American Express

Directors, Risk Management

American Express$160K — $200K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Master's degree in Finance, Statistics, Quantitative Economics, Operations Research, Business Administration, or a related field
  • 2 years of risk management and risk analysis experience
  • Experience with credit risk data from credit bureaus and internal sources
  • Proven ability in data analysis and implementing risk information systems
  • Familiarity with Big Data technologies such as Pig, Hive, and R

Responsibilities

  • Enhance risk management processes across customer lifecycles for credit cards
  • Collaborate with cross-functional teams to create and execute lending strategies
  • Minimize credit losses while serving customer needs
  • Analyze credit and risk data to inform decision-making
  • Develop and refine risk models for predictive analytics

Benefits

  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching
  • Comprehensive health, life, and disability insurance
  • 20+ weeks paid parental leave for all parents
  • Access to on-site wellness centers
  • Career development and training opportunities
Full Job Description
Job Description

American Express Company seeks Directors, Risk Management to drive credit line underwriting, as well as design, build, and enhance credit line strategies.

Responsibilities

Improve capabilities and processes to manage and monitor risk prudently across the customer lifecycle relating to proprietary and co-branded credit cards. Partner with product, marketing, operations, technologies, finance, and other functional teams to develop lending growth strategies that serve the company's customer needs while minimizing credit losses.

Qualifications

Position requires a Master's degree in Finance, Statistics, Quantitative Economics, Operations Research, Business Administration, or a related field, and 2 years of risk management and risk analysis experience. Experience must include 2 years of experience with each of the following: credit risk data from credit bureaus and internal credit source, source systems, and data management processes; providing strategic guidance on risk information system implementation and enhancements, new data evaluation, and regulatory audit strategies; data analysis and transforming credit and risk capabilities using Big Data technologies, including Pig, Hive, and R; Base SAS, SAS Enterprise Guide, SPSS, SQL, and Teradata; linear regression models, logistic regression models, and advanced machine learning models, including kNN, and GBM techniques; providing risk assumptions; and working with professional teams in multiple geographies. Telecommuting is available up to 2 days per week.

Job Location: New York, NY

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider a number of job-related factors, including experience and location.

#LI-DNI #FB-DNI #IN-DNI #TW-DNI #GD-DNI #WayUp-DNI #ZipRecruiter-DNI

About American Express

Amex provides industrial services to the coatings and linings sector, providing support for commercial, industrial, and maritime projects such as petrochemical, power, and water treatment industries. They offer painting services for steel structures, storage tank linings and coatings, pipelines, floors, and marine vessels such as ships, tugboats, and barges.

American Express Careers

Join the vibrant team at American Express, a global leader in financial services, and be part of a company that values innovation, leadership, and diversity. At American Express, we offer more than just job opportunities; we provide a platform for professional growth and a chance to be part of a culture that is committed to excellence and inclusive growth. Work You’ll Do At American Express, we are dedicated to helping our employees reach their full potential. With a variety of career paths available in areas such as technology, marketing, finance, and customer service, American Express is the perfect place to advance your career. Our team is composed of highly skilled professionals who thrive on innovation and collaboration. Join our team and contribute to a company known for its prestigious history of leadership in the credit card industry. Engage in meaningful work that makes a real impact on our global scale business operations. American Express Leadership and Development Programs We believe in nurturing the leadership skills of our employees with extensive training programs and leadership development opportunities. Our commitment to professional growth is evident in our comprehensive benefits package that supports both personal and professional development. Internship Opportunities Start your career with an internship at American Express and gain valuable industry experience. Our internships offer a chance to develop skills, work on challenging projects, and learn from leaders in the industry. Interns at American Express are considered integral members of the team and are given responsibilities that provide a real insight into their future career paths. Diversity and Inclusion At American Express, diversity and inclusion are at the core of our company culture. We are committed to building a diverse workforce and inclusive environment where every employee feels valued and inspired. We offer diversity training programs that empower our employees to thrive and lead in a global marketplace. Networking and Innovation Our employees enjoy unparalleled opportunities for networking and personal growth through our global connections and innovative projects. American Express encourages a culture of innovation that helps propel our company and your career forward. Career Benefits and Growth American Express is dedicated to the growth of its employees. We offer competitive benefits, including health, retirement plans, and family leave, ensuring that our team members have the support they need to succeed both at work and in their personal lives. Join Our Team Explore the job opportunities and open positions at American Express. We are continuously hiring talented individuals who are passionate about their careers and interested in working for a company that offers a dynamic and supportive environment. Stay Connected Keep up to date with the latest from American Express Careers by following our career blog and signing up for job alert emails. Tailor your subscription to receive updates that match your skills and interests. Discover the exciting and rewarding career opportunities that await at American Express. SEARCH AMERICAN EXPRESS JOBS Whether you are looking for a full-time position, an internship, or a leadership opportunity, American Express offers a path to a rewarding career. Join us and make a difference with your passion, creativity, and drive.
Learn more about American Express
Size
64,000 employees
Market Cap
$108.1 billion
Industry
Net Income
$3.1 billion
Founded
1850
5 Year Trend
+3.5%
Revenue
$37 billion
NASDAQ

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