Financial & Credit Analytics Analyst

Gynger

$150K — $200K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2 - 5 years of experience in a quantitative, analytical, or finance role, ideally in credit, lending, fintech, or investment banking.
  • Direct experience in the credit or lending space including origination, underwriting, servicing, or portfolio management.
  • Strong SQL skills and advanced Excel proficiency; working knowledge of Python (or similar) is a plus.
  • Solid grounding in financial and credit concepts including credit risk, cash flow, and basic GAAP accounting.
  • Experience with BI tools (Looker, Tableau, Metabase, etc.) and comfort working in modern data environments.
  • Bachelor's degree in Finance, Economics, Mathematics, Statistics, Computer Science, or a related quantitative field.
  • Exceptional attention to detail and a builder's mindset, showing curiosity and comfort with ambiguity in a fast-moving startup.

Responsibilities

  • Build and maintain analyses and models for underwriting, credit approvals, and portfolio monitoring.
  • Own the queries, datasets, and dashboards for credit and finance reporting, ensuring accuracy and timeliness.
  • Monitor key credit, lending, and business KPIs, providing insights for executives and relevant teams.
  • Support reporting and compliance for credit facilities, preparing materials for investor data rooms.
  • Partner with operations and engineering on data and logic for loan servicing workflows.
  • Identify gaps in tooling, data, and controls, closing them through improved models and dashboards.

Benefits

  • Opportunity to join a rapidly growing Fintech Series A company in NYC.
  • Chance to revolutionize the B2B SaaS market.
  • Tight-knit, collaborative team passionate about building startups.
  • Competitive salary, equity, flexible PTO, and robust benefits including medical, dental, and vision.
  • Recognized as one of the Best Places to Work for three consecutive years.
Full Job Description
Gynger is looking for a sharp, analytically minded Financial & Credit Analytics Analyst to help build the data, modeling, and reporting foundation behind our lending products. This is a high impact opportunity to shape how a fast growing fintech uses data to make smarter credit decisions, monitor portfolio performance, and scale loan operations.

You'll work at the intersection of credit risk, finance, and engineering - turning raw data into the models, dashboards, and insights that drive underwriting, servicing, and investor reporting. The ideal candidate is equal parts quantitative analyst and problem solver: comfortable in SQL and Excel, fluent in financial concepts, and excited by the prospect of helping define a new function within the company.

Based in our NYC HQ, reporting to the SVP of Finance and working closely with our Chief Credit Officer.

In this role you will...

  • Credit analytics & modeling: Build and maintain analyses and models that support underwriting, credit approvals and re-approvals, risk segmentation, and portfolio monitoring.
  • Data & reporting infrastructure: Own the queries, datasets, and dashboards that power credit and finance reporting, ensuring data is accurate, timely, and trusted across the company.
  • KPI tracking: Monitor key credit, lending, and business KPIs and surface insights for Executives, Sales, and the Credit team.
  • Debt facility & investor reporting: Support reporting and compliance for our credit facilities, prepare materials for investor data rooms, and respond to diligence requests with clean, well-structured analyses.
  • Loan servicing analytics: Partner with operations and engineering on the data and logic behind loan modifications, collections, billing, and other servicing workflows.
Process improvement: Identify gaps in tooling, data, and controls and help close them through better models, dashboards, automation, or policy.

You have...

  • 2 - 5 years of experience in a quantitative, analytical, or finance role ideally in credit, lending, fintech, or investment banking.
  • Direct experience in the credit or lending space (origination, underwriting, servicing, or portfolio management).
  • Strong SQL skills and advanced Excel proficiency, working knowledge of Python (or similar) is a plus.
  • Solid grounding in financial and credit concepts - credit risk, cash flow, and basic GAAP accounting.
  • Experience with BI tools (Looker, Tableau, Metabase, etc.) and comfort working in modern data environments.
  • Bachelor's degree in Finance, Economics, Mathematics, Statistics, Computer Science, or a related quantitative field.
  • Exceptional attention to detail and a builder's mindset - curious, entrepreneurial, and comfortable operating with ambiguity in a fast-moving startup.


$150,000 - $200,000 a year

The base salary range for this role is $150,000 - $200,000, depending on experience and background, plus equity and benefits. We believe in paying people fairly and will be transparent throughout the process.

We Offer...
• The opportunity to join one of the fastest growing Fintech Series A companies in NYC.
• The ability to revolutionize the B2B SaaS market.
• A tight-knit, collaborative team who are passionate about building startups.
• Competitive salary, equity, flexible PTO, and robust benefits (medical, dental, vision etc.).
• Built-In 2024, 2025, and 2026 Best Places to Work - three years in a row!

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