, and solutions to one or more businesses or geographic regions. Excellent communication skills are paramount for effective internal negotiation, often at a senior executive level, with some external communication as necessary with payment partners.
The position holds ultimate accountability for the end results of their area, exercising control over resources, contributing to policy formulation, and leading strategic planning within the Wealth NAM Payments technology domain. This role primarily impacts a significant sub-function and is involved in the short- to medium-term planning of actions and resources. Full management responsibility includes people leadership, budget oversight, and strategic planning, encompassing performance evaluation, compensation, hiring, disciplinary actions, and terminations, as well as budget approval.
Responsibilities:- Demonstrate the ability to attract senior talent and multiple functions from inside and outside of company. Teach others how to set high organizational performance standards, determine performance measures and goals and establish a leadership bar. This will require the ability to facilitate understanding of broader organizational tenets and strategic goals for department
- Recognize trends for larger-scale development needs within and across teams and builds plans to develop skills. Share talent development best practices across organization
- Large-Scale Payments Software Delivery & Technical Influence: Lead the end-to-end development, implementation, and successful delivery of large-scale, critical, and/or technically challenging software initiatives related to payments platforms, payment gateways, fraud detection systems, or core banking payment integrations. This includes new product development and significant refactoring efforts within the payments space. Heavily influence the technical direction and contribute significantly to critical-path code.
- Payments Stewardship & Integration: Think holistically in terms of scalable architecture and resilient systems, beyond mere code implementation, specifically for high-volume, low-latency payments systems. Maintain detailed technical knowledge of the work performed by your teams and proactively drive improvements in consistency, integration, and interoperability between your software and related systems owned by other teams, including legacy payment systems and external payment networks.
- Audit department goals to ensure alignment with broader organizational goals and that these goals are aligned with and accountable for department performance against goals
- Develop and communicate department vision that supports the broader organizational vision; ensure team culture consistently demonstrates alignment with leadership principles; and visibly ties department decisions to leadership principles and tenets
- Lead the development, implementation, and delivery of successful large-scale, critical and/or difficult software efforts involving significant work (can be new software or a refactor of existing software). Heavily influence the development and write a significant portion of the "critical-path" code.
- Think in terms of architecture, not just code. Have detailed knowledge of the work done by your team and proactively work to improve consistency and integration between your software and related software (owned by other teams).
- Influence your team's technical and business strategy by making insightful contributions to team priorities and approach. You take the lead in identifying and solving ambiguous problems, architecture deficiencies, or areas where your team's software bottlenecks the innovation of other teams. Make software simpler.
- Able to communicate your ideas effectively to achieve the right outcome for your team and customer. Harmonize discordant views and lead the resolution of contentious issues (build consensus).
- Lead design reviews for your team and actively participate in design reviews of related software or other team software at your location.
- Code, development and implementation decisions set a great example to others. Provide insightful code reviews and take ownership of outcome. ("You 'ship it', you own it.") Work very efficiently and routinely deliver the right things.
- Demonstrate technical influence over 3-4 teams, either via a collaborative software effort or by increasing their productivity and effectiveness by driving software engineering best practices (e.g., Security, Quality, Operational Excellence, etc.).
- Actively participate in the hiring process as well as mentor others - improving their skills, their knowledge of your software, and their ability to get things done
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.
Qualifications:- 10+ years of relevant experience in a product line management, e-commerce, and/or strategic planning role.
- Develop and maintain both front-end components using Angular and back-end services with Java, ensuring seamless integration through well-designed APIs.
- Architect and implement resilient and high performing microservices architectures, managing data persistence with MongoDB and integrating solutions into continuous deployment pipelines using CI/CD best practices.
- Significant experience building complex business and/or transactional models.
- Deep understanding of payments domain, including payment networks, clearing & settlement, fraud management, and regulatory compliance (e.g., ISO 20022, PCI DSS).
- Has thrived and succeeded in delivering high quality technology products / services in a high growth environment where priorities shift rapidly.
- Ability to use hard data and metrics to back up assumptions and develop business cases.
- First-class leadership and influencing skills, including experience managing a Tech Team
- Demonstrated interpersonal and talent management skills, including the ability to identify and develop product management talent.
Education:- Bachelor's/University degree, Master's degree preferred
Job Family Group: Technology
Job Family:Digital Software Engineering
Time Type:Full time
Primary Location:Jersey City New Jersey United States
Primary Location Full Time Salary Range:$192,000.00 - $288,000.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills Please see the requirements listed above.
Other Relevant Skills Angular, Java (Programming Language).
Anticipated Posting Close Date:Jun 20, 2026
