TD Bank

Full Stack Architect, Digital Assets & Tokenization

TD Bank$160K — $300K *
Enterprise Technology
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in architecture for production-grade Web3 applications
  • Deep understanding of enterprise EVM nodes and blockchain infrastructure platforms
  • Proven experience with smart contract security and audit governance
  • Hands-on experience with tokenization solutions and digital asset workflows
  • Ability to guide integration approaches for MPC wallet infrastructure
  • Strong collaboration and communication skills

Responsibilities

  • Define comprehensive tokenization architectures aligning various technological components
  • Provide architectural direction for Blockchain-as-a-Service environments
  • Develop and champion critical architectural decisions through stakeholder engagement
  • Design clear end-to-end architectures, solution blueprints, and technology roadmaps
  • Mentor team members and elevate technical capabilities
  • Collaborate with engineering leaders to ensure implementation fidelity to architectural designs
  • Set governance expectations for smart contract operations and testing

Benefits

  • Comprehensive health insurance coverage
  • Generous paid time off policy
  • Flexible work hours and conditions
  • Opportunities for professional development and training
  • Access to advanced technology and resources
  • Supportive and diverse workplace culture
Full Job Description
Work Location:
New York, New York, United States of America

Hours:
40

Line of Business:
Technology Solutions

Pay Detail:
$160,000.00 - $300,000.00 USD

Job Description:
Position Overview

We are seeking a highly experienced Full Stack Architect specializing in digital assets and tokenization to lead enterprise architecture, solution strategy, and governance for blockchain-enabled platforms.

In this strategic role, you will bridge traditional financial infrastructure and decentralized systems by defining target-state architectures for tokenization platforms supporting real-world assets, digital securities, utility tokens, and institutional custody workflows.

You will provide architectural direction across backend services, decentralized application experiences, smart contract ecosystems, public EVM and Layer 2 networks, enterprise permissioned chains, and managed Blockchain-as-a-Service platforms.

Key Responsibilities

Architecture and Platform Design
  • Define scalable, end-to-end tokenization architectures that align user experiences, middleware services, indexers, custody capabilities, and smart contract ecosystems.
  • Provide solution direction for enterprise-grade blockchain nodes and Blockchain-as-a-Service environments, including Hyperledger Besu, Quorum, Corda, Kaleido, and Blockdaemon, to support compliant, privacy-preserving network topologies.
  • Own critical architectural decisions by authoring and championing Architectural Decision Records, driving stakeholder reviews, and guiding decisions through formal architecture governance channels.
  • Design, communicate, and socialize end-to-end target-state architectures, solution blueprints, and strategic technology roadmaps.
  • Create consensus across cross-functional leadership and engineering teams, proactively navigating competing priorities to resolve complex or controversial technical decisions.
  • Elevate team capability by mentoring developers and architects, fostering continuous technical growth, and supporting succession planning.
  • Partner with engineering leaders throughout the delivery lifecycle to ensure implementations remain aligned with approved target-state architectures.


Tokenization and Smart Contract Engineering
  • Set architectural direction for tokenized real-world assets, debt, equities, funds, and stablecoins using standards such as ERC-20, ERC-721, ERC-1155, ERC-3643/T-REX, and ERC-1400.
  • Define governance expectations for smart contract testing, formal verification, and upgradeability patterns, including ERC-2535 Diamond Standard and proxy contracts.
  • Oversee protocol security audit strategy with third-party security firms and ensure remediation plans are incorporated into release governance.


Full Stack Technical Leadership
  • Define architectural standards for React and Next.js frontends that interact with Web3 libraries such as Ethers.js, Viem, and Wagmi.
  • Guide architectural patterns for scalable backend services in Node.js, Go, or Rust, with emphasis on reliability, maintainability, and production readiness.


Custody, Key Management, and Institutional UX
  • Shape enterprise integration strategy for MPC wallet infrastructure providers such as DFNS, Fireblocks, BitGo, Turnkey, and Anchorage, as well as Hardware Security Modules for transaction signing and treasury management.
  • Define user experience architecture for account abstraction, including ERC-4337, social logins, and gasless transaction relayers such as Biconomy and Gelato, to support seamless institutional onboarding.


Regulatory and Compliance Technology
  • Establish architectural requirements for on-chain and off-chain identity management, including KYC/AML accreditation rules, transfer restriction engines, and transaction monitoring tools such as Chainalysis and Elliptic.
  • Ensure solution designs support regulatory compliance, auditability, and operational controls across tokenized asset workflows.


Required Experience
  • Experience leading architecture for production-grade Web3 or digital asset applications.
  • Proven track record guiding live tokenization platforms, real-world asset solutions, or institutional crypto custody systems from concept through production governance.
  • Strong architectural understanding of enterprise EVM nodes, such as Hyperledger Besu, and blockchain infrastructure platforms such as Kaleido or Blockdaemon.
  • Experience defining integration approaches for programmatic MPC wallet infrastructure, e.g. DFNS, Fireblocks, or Turnkey.
  • Deep understanding of smart contract security risks, audit governance, and gas optimization tradeoffs.

Preferred Qualifications
  • Hands-on experience with Zero-Knowledge proofs, including zk-SNARKs and zk-STARKs, for privacy-preserving asset transactions.
  • Hands-on experience deploying a tokenization solution for real-world assets, digital securities, funds, stablecoins, or institutional digital asset workflows.
  • Familiarity with institutional settlement systems, including FIX protocol, Swift, and ISO 20022 messaging.
  • Hands-on open-source contributions to major Web3 frameworks, Ethereum Improvement Proposals, or tokenization standards.
  • Certifications in AWS or GCP cloud architecture, blockchain security, or related disciplines.


