Job DescriptionThis position supports Regulatory Capital Management within Corporate Treasury. The Financial Analyst is responsible for month-end capital reporting and analysis, monitoring peer capital management trends and industry developments, supporting risk-weighted asset (RWA) forecasting and variance analysis, assisting with regulatory stress testing activities, and developing and maintaining supporting documentation. The role partners closely with Finance and Treasury stakeholders to support capital planning, forecasting, regulatory reporting, and process improvement initiatives.
Key Responsibilities- Prepare, analyze, and present reporting materials throughout the month-end close process.
- Review actual results against forecasts, investigate variances, and provide clear explanations and insights.
- Partner with External Reporting and Management Reporting Operations teams to identify, resolve, and communicate reporting issues.
- Monitor and analyze peer bank capital management trends and industry developments and prepare summary reports and presentations for management.
- Support risk-weighted asset (RWA) forecasting through preparation of variance analyses, maintenance of forecasting support files, investigation of key drivers, and development of management reporting materials.
- Support regulatory stress testing activities, including CCAR forecasting, reporting, analysis, and documentation.
- Develop, maintain, and enhance process documentation, methodologies, and controls related to capital management activities.
- Perform ad hoc financial analysis, reporting, and special projects as requested.
Basic Qualifications - Bachelor's degree, or equivalent work experience
- Typically three or more years of related experience
Preferred Skills/Experience - Prior finance experience, ideally within banking or a financial institution
- Financial analyst or accounting background with strong analytical experience
- Exposure to capital, RWA, treasury, regulatory reporting, or forecasting preferred but not required
- Strong Excel skills, including experience analyzing data, preparing variance analysis, and supporting financial reporting
- Working knowledge of financial analysis, forecasting, planning, and general accounting procedures
- Ability to identify drivers of change, resolve exceptions, and reconcile financial data
- Experience with data analysis, reporting, visualization tools, or S-Base
- Master's degree preferred
Location Expectations:This role requires working from a U.S. Bank location three (3) or more days per week.
Benefits:Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $92,820.00 - $109,200.00
Posting may be closed earlier due to high volume of applicants.