USAA

Financial Analyst Lead - Underwriting, Product Development & Modernization

USAA$127K — $243K *
San Antonio, TX 78228Remote in San Antonio, TX
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Accounting, Finance, Economics, or related field with equivalent experience.
  • 8 years of financial/accounting analysis experience with 2 years in a leadership role, or advanced degree with 6 years of experience including 1 year in a leadership role.
  • Expert knowledge of data analysis, technical accounting, and finance.
  • Strong understanding of financial services operations and industry practices.
  • Ability to communicate complex financial concepts to varied audiences.
  • Experience with financial technologies and providing recommendations for improvement.
  • Proficient in Microsoft Excel for financial data analysis and reporting.
  • Knowledge of GAAP and financial compliance regulations.

Responsibilities

  • Lead and motivate a financial analysis team to deliver insights on key business drivers.
  • Proactively identify and solve complex business problems with strategic financial solutions.
  • Serve as a trusted advisor to senior management on financial matters.
  • Make recommendations to address both immediate and strategic financial challenges.
  • Mentor team members on complex financial processes and ensure effective knowledge transfer.
  • Review team deliverables, manage task assignments, and oversee workflow.
  • Direct the development of integrated enterprise planning processes across various functions.

Benefits

  • Comprehensive medical, dental, and vision plans.
  • 401(k) plan and pension for retirement savings.
  • Life insurance and parental benefits for family support.
  • Adoption assistance and paid time off with paid holidays.
  • 16 hours of paid volunteer time annually and various wellness programs.
  • Career path planning and continuous education for professional development.
Full Job Description
The Opportunity

As a dedicated Financial Analyst Lead you will be responsible for leading business financial process and expense categories to solve complex business problems while performing forecasting, planning, and financial modeling related to income, profitability, liquidity, capital, leverage, asset and liability management or operating expense. Mentors about complex financial processes. Drives and motivates team members to provide advanced analytics and insights into key business drivers. Assists management in assigning team tasks and managing workflow ensuring all activities are completed within regulatory and compliance guidelines.

This role is remote eligible in the continental U.S. with occasional business travel. However, individuals residing within a 60-mile radius of a USAA office will be expected to work on-site 4 days per week.

What you'll do:
  • Leads, develops, and motivates the team to provide advanced analytics and insights around key business drivers.
  • Anticipates opportunities to tackle the most complex and / or unique business problems, providing proactive financial solutions with holistic and forward-looking perspectives to enable better decision making by senior management.
  • Consistently interacts with senior management becoming their trusted advisor on all financial issues.
  • Make recommendations to solve short-term, as well as strategic financial business problems.
  • Teach and mentor others about complex financial processes, business drivers and systems ensuring information sharing and knowledge transfer.
  • Reviews analysts work and assist management in assigning tasks and managing workflow.
  • Leads initiatives to develop an integrated enterprise planning process from multiple companies and/or staff agency processes and technologies.
  • Directs analyses and guides the development, enhancement, and implementation of critical processes, programs, and technologies.
  • Anticipates opportunities and potential solutions, leads cross-functional teams through the problem resolution process, and advises senior management on issues.
  • Acquires and applies expert knowledge of the business, its products and processes.
  • Performs complex and often unique work assignments and problem resolution across multiple systems, functions, or processes.
  • Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.


What you have:
  • Bachelor's degree in Business, Accounting, Finance, Economics; OR a related field 4 additional years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
  • 8 years of financial/accounting analysis experience to include 2 years leading strategic financial/accounting opportunities. OR Advanced degree in Business, Accounting, Finance, Economics, or a related field, progress towards a CPA or CFA designation, and 6 years of financial / accounting analysis experience to include 1 year leading strategic financial/accounting opportunities.
  • Subject-matter-expert knowledge of data analysis and relevant technical accounting/finance acumen required.
  • Subject-matter-expert level of business acumen in the areas of the financial services operations, finance/accounting industry practices and emerging trends required.
  • Experience communicating complex financial/accounting topics to a variety of audiences.
  • Experience using financial/accounting technologies and proposing recommendations for improvements.
  • Experience using Microsoft Office Excel for significant financial data analysis and reporting.
  • Experience in the application and adherence to financial regulations and compliance.
  • Experience producing financial reports and providing recommendations based on data.
  • Working knowledge of GAAP.


What sets you apart:
  • US military experience through military service or a military spouse/domestic partner.
  • Experience collaborating and managing within a matrixed organization.
  • P&L and Product Management experience.


Compensation range: The salary range for this position is: $127,310 - $243,340

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

About USAA

United Automobile Insurance Company (UAIC) was incorporated on March 2, 1989 in Miami Gardens, FL to provide a high quality and low cost insurance product to the non-standard automobile insurance market. The company is family owned and it is one of the largest privately held property and casualty insurance companies in the United States.UAIC has a world class information technology department. Their web technology is rated year after year as the easiest to use and most dependable by our agents.

USAA Careers

Joining USAA means becoming part of a family that welcomes diversity and is built on a culture of service and innovation. Our team of professionals is dedicated to providing exceptional service to our members, and we are always looking for passionate individuals to join our dynamic team. Whether you're starting your career or looking to grow professionally, USAA offers a range of job opportunities across various fields. Work You'll Do At USAA, we offer more than just jobs; we offer careers that make a difference. With a variety of positions available, from customer service to IT, you can find the perfect fit for your skills and interests. Our commitment to professional growth means we support your journey through leadership development programs, professional networking opportunities, and diverse career paths. USAA's commitment to innovation and leadership in the financial services industry makes it the ideal place to advance your career. We empower our employees to lead projects and initiatives that transform our services and operations. Internship Programs Kickstart your career with a USAA internship. Our internships provide invaluable workplace experience and a chance to see what a career at USAA really looks like. Interns at USAA gain hands-on experience, working alongside seasoned professionals on real projects that affect our members' lives. Benefits and Culture USAA recognizes that job satisfaction extends beyond the office. That's why we offer competitive benefits packages that support the health, well-being, and financial security of our employees and their families. Benefits include comprehensive health care, retirement plans, and generous paid time off. Moreover, our inclusive culture is one of our greatest strengths. We are committed to diversity training and creating an environment where all employees can thrive. USAA's culture is built on a foundation of respect, integrity, and responsibility. Join Our Team Ready to take the next step in your career? Explore the employment opportunities at USAA today. We are hiring creative, curious, and motivated individuals who are ready to make a difference. Check out our open positions, tailor your resume, and prepare for an interview where you can showcase your unique skills. Stay Connected Keep up to date with the latest career tips, insider perspectives, and industry-leading insights—all from the people who work at USAA. Subscribe to our careers blog and personalize your subscription to receive job alerts and the latest news tailored to your preferences. Discover the rewarding career opportunities awaiting you at USAA. Join a company that values leadership, innovation, and commitment to service. Start your journey with USAA today, where your future is waiting to be written.
Learn more about USAA
Size
35,700 employees
Industry
Founded
1989

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