DESCRIPTION:

Duties: Drive and execute a comprehensive analytics strategy for a commercial bank lending portfolio, aligning data science initiatives with business objectives to enable effective portfolio monitoring and support growth initiatives. Drive innovation and develop next generation data science capabilities through Gen AI and advanced analytics tools that deliver on enhanced portfolio surveillance on middle market companies and commercial real estate investors. Serve as a functional manager and subject matter expert on credit analytics processes and data products, ensuring alignment with business objectives. Collaborate with senior stakeholders to assess management needs on portfolio monitoring and insight analysis. Build requirements and shape analytics that drive risk strategy. Oversee end-to-end analytics projects including monthly executive management reporting on credit portfolio health. Translate complex analytical findings into clear, actionable business strategies and recommendations. Mentor and help lead a team of data scientists and analysts in building technical expertise in credit analysis. Drive quality control efforts and ensure analytics products meets quality, control, and consistency standards.

QUALIFICATIONS:

Minimum education and experience required: Master's degree in Operations Research, Statistics, Applied Mathematics, Data Science, Quantitative Finance or related field of study plus 5 years of experience in the job offered or as Data Scientist Lead, Data Scientist, Quantitative Finance/Risk, Data Engineer, Software Engineer, or related occupation.

Skills Required: This position requires three (3) years of experience with the following: building statistical, time-series or multivariate regression credit-risk models; client behavior classification and scoring; Correlating data patterns to intrinsic or external drivers; Statistical modeling using SAS, R, or Python. This position requires two (2) years of experience with the following: Delivering analytical services and advisory consulting; Managing data projects end-to-end including working with stakeholders on capturing requirements and supporting product user adoption; presenting technical solutions and results to executive-level audiences with compelling data visuals using PowerPoint, Tableau, or Qlik; Building and maintaining data workflow and process automation solutions using SAS or Alteryx on local or server instances; Querying large transactional and reference data using SQL on Oracle, Teradata, or AWS Redshift. This position requires one (1) year of experience with the following: incorporating Generative AI capabilities into credit risk monitoring frameworks by building AI and ML analytical tools with prompt engineering, accuracy assessment techniques, and LLM training for text categorization; Processing datasets through API calling for text categorization with AI and ML; Associating client financial metrics with industry-specific economic drivers. This position requires any amount of experience with the following: authoring technical specifications to data architecture and technology deployment teams; Authoring whitepapers to document approach and results; Meeting audit and regulatory requirements for analytical or modeling solutions; Implementing production solutions using Agile SDLC; Atlassian collaboration tools including Jira or Confluence.  

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Job Location: 10 South Dearborn St, Chicago, IL 60603.

Full-Time. Salary: $135,874 - $200,000 per year.