U.S. Bank

Financial Analyst - Fixed Income, Currency & Commodities

U.S. Bank$98K — $115K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent experience
  • 5+ years in Financial Planning & Analysis or related roles
  • Strong financial modeling and forecasting skills
  • Advanced proficiency in Microsoft Excel and PowerPoint
  • Excellent verbal and written communication skills

Responsibilities

  • Lead monthly expense forecasting and annual planning across FICC
  • Develop and maintain forecasts for compensation and headcount
  • Partner with business leaders to identify risks and opportunities
  • Perform monthly variance analysis against forecast and budget
  • Prepare consolidated financial reporting packages for management
  • Develop presentations highlighting key trends and financial performance
  • Support ad hoc requests and special financial projects

Benefits

  • Healthcare (medical, dental, vision)
  • Life insurance options
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (2-5 weeks based on tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals
Full Job Description
Job Description

The Financial Analyst will support financial planning and analysis activities across the FICC businesses, with primary responsibility for expense forecasting, headcount management, variance analysis, and management reporting. This individual will partner closely with business leaders and centralized finance teams to deliver accurate forecasts, insightful analysis, and executive-ready reporting.
The ideal candidate is highly analytical, detail-oriented, and comfortable working in a fast-paced environment with changing priorities and frequent ad hoc requests.

Key Responsibilities
Financial Planning & Forecasting
  • Lead monthly expense forecasting and annual planning processes across multiple FICC business lines.
  • Develop and maintain forecasts for compensation, non-compensation expenses, allocations, and headcount.
  • Partner with business managers and finance leaders to identify forecast risks and opportunities.
  • Support budget development and resource allocation initiatives.
Financial Analysis
  • Perform monthly variance analysis against forecast, budget, and prior year results.
  • Analyze expense, headcount, and allocation drivers and communicate key trends to stakeholders.
  • Monitor organizational changes and maintain accurate staffing and expense assumptions.
  • Assist in evaluating business initiatives, investments, and organizational changes.
Management Reporting
  • Prepare consolidated FICC financial reporting packages for senior management.
  • Develop executive-ready presentations highlighting key business trends, financial performance, and emerging risks.
  • Support recurring monthly, quarterly, and annual reporting requirements.
  • Coordinate reporting deliverables across various FICC businesses to ensure consistency and accuracy.
Strategic & Ad Hoc Analysis
  • Respond to ad hoc requests from business leaders and finance executives.
  • Assist with special projects involving financial performance, expense management, organizational planning, and business strategy.
  • Identify opportunities to improve reporting processes, enhance data quality, and increase efficiency through automation and standardization.

Basic Qualifications
  • Bachelor's degree, or equivalent work experience
  • Typically five or more years of related experience

Preferred Skills/Experience
  • Experience in Financial Planning & Analysis, Corporate Finance, Banking Finance, or related analytical roles.
  • Strong financial modeling, forecasting, and analytical skills.
  • Advanced Microsoft Excel and PowerPoint skills.
  • Ability to synthesize complex data into concise, actionable insights.
  • Strong organizational skills and attention to detail.
  • Excellent verbal and written communication skills.
  • Experience supporting capital markets, corporate banking, investment banking, trading, or treasury-related businesses.
  • Familiarity with expense forecasting, workforce planning, and management reporting.
  • Experience working with financial reporting systems such as Essbase, Hyperion, Power BI, Tableau, or similar reporting tools.
  • Experience preparing materials for executive and senior leadership audiences.

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law


Review our full benefits available by employment status here.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $98,175.00 - $115,500.00

Posting may be closed earlier due to high volume of applicants.

About U.S. Bank

U.S. Department of the Treasury is a government agency responsible for promoting economic prosperity and ensuring financial security. The department is responsible for a wide range of activities such as advising on economic and financial issues, encouraging sustainable economic growth, and fostering improved governance in financial institutions.

U.S. Bank Careers

Join the dynamic team at U.S. Bank, one of the nation's top banking institutions, where your career journey is as promising as the services we provide to our customers. At U.S. Bank, we are committed to fostering a culture of innovation, leadership, and diversity that is unmatched in the industry.

Explore Job Opportunities and Growth

At U.S. Bank, we offer a variety of job opportunities that cater to a range of skills and professional interests. Whether you are looking for a position in finance, technology, customer service, or management, U.S. Bank is hiring talented individuals who are eager to contribute to our mission and grow with us.

Internship Programs

Kickstart your career with U.S. Bank’s internship programs. These opportunities are designed for ambitious students who want to gain hands-on experience and develop essential skills in a real-world setting. Our internships provide a platform to engage with experienced professionals and explore potential career paths within the company.

Benefits and Employment Perks

Choosing a career at U.S. Bank means more than just employment. We offer comprehensive benefits designed to enhance your life and well-being. From health and wellness programs to retirement plans, we ensure our team members are supported both personally and professionally.

Our Commitment to Diversity and Inclusion

Diversity and inclusion are at the core of our values at U.S. Bank. We are dedicated to creating an environment where all employees feel valued and included. Our diversity training programs are part of our commitment to an inclusive workplace, where everyone can thrive.

Leadership and Professional Development

Leadership at U.S. Bank is about more than guiding teams – it's about inspiring them. We invest in leadership training and professional development programs that help our employees become the best in their fields. By fostering a culture of learning and growth, we prepare our team members to take on new challenges and leadership roles.

Networking and Innovation

Networking at U.S. Bank goes hand in hand with innovation. Our employees are encouraged to connect with colleagues and industry leaders through various networking events and professional groups. This collaborative environment fuels innovation and allows us to stay ahead in a competitive industry.

Join Our Team

Are you ready to take the next step in your career? Explore the open positions at U.S. Bank and find where your skills and passions align with our needs. Prepare your resume, sharpen your interview skills, and get ready to join a team where your career can flourish.

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Learn more about U.S. Bank
Size
68,796 employees
Market Cap
$66.2 billion
Industry
Net Income
$4.9 billion
5 Year Trend
+0.5%
NASDAQ

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