U.S. Bank

Data Scientist

U.S. Bank$111K — $131K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in a quantitative field or equivalent experience
  • 6-8 years of relevant experience
  • Expertise in Machine Learning and AI
  • Experience with Generative AI and LLM optimization
  • Knowledge of RAG frameworks and MLOps
  • Strong collaboration and leadership skills

Responsibilities

  • Design and maintain data models for mortgage technology platforms
  • Develop predictive analytics solutions using machine learning
  • Collaborate with engineering to implement scalable data solutions
  • Analyze large datasets for business insights and operational efficiency
  • Define data standards and governance processes
  • Build data pipelines and feature engineering frameworks
  • Translate business requirements into actionable data models

Benefits

  • Healthcare (medical, dental, vision)
  • Life insurance options
  • Short-term and long-term disability
  • Parental leave and pregnancy disability
  • 401(k) and retirement plan contributions
  • Paid vacation ranging from 2 to 5 weeks
  • Up to 11 paid holidays
  • Adoption assistance
  • Sick and Safe Leave accruals
Full Job Description
Job Description

Responsibilities
  • Design and maintain conceptual, logical, and physical data models supporting mortgage origination, underwriting, servicing, and lending technology platforms.
  • Develop predictive and prescriptive analytics solutions utilizing machine learning, statistical modeling, and AI techniques.
  • Collaborate with engineering teams to build scalable data solutions across cloud, data warehouse, and ETL ecosystems.
  • Analyze large and complex datasets to identify business trends, operational efficiencies, customer behaviors, and risk indicators.
  • Define enterprise data standards, metadata management practices, and data governance processes.
  • Build data pipelines, feature engineering frameworks, and analytical datasets supporting reporting and advanced analytics use cases.
  • Partner with business stakeholders to translate lending and mortgage business requirements into scalable data models and actionable insights.
  • Develop dashboards, KPIs, data visualizations, and executive reporting solutions for operational and strategic decision-making.
  • Ensure data quality, integrity, lineage, and compliance with regulatory and security requirements.
  • Support modernization initiatives involving cloud platforms, real-time analytics, and enterprise data architecture.


Basic Qualifications
- Bachelor's degree in a quantitative field such as statistics, computer science, engineering or applied mathematics, or equivalent work experience
- Six to eight years of relevant experience

Preferred Skills/Experience

    • Experience with Generative AI, Prompt Engineering, and LLM optimization.
    • Knowledge of Retrieval-Augmented Generation (RAG) frameworks.
    • Experience with Azure AI, Azure OpenAI, AWS AI Services, or related cloud AI platforms.
    • Experience with MLOps and model lifecycle management.
    • Financial Services or Mortgage industry experience.
    • Experience leading technical initiatives and mentoring team members.
    • Expertise in Machine Learning and Artificial Intelligence.
    • Experience working with LLMs and Generative AI technologies.
    • Strong collaboration and leadership skills.
    • Ability to adapt in a fast-paced, evolving environment.
    • Ownership mindset with a passion for innovation and continuous learning.


Location expectations
This role requires working from a U.S. Bank location three (3) or more days per week.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law


Review our full benefits available by employment status here.

Posting may be closed earlier due to high volume of applicants.

About U.S. Bank

U.S. Department of the Treasury is a government agency responsible for promoting economic prosperity and ensuring financial security. The department is responsible for a wide range of activities such as advising on economic and financial issues, encouraging sustainable economic growth, and fostering improved governance in financial institutions.

U.S. Bank Careers

Join the dynamic team at U.S. Bank, one of the nation's top banking institutions, where your career journey is as promising as the services we provide to our customers. At U.S. Bank, we are committed to fostering a culture of innovation, leadership, and diversity that is unmatched in the industry.

Explore Job Opportunities and Growth

At U.S. Bank, we offer a variety of job opportunities that cater to a range of skills and professional interests. Whether you are looking for a position in finance, technology, customer service, or management, U.S. Bank is hiring talented individuals who are eager to contribute to our mission and grow with us.

Internship Programs

Kickstart your career with U.S. Bank’s internship programs. These opportunities are designed for ambitious students who want to gain hands-on experience and develop essential skills in a real-world setting. Our internships provide a platform to engage with experienced professionals and explore potential career paths within the company.

Benefits and Employment Perks

Choosing a career at U.S. Bank means more than just employment. We offer comprehensive benefits designed to enhance your life and well-being. From health and wellness programs to retirement plans, we ensure our team members are supported both personally and professionally.

Our Commitment to Diversity and Inclusion

Diversity and inclusion are at the core of our values at U.S. Bank. We are dedicated to creating an environment where all employees feel valued and included. Our diversity training programs are part of our commitment to an inclusive workplace, where everyone can thrive.

Leadership and Professional Development

Leadership at U.S. Bank is about more than guiding teams – it's about inspiring them. We invest in leadership training and professional development programs that help our employees become the best in their fields. By fostering a culture of learning and growth, we prepare our team members to take on new challenges and leadership roles.

Networking and Innovation

Networking at U.S. Bank goes hand in hand with innovation. Our employees are encouraged to connect with colleagues and industry leaders through various networking events and professional groups. This collaborative environment fuels innovation and allows us to stay ahead in a competitive industry.

Join Our Team

Are you ready to take the next step in your career? Explore the open positions at U.S. Bank and find where your skills and passions align with our needs. Prepare your resume, sharpen your interview skills, and get ready to join a team where your career can flourish.

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Discover the exciting and rewarding career opportunities waiting for you at U.S. Bank. Search and apply for jobs that match your skills and interests. Join us and be part of a team that values growth, leadership, and innovation.

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Stay ahead in your career with U.S. Bank – where your growth is our priority.
Learn more about U.S. Bank
Size
68,796 employees
Market Cap
$66.2 billion
Industry
Net Income
$4.9 billion
5 Year Trend
+0.5%
NASDAQ

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