Disability Pricing - Director & Actuary

Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of actuarial experience in pricing leadership
  • Proven track record of using data and analytics for strategic insights
  • Deep expertise in pricing methodologies and underwriting support
  • Fellow of the Society of Actuaries (FSA) or equivalent
  • Strong leadership and communication skills to influence stakeholders
  • Experience leading cross-functional teams in collaborative environments
  • Curiosity and a strong commercial mindset

Responsibilities

  • Lead pricing analyses and experience studies using actuarial methodologies
  • Translate data into actionable insights for competitive differentiation
  • Enhance and govern pricing and underwriting tools to align with market strategy
  • Define and monitor pricing strategies in partnership with stakeholders
  • Provide technical guidance on complex underwriting decisions
  • Drive pricing initiatives that support Group Benefits objectives
  • Conduct financial analysis across Disability and Absence products

Benefits

  • Comprehensive health plan including medical, dental, and vision
  • No-cost short- and long-term disability insurance
  • Company-paid life insurance and legal services
  • Fully funded retirement pension and matching 401(k) plan
  • Employee Assistance Programs (EAP) and mental health support
  • Generous tuition assistance and parental leave
  • Volunteer time off and access to group discounts on voluntary insurance products
Full Job Description
Description and Requirements

The Team You Will Join

The Group Benefits (GB) organization is responsible for the strategic direction, growth, and ongoing management of MetLife's industry - leading U.S. employee benefits business. Within this organization, the Disability and Absence business is one of the largest in the industry, offering Long - Term Disability, Short - Term Disability, Paid Family and Medical Leave, and Absence Management Services.

The Opportunity

The Director will serve as the pricing leader for Paid Family Medical Leave (PFML) products and as a key strategic partner supporting the full suite of Disability and Absence offerings. This role blends deep technical pricing expertise, advanced analytics, and strategic leadership to influence product design, underwriting decisions, and portfolio performance.

The Director will provide pricing leadership and support to senior executives, product leaders, finance partners, and MetLife's Group Underwriting organization, while owning experience analysis, advancing pricing capabilities, and driving innovation across the Disability and Absence product landscape.

How You'll Help Us Build a Confident Future (Key Responsibilities)

  • Lead pricing analyses and experience studies for the in-force block and new product development, leveraging actuarial methodologies and advanced analytics
  • Translate complex data into clear, actionable insights that drive competitive differentiation, optimize market positioning, and support long-term growth objectives
  • Maintain, enhance, and govern pricing and underwriting tools, ensuring alignment with experience, strategy, and evolving market conditions
  • Define, communicate, and monitor underwriting and pricing strategies, partnering with stakeholders to ensure consistent execution and strong portfolio outcomes
  • Provide pricing leadership and technical guidance on the largest and most complex case-level underwriting decisions
  • Lead pricing initiatives that directly support Group Benefits strategic objectives, including growth, profitability, and risk management
  • Perform risk and financial analysis across Disability and Absence products, partnering with Product, Finance, Legal, Compliance, Valuation, and Operations to understand drivers of underwriting results and financial performance
  • Apply data-driven insights to support continued product development and innovation in the Disability and Absence space


What You Need to Succeed (Required Qualifications)

  • 10+ years of actuarial experience, including significant experience in pricing leadership roles
  • Demonstrated ability to leverage data and analytics to generate strategic insights that influence market strategy, pricing decisions, and business outcomes
  • Deep expertise in pricing methodologies, experience analysis, and underwriting support
  • Fellow of the Society of Actuaries (FSA) or equivalent
  • Strong leadership, organizational, communication, and negotiation skills, with the ability to influence across levels and functions
  • Proven ability to lead and inspire stakeholders in a highly collaborative, cross-functional environment
  • An innate curiosity paired with a strong commercial and strategic mindset


What Can Give You an Edge (Additional Skills)

  • Strong technical background with hands-on experience using SQL and/or Alteryx to support pricing and experience analysis
  • Experience with regulatory filings and pricing governance
  • Background in predictive modeling or advanced analytics
  • Prior experience in Disability or Absence pricing and/or valuation


Location Expectation: This is a hybrid role requiring a minimum of 3 days per week in office.

The expected salary range for this position is $139,700 - $180,000. This role may also be eligible for annual short-term incentive compensation. All incentives and benefits are subject to the applicable plan terms.

Benefits We Offer

Our U.S. benefits address holistic well-being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no-cost short- and long-term disability. We also provide company-paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, volunteer time off, tuition assistance and much more!

About MetLife

Recognized on Fortune magazine's list of the "World's Most Admired Companies", Fortune World's 25 Best Workplaces™, as well as the Fortune 100 Best Companies to Work For®, MetLife, through its subsidiaries and affiliates, is one of the world's leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East.

Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by our core values - Win Together, Do the Right Thing, Deliver Impact Over Activity, and Think Ahead - we're inspired to transform the next century in financial services. At MetLife, it's #AllTogetherPossible . Join us!

MetLife is an Equal Opportunity Employer. All employment decisions are made without regards to race, color, national origin, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, marital or domestic/civil partnership status, genetic information, citizenship status (although applicants and employees must be legally authorized to work in the United States), uniformed service member or veteran status, or any other characteristic protected by applicable federal, state, or local law ("protected characteristics").

If you need an accommodation due to a disability, please email us at [email protected]. This information will be held in confidence and used only to determine an appropriate accommodation for the application process.

MetLife maintains a drug-free workplace.

$139,700 - $180,000

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