Employee Benefits Advisor - Sales

Morris & Garritano Insurance

$100K — $150K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4-year college degree or relevant customer-facing experience
  • 3-5 years of outside sales or cold calling experience
  • Basic knowledge of insurance concepts; willingness to learn
  • Detail-oriented with strong multitasking and organizational skills
  • Proactive and self-motivated with a sales-driven mindset
  • Familiarity with office software applications
  • California Health & Life license or ability to obtain within 90 days (employer-sponsored)

Responsibilities

  • Solicit new business through cold calling, networking, and referrals
  • Manage the full sales cycle from lead generation to closing deals
  • Conduct presentations and negotiate with C-Suite executives
  • Present renewal proposals and conduct open enrollment sessions
  • Develop client business strategies based on industry knowledge
  • Continuously learn about changing employee benefits regulations
  • Work both remotely and onsite, collaborating with peers and mentors

Benefits

  • 98% premium coverage for most individual medical, dental, and vision plans
  • Free Employee Assistance Program
  • Paid holidays, sick time, and flexible vacation days
  • 401(k) plan with 50% employer match
  • Uncapped commissions for new business and yearly renewals
Full Job Description
About the Role:

Joining our team as a Benefits Advisor opens a world of incredible opportunities and rewards for those who are willing to invest in their own success. In this role, you'll find yourself immersed in a dynamic environment where your efforts directly correlate with your achievements. As a vital part of our team, you'll be tasked with building an organic pipeline and carrying it through to develop a true book of business as an accomplished hunter.

Located in vibrant Orange County, our team is seeking individuals who are self-motivated and driven by a passion for excellence and growth. We believe in nurturing talent and providing valuable support and mentorship to help you thrive.

How will you be compensated:
  • $100,000-$150,000 Base Salary in year 1
  • Uncapped New Business Commission Structure
  • Yearly Renewal Business Commissions
  • Medical, Dental, Vision Insurance plans. We cover 98% of the premiums for most individual plans
  • Free Employee Assistance Program
  • Paid Holidays, Paid Sick Time, and Flexible Vacation Time
  • 401(k) with 50% match

Who you are:
  • You are a self-starter, sociable, innovative and goal oriented
  • You drive towards results without sacrificing quality
  • You excel in reaching Employee Benefits Sales goals while remaining accountable to agency Core Values:
    • Do the Right Thing
    • Love What You Do
    • Always Be Improving
    • Go The Extra Mile
    • Build Collaborative Relationships
  • You shine when selling a highly complex work product
  • You hold a sincere belief in people-driven decision making within a business environment

What you will do:
  • Work in our Irvine office alongside peers 3 days per week while working remotely and in the field up to 2 days per week with Agency provided technology and hardware
  • Tenaciously solicit new business with drive and initiative through cold calling, networking, referrals, and other lead sources
  • Work closely with your mentors and manager to gain a deep understanding of Employee Benefits products as well as industry knowledge, laws/regulations and best practices
  • Successfully manage the full sales cycle including:
    • Lead generation
    • Prospecting/Outreach
    • Presenting
    • Negotiating
    • Closing with C-Suite level executives
    • Presenting Open Enrollments
    • Renewal process
  • Demonstrate a comprehensive understanding of the Employee Benefits market
  • Understand laws and regulations associated with Employee Benefits administration including Affordable Care Act
  • Present renewal proposals to existing clients and deliver open enrollment presentations
  • Advise clients on the changing landscape of the benefits environment and develop unique client business strategies
  • Continually learn and proactively respond within a constantly changing market

Your Qualifications:
  • 4 year college degree or relevant work experience in client-facing role
  • 3-5 years of Outside Sales/Cold Calling experience
  • Knowledge of basic insurance concepts and willingness to undergo comprehensive training in benefits products, coverages, and underwriting guidelines
  • Detail-oriented with strong organizational skills and the ability to manage multiple tasks simultaneously
  • Proactive and self-motivated with a drive to succeed in a sales-oriented environment
  • Proficiency in software applications commonly used in an office environment
  • CA Health & Life license or attainment within 90 days (employer sponsored)

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