Clover Health

Director, AI-Enabled Fraud Prevention & Investigations

Clover Health$150K — $240K *
US-AnywhereRemote in United States
Healthcare
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years in healthcare fraud investigations or program integrity, especially within Medicare Advantage or managed care
  • Management experience in overseeing SIU work or fraud categories
  • Strong grasp of healthcare fraud schemes, claims data, and medical records analysis
  • Creative and tech-savvy, with a focus on leveraging AI and data analytics
  • Knowledge of Medicare Advantage regulations and federal fraud frameworks
  • Exceptional writing and communication skills for reporting findings
  • Ability to thrive in a fast-paced, remote-first environment amidst ambiguity

Responsibilities

  • Investigate suspected fraud end-to-end, from intake to resolution
  • Handle ad hoc internal referrals for suspected provider anomalies
  • Coordinate legal support, ensuring investigations have necessary legal guidance
  • Build defensible documentation for investigations and referral packages
  • Support referrals to regulatory bodies and law enforcement, tracking outcomes
  • Leverage technology and AI in investigative processes
  • Collaborate across functions to validate findings and implement operational improvements

Benefits

  • Competitive base salary and equity opportunities
  • Performance-based bonus program and 401k matching
  • Comprehensive medical, dental, and vision coverage
  • Mental health initiatives and generous flexible time-off policy
  • Professional development opportunities, including mentorship and funding
  • Remote-first culture supporting global collaboration
  • Employee Stock Purchase Plan and reimbursement for office setup expenses
Full Job Description
This hybrid role combines: (1) managing hands-on investigations of potential provider fraud with (2) building AI-powered tools and processes to make investigations more efficient and help catch potential future fraud earlier. You will develop and pilot new AI-enabled investigatory processes for Clover's Medicare Advantage business, and own resulting investigations, in collaboration with Clover's Special Investigations Unit (SIU) and other stakeholders.

This is a non-attorney role. You will work hand-in-hand with Clover's lawyers and SIU to ensure that new investigatory processes you develop, and the resulting investigations, comply with Clover policies and regulatory requirements. Success in this role requires someone sharp, creative, and technically hands-on-someone who does not just use existing analytics tools but builds their own. That might mean writing a script to automate repetitive work, pulling apart a dataset when a standard report falls short, or working with an LLM until it produces something genuinely useful-all with the goal of finding smarter, more effective ways to investigate potential provider fraud.

As a Director, AI-Enabled Fraud Prevention & Investigations, you will:
  • Build Your Own Investigative Tooling: Use AI to write the queries, scripts, and prompts that turn millions of claim lines and/or medical record data into a prioritized list of leads. Prototype detection logic yourself rather than waiting on a roadmap, and hand off what works to data science and engineering to productionize. We expect you to be the person who builds v1.
  • Investigate Potential Fraud End-to-End With AI in the Loop: Own a portfolio of fraud investigations sourced using the tooling you develop, in collaboration with Clover's SIU. Develop investigative plans, gather and analyze evidence (including claims data and medical records), and reach well-supported conclusions. Use LLMs and analytics to compress the parts of an investigation that have always been slow - reading unstructured data, triaging grievance narratives, and sizing exposure.
  • Build Defensible Documentation: Develop case files and memos that are factually complete, well-organized, and prepared with the evidentiary and procedural standards necessary for downstream enforcement, recoveries, or provider actions.
  • Collaborate Across Functions: Work with Clover's clinical, compliance, claims, payment integrity, provider relations, revenue operations, and SIU teams to gather information, validate findings, and translate investigative outcomes into operational improvements, provider education, and member impact.
  • Communicate Findings Clearly: Prepare concise written reports and oral briefings that translate complex investigative facts into clear narratives for senior leadership and other stakeholders.

Success in this role looks like:
  • In your first 90 days, you have embedded yourself as a trusted partner to both the Legal department and Clover's SIU. You have built working relationships with key stakeholders across Clover's clinical, compliance, claims, payment integrity, revenue operations, and legal teams, and you have begun working through your initial portfolio of fraud investigations and ad hoc referrals.
  • By 6 months, you are independently managing a steady caseload of fraud investigations with consistently high-quality work product, in collaboration with SIU. You have a clear working rhythm with Legal and SIU, and you have built at least one working tool - a script, a notebook, a dashboard, a prompt.
  • By 12 months, you have a track record of strong investigations, successful recoveries and/or referrals, and effective cross-functional collaboration. Senior leaders across Clover view you as a trusted person to call when they have a hunch that something doesn't look right and want it examined.

You should get in touch if:
  • Knowledge of healthcare fraud schemes & investigative experience: You have experience in healthcare fraud investigations, program integrity, or SIU operations, ideally within Medicare Advantage or managed care. You understand healthcare fraud schemes and know how to use claims data, medical records, and provider documentation to build a defensible factual record.
  • You are AI-native and enjoy building things using LLMs: You can use LLMs to write SQL, Python, etc., to interrogate large claims and/or medical record datasets, automate investigative work, and prototype your own solutions rather than waiting for someone else to build them. We do not expect production-grade engineering or require formal technical training-we value demonstrated ability to build, ship, and showcase solutions that work.
  • Strong communication skills: You are a strong writer and communicator who can turn complex investigative findings into clear memos, referrals, and executive summaries, and you are comfortable building in a fast-moving, ambiguous environment.

Bonus points if:
    • You have built something people actually use-an internal tool, detection model, script, automation, or AI workflow that made a manual process better. We would rather see something scrappy and useful in production than something polished in a slide.
    • You have hands-on experience applying AI/ML to fraud, investigations, or compliance.
    • You have a J.D., legal training, or experience working alongside Legal, SIU, or compliance at a health plan.
    • You have industry certifications such as CFE, AHFI, or CHC.

Benefits Overview:
  • Financial Well-Being: Our commitment to attracting and retaining top talent begins with a competitive base salary and equity opportunities. Additionally, we offer a performance-based bonus program, 401k matching, and regular compensation reviews to recognize and reward exceptional contributions.
  • Physical Well-Being: We prioritize the health and well-being of our employees and their families by providing comprehensive medical, dental, and vision coverage. Your health matters to us, and we invest in ensuring you have access to quality healthcare.
  • Mental Well-Being: We understand the importance of mental health in fostering productivity and maintaining work-life balance. To support this, we offer initiatives such as No-Meeting Fridays, monthly company holidays, access to mental health resources, and a generous flexible time-off policy. Additionally, we embrace a remote-first culture that supports collaboration and flexibility, allowing our team members to thrive from any location.
  • Professional Development: Developing internal talent is a priority for Clover. We offer learning programs, mentorship, professional development funding, and regular performance feedback and reviews.

Additional Perks:
  • Employee Stock Purchase Plan (ESPP) offering discounted equity opportunities
  • Reimbursement for office setup expenses
  • Monthly cell phone & internet stipend
  • Remote-first culture, enabling collaboration with global teams
  • Paid parental leave for all new parents
  • And much more!

#LI-REMOTE

Final pay is based on several factors including but not limited to internal equity, market data, and the applicant's education, work experience, certifications, etc.

A reasonable estimate of the base salary range for this role is:

$150,000-$240,000 USD

About Clover Health

Clover Health is a healthcare technology company that uses data and technology to improve medical outcomes and lower costs for patients. The company offers Medicare Advantage plans in select states, and uses its proprietary software platform to identify patients who are at risk of hospitalization or other adverse health outcomes. Clover Health also partners with healthcare providers to offer in-home primary care services to its members. The company was founded in 2014 and is headquartered in New York City.
Learn more about Clover Health
Size
1,760 employees
Industry
Founded
2013

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