Affirm

Director, Software Engineering (Loans Lifecycle)

Affirm$238K — $298K *
US-AnywhereRemote in Canada
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • 15+ years experience in software engineering.
  • 3+ years managing managers with proven manager development track record.
  • Experience leading multiple engineering teams in backend services and big data.
  • History of driving outcomes essential for company success.
  • Comfortable influencing across various disciplines and leaders.
  • Proven ability to hire, grow, and retain engineering talent.
  • Strong technical background in distributed systems and database architecture at scale.
  • Domain knowledge in financial systems, lending, accounting, or fintech.

Responsibilities

  • Set vision and drive execution for the Loans Lifecycle engineering organization.
  • Take ownership of engineering and business outcomes related to loan systems and financial data.
  • Define and execute technical roadmap for scalability and architecture evolution.
  • Partner with multiple departments to ensure financial accuracy and compliance.
  • Balance product expansion with foundational platform investments.
  • Drive operational excellence in batch pipelines and online services.
  • Enhance development lifecycle and foster culture of operational excellence.
  • Hire, develop, and retain a high-performing engineering team.

Benefits

  • 100% subsidized medical, dental, and vision coverage for employees and dependents.
  • Generous stipends for technology, food, lifestyle needs, and family planning expenses.
  • Competitive vacation and holiday schedules for rest and recharge.
  • Employee Stock Purchase Plan (ESPP) to buy company shares at a discount.
  • Remote-first work culture with flexibility in location.
Full Job Description
Affirm's primary business is lending, and the Loans Lifecycle domain is responsible for maintaining the system of record for all loans at Affirm. As we scale into new geographies, products, and funding structures, the complexity and criticality of this domain continues to grow. We are seeking to hire a Director to lead the Loans Lifecycle engineering organization, spanning the Loans Platform, Ledger Engineering, and Financial Reporting teams.
What You'll Do
  • Set the vision and drive execution for the Loans Lifecycle engineering organization at Affirm, encompassing Loans Platform, Ledger Engineering, and Financial Reporting.
  • Take ownership of core engineering and business outcomes across the domain, including the loan system of record, ledger pipelines, and financial data delivery to accounting systems.
  • Define and execute the technical roadmap for service-oriented decomposition, platform scalability, and database architecture evolution to support Affirm's growing loan volume across multiple geographies.
  • Partner with Accounting, Finance, Capital Markets, Product, and Compliance to ensure financial accuracy and regulatory compliance across all loan products.
  • Balance product expansion efforts - including international launches, new loan types, and card-related capabilities - with foundational platform investments in reliability, correctness, speed, and operational efficiency.
  • Drive operational excellence across large-scale batch pipelines and online services, establishing robust incident response, pipeline SLA management, and reconciliation processes.
  • Run a robust development lifecycle, including continuing agentic adoption and acceleration, while improving a culture of operational excellence.
  • Hire, develop, and retain a high-performing, globally distributed engineering team across multiple sub-teams and technical disciplines.
What We Look For
  • 15+ years of relevant experience in software engineering.
  • 3+ years managing managers with a track record of high quality manager development.
  • Experience leading multiple engineering teams spanning backend services and big data/batch pipelines.
  • Successful track record driving key outcomes that drive the company's success.
  • Comfortable partnering across disciplines and influencing across a wide variety of leaders.
  • Experience hiring, growing, and retaining talent.
  • Strong technical depth in distributed systems, data-intensive applications, and database architecture at scale.
  • Has domain knowledge in financial systems, lending, accounting, or fintech. Great to have - if you've worked on ledger systems, loan origination and servicing, or financial reconciliation in a lending context.
  • This position requires either equivalent practical experience or a Bachelor's degree in a related field.


Base Pay Grade - T

Equity Grade - 11

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

CAN base pay range per year: $238,000 - $298,000

This posting is for an existing vacancy

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

About Affirm

Affirm is a publicly traded financial technology company headquartered in San Francisco, United States. Founded in 2012, the company operates as a financial lender of installment loans for consumers to use at the point of sale to finance a purchase. Affirm was founded in 2012 by Max Levchin, Nathan Gettings, Jeffrey Kaditz, and Alex Rampell as part of the initial portfolio of startup studio HVF. Levchin, who co-founded PayPal, became CEO of Affirm in 2014. In October 2017, the company launched a consumer app that allowed loans for purchases at any retailer. The company announced a partnership with Walmart in February 2019. Under the partnership, Affirm is available to customers in-store and on the Walmart website. Affirm has partnered with e-commerce platforms including Shopify, BigCommerce, and Zen-Cart. On November 18, 2020, Affirm filed with the Securities and Exchange Commission in preparation for an initial public offering. On December 12, 2020, it was reported that Affirm had postponed its IPO. On January 13, 2021, Affirm became listed on NASDAQ with symbol AFRM, raising about $1.2 billion in its IPO. By the next day, the price of shares had doubled, making Levchin's stake worth about $2.5 billion. In May 2021, Affirm acquired Returnly, a financial technology service company, for $300 million.
Learn more about Affirm
Size
1,300 employees
Market Cap
$2.5 billion
Industry
Net Income
-$97.6 million
Founded
2012
Revenue
$617.1 million
NASDAQ

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