Expertise in US financial crime regulations including BSA and OFAC
Demonstrable experience in designing compliance processes across products
Strong communication skills, both written and verbal
Ability to work under pressure and manage multiple projects
Meticulous attention to detail
Collaborative team player with strong interpersonal skills
Willingness to travel for work as needed
Responsibilities
Supervise measures to integrate financial crime risk into daily operations
Advise teams and stakeholders on compliance with financial regulations
Support the development of compliance frameworks and policies
Prepare quarterly compliance reports for leadership
Challenge and approve controls and product features
Represent compliance oversight to regulators and auditors
Deputize for the BSA/AML Officer when necessary
Contribute to the financial crime risk assessment process
Monitor and implement new regulatory developments
Identify key risk areas and collaborate on mitigation plans
Benefits
Opportunity for professional growth within a dynamic environment
Collaborative work culture in a fast-paced fintech
Direct influence on compliance practices and frameworks
Engagement with federal regulators and external partners
Participation in vital compliance oversight activities
Full Job Description
Job Description
Your Mission:
Supervision of our appropriate measures to ensure that Financial crime risks are taken into account in our day-to-day operations.
Provide advice and guidance to other teams and key stakeholders - regionally and globally, on BSA, AML/CTF and OFAC sanctions regulations as well as related Wise policies and procedures
Support in the development and maintenance of the compliance FinCrime oversight framework and our North America AML and Sanctions policies
Prepare quarterly compliance reports to the leadership team of the Wise National Trust
Challenge first line teams on the development of controls and provide approvals on any control changes, new products or features
Represent fincrime compliance oversight both internally and externally to regulators, auditors and partners as required showcasing Wise's strong oversight compliance framework
Deputising for the BSA/AML Officer as required ensuring that there is strong oversight of all compliance operations including AML, Fraud, Sanctions, KYC/CDD and EDD
Serve as a member of the US SAR committee, providing feedback to our FinCEN Reporting Team
Contribute to the company's Financial Crime Risk Assessment
Horizon scanning of new FinCrime regulatory developments and maintaining oversight of implementation of such development which impact business activities
Proactively identifying key areas of risk and work with first line teams to in the development of mitigation plans
A Bit About You:
10+ years in financial crime compliance
Direct experience with federal regulators
Theory. You are an expert in US financial crime regulations including the Bank Secrecy Act, OFAC and may be currently working or have worked within the area of financial crime compliance preferably in a fast paced environment either in-house or as a consultant.
Practice. You have demonstrable experience designing and challenging processes, ideally across multiple products. You have thought deeply about the Wise mission and how it intersects with compliance.
Passion. You are solution oriented and get a kick out of improving current practices and processes and can apply different compliance strategies to develop compliance frameworks.
Communication. You are a comfortable and effective communicator in both your writing and speaking. You can convey complex ideas effectively to both internal and external audiences.
Get the job done. You have a sense of urgency and an ability to work well under pressure, prioritizing, taking responsibility and working to tight deadlines with the capability to handle multiple projects at one time.
Detail. You have meticulous attention to detail and if you've skimmed through without reading this bullet point, we are sure a bank would love to have you.
Team player. You have great people skills and can effectively and efficiently collaborate, build relationships with colleagues throughout the business and across the globe.
Travel. You must be willing to travel to our other offices as required.
Must already be legally authorized to work in the US, we cannot provide Visas for this role
This is NOT a remote position, this is a full-time position that will be located in New York City with three days a week required in-office
Nice to haves:
J.D.
Certification as a Global Sanctions Specialist (CGSS), Certified Anti-Money Laundering Specialist (CAMS) or similar.
Experience with conducting risk assessments
Experience conducting QA/QC on SARs
Experience filing SARs or OFAC reports electronically
Experience with training/mentoring junior team members.