The Full Stack Architect designs, describes, and manages solution engineering in relation to capabilities of assigned Journeys and Platforms through the end-to-end lifecycle (i.e., frontend, backend, database and debugging of applications or sites).

This role also uses knowledge of business acumen and technical expertise to play a lead role in shaping the technical vision to create complex distributed solutions, technical designs, and integrations.

Depth & Scope:
  • Seasoned individual contributor role with expert knowledge of specific enterprise and/or functional domain(s) and a demonstrated track record working with a broad range of architecture frameworks, technology, tools, processes and procedures
  • Exceptional collaboration, communication and client-facing skills
  • Big-picture thinker, with ability to anticipate architectural gaps and identify emerging trends through both advanced business acumen and highly specialized technical knowledge of TD and its applications, programming languages, industry best practices, Bank standards, infrastructure and architectural design / solutions
  • Architect assigned to work autonomously on high profile, complex and/or high-risk technology projects with significant impact to the organization


Education & Experience:
  • Undergraduate degree or Technical Certificate (Graduate degree preferred)
  • 10+ years relevant experience developing a variety of platforms
  • Experience with Continuous Integration, Continuous Delivery, Pair programming and / or Test-Driven Development is an asset (i.e., ability to author Unit, Integration and Functional Tests)
  • Demonstrated experience with leading technical tools integration in a complex environment


Customer Accountabilities:
  • Applies a multi-disciplined expertise with database, application, client tiers, layering of software, build, test and deploy strategies in order to create the overall design of software (including applications, infrastructure, middleware) and guide how the sub-components are developed by different teams
  • Elevates focus on applications and data as differentiators for the customer experience, anchored in sound foundational elements of Infrastructure and Platforms
  • Advises on suitability of technology stacks to define principles / key constraints for solution components; rallies the team around these principles to determine security / scalability approach, and impact assessments for future design
  • Drives continual upgrading and grounds the team in assessing practical program concerns to innovate on both server-side and user-side features as technologies / platforms expand to reduce technology debt and build resilient solutions
  • Leads code reviews to create and test prototypes to assess viability of approaches. Uses configuration management and integration / build automation tools to lead and deploy code, gather proof points for developers to build on, navigate around complexities based on a clear understanding of the vision across the technology stacks and provide critical suggestions for fixes and improvements on the integration
  • Monitors and reports on progress and collaborates broadly with other practitioners, including designers, engineers, and other applicable business stakeholders to ensure the necessary features for the products and applications are developed within assigned portfolio
  • Designs tests that will be implemented to keep the software functional; supports issue analysis and fix activities during test phases, as well as production issue resolution
  • Collaborates with Practices, actively driving capability creation; mentoring and training junior colleagues to be adaptive, staying on top of expanding technologies and engineering trends and creating highly visual and functional solutions


Shareholder Accountabilities:
  • Sets service-level objectives (SLO) and exercise key decision rights of the FSA role
  • Focuses on reliability, scalability, and the development of the architectural infrastructure; including highly complex and scalable systems
  • Develops observability standards to ensure that production systems operate under known conditions and transparently provides these measurements to anticipate when errors or failures can arise.
  • Leads interaction with governance and control groups, (e.g. regulatory / operational risk, compliance and audit) to provide subject matter expertise and consult on risk issues related to architectural technology and tools
  • Leads or contributes to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for significant and complex situations
  • Monitors and reports on the status of the products / projects and applications within assigned product, ensuring projects are compliant with technology domain architecture, and designs / operates processes to provide ongoing review of in-progress activity against technology architecture and development standards
  • Foresees architectural issues / gaps and identifies emerging industry trends to recommend value-added architectural improvements that will alleviate technology debt and build resilient solutions
  • Maps processes and sub-processes that bridge the gap between business problems and technology solutions
  • Keeps track of changes made to code through control systems
  • Collaborates within practices, platforms or journeys comprised of diverse and complementary skills; inspiring the team to embrace changes and continually advance collective knowledge of technical tools / trends
  • Protects the interests of the organization - identify and manage risks, and escalate non-standard, high risk activities as necessary
  • Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
  • Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite


Employee/Team Accountabilities:
  • Participates fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
  • Provides thought leadership and/ or industry knowledge for quality engineering best practices and participate in knowledge transfer within the team and business unit
  • Keeps current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
  • Participates in personal performance management and development activities, including cross training within own team
  • Keeps others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
  • Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices; may take on the role of Chapter Lead as applicable
  • Works collaboratively with the team and leadership to proactively identify and resolve issues related to product quality
  • Leads, motivates and develops relationships with internal and external business partners / stakeholders to develop productive working relationships
  • Contributes to a fair, positive and equitable environment that supports a diverse workforce
  • Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally


Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
  • Domestic Travel - Occasional
  • International Travel - Never
  • Performing sedentary work - Continuous
  • Performing multiple tasks - Continuous
  • Operating standard office equipment - Continuous
  • Responding quickly to sounds - Occasional
  • Sitting - Continuous
  • Standing - Occasional
  • Walking - Occasional
  • Moving safely in confined spaces - Occasional
  • Lifting/Carrying (under 25 lbs.) - Occasional
  • Lifting/Carrying (over 25 lbs.) - Never
  • Squatting - Occasional
  • Bending - Occasional
  • Kneeling - Never

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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