Royal Bank of Canada

Director, Commercial Finance, Agriculture

Royal Bank of Canada$110K — $130K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years in commercial lending at a major financial institution
  • Background in Agribusiness/Agriculture is crucial
  • Undergraduate degree in Business, Economics, Accounting, or Finance
  • Strong analytical and financial modeling skills
  • Bilingual in English and French is required
  • Proficient in Microsoft Office and emerging technologies
  • Excellent verbal and written communication abilities

Responsibilities

  • Collaborate with managers to structure and monitor loan transactions
  • Prepare and present credit pitches to clients and stakeholders
  • Deliver customized credit solutions that meet client needs
  • Manage the credit approval process and build relationships with risk managers
  • Deepen client relationships and collaborate with RBC partners
  • Exercise due diligence in credit application recommendations
  • Maintain portfolio oversight through proactive management

Benefits

  • Opportunity to make a significant impact
  • Work in a collaborative, high-performing team
  • Engage in challenging and meaningful work
Full Job Description
Job Description

Please note: the ideal candidate has experience supporting and/or is specialized in Agribusiness/Agriculture

What is the opportunity?

As Director, Commercial Finance, Agriculture, you are part of a team of client-facing credit professionals aligned to our Large Agriculture client segment. You play a key role in realizing our business growth objectives through the structuring, delivery and management of credit for a portfolio of large commercial agriculture clients. You will lead the end-to-end credit relationship for a defined portfolio of clients with a focus on loan origination and ongoing portfolio quality oversight. You contribute to an exceptional client experience by providing superior business, financial and credit advice directly to clients.

What will you do?
  • Collaborate with client relationship managers to structure, deliver, close, and monitor loan transactions, including credit submissions to Group Risk Management (GRM) and transaction presentations to clients
  • Collaborate with client relationship managers in the preparation and presentation of credit pitches that clearly articulate advantages and benefits of proposed credit solutions to existing and potential clients
  • Demonstrate RBC's capability to provide customized and creative credit solutions in a timely manner and deliver credit solutions that meet or exceed our client's needs
  • Manage all aspects of the credit approval process including Commitments Committee and GRM, developing strong working relationships with National Office personnel and risk managers
  • Actively develop, strengthen and deepen client relationships and engage with key RBC partners including Group Risk Management, Private Banking, Corporate Client Group (including the Asset Based Lending, Mid-Market Leverage Finance and Mezzanine Finance teams), Transaction Banking, Personal Banking, and others
  • Exercise due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines in order to find the appropriate mix of credit risk and structural mitigants.
  • Maintain portfolio quality oversight through proactive portfolio management, including annual credit renewals, covenant monitoring and control


What do you need to succeed?

Must-have
  • Proven track record in financial and credit analysis in support of exceptional client relationship management
  • Minimum five years' experience in commercial lending at a major financial institution
  • Experience supporting and/or specialized in Agribusiness/Agriculture
  • Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills, as well as an ability to analyze company financial statements
  • Strong skills with Microsoft Office, as well as experience with emerging resources, communications and technology (e.g. online data resources, web-based meetings, social media, digital banking, and mobile applications)
  • Professional verbal and written communication skills with a high level of attention to detail in both written work and financial analysis
  • Strong organizational skills, ability to perform well under pressure, prioritize multiple tasks and projects, while meeting time-sensitive deadlines
  • Bilingualism (English and French) required, as you will regularly serve our clients and do business with RBC partners and/or employees across Canada with English and French speaking needs


Nice-to-have
  • MBA, CPA or CFA
  • Work experience in corporate lending/corporate finance
  • Trained in credit and accounting with an ability to manage complex concepts


What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
  • Ability to make a difference and lasting impact
  • Work in a dynamic, collaborative, progressive, and high-performing team
  • Opportunities to do challenging work


Job Skills
Agricultural Credit, Agricultural Finance, Agricultural Lending, Agriculture Loans, Agriculture Underwriting, Commercial Credit Risk, Commercial Credit Underwriting, Credit Structuring, Financial Statement Analysis, Loan Structuring

Additional Job Details

Address:

1 PLACE VILLE MARIE:MONTRÉAL

City:

Montréal

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-07-29

Application Deadline:

2026-08-13
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

About Royal Bank of Canada

Royal Bank of Canada Careers

Join the dynamic team at Royal Bank of Canada (RBC), a global leader in financial services and a company committed to excellence and innovation. At RBC, we offer a wide range of job opportunities that empower professionals to shape their career paths with leadership, diversity training, and continuous growth.

Work You’ll Do

At Royal Bank of Canada, we are not just hiring; we are building a culture of innovation and leadership. Our team members are at the forefront of the financial industry, driving transformation and delivering targeted solutions that meet the evolving needs of our clients and communities.

Explore Job Opportunities and Employment at RBC

Whether you are starting your career or looking to take it to the next level, RBC offers positions that challenge your skills and fuel your ambition. From entry-level positions to leadership roles, our job opportunities span across various functions and regions. Join us and be part of a team that values professional growth and diversity.

Internship and Professional Development

Kickstart your career with an internship at Royal Bank of Canada. Our internships provide invaluable hands-on experience, networking opportunities, and insights into the financial services industry. Interns at RBC gain the skills necessary to excel and are often considered for full-time positions within the company.

Benefits and Culture

At RBC, we prioritize the well-being and satisfaction of our employees. Our benefits package is designed to support our team members at every stage of their life and career. RBC’s culture is built on a foundation of respect, integrity, and responsibility, fostering an environment where everyone can thrive.

Career Growth and Innovation

We believe in nurturing the potential of our employees through continuous learning and career development programs. At RBC, you will find endless opportunities to grow professionally through on-the-job experiences, formal training programs, and leadership development initiatives. Our commitment to innovation means we are constantly seeking out new ideas and perspectives, making RBC a perfect place for those who aim to lead and innovate.

Diversity and Inclusion

Diversity is our strength. At Royal Bank of Canada, we are committed to building an inclusive workplace where every employee feels valued and respected. Our diversity training programs are designed to educate and inspire, creating a more inclusive and equitable workplace.

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Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Start your journey with RBC today and be part of a world-class team known for its commitment to client service, community involvement, and innovation.

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Learn more about Royal Bank of Canada
Size
86,007 employees
Market Cap
$130.3 billion
Industry
5 Year Trend
+8.7%
NASDAQ

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