Data Scientist Commercial Banking - Associate II

BBVA

$110K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years of experience in data science, business intelligence, or consulting.
  • Solid foundation in statistical analysis and hands-on machine learning experience.
  • Proficiency in SQL, Python, and PySpark, with production-level coding skills.
  • Ability to translate academic research into practical solutions for business problems.
  • Strong knowledge of data science tools and frameworks, including deep learning and visualization libraries.
  • Familiarity with Generative AI concepts, frameworks, and cloud platforms like AWS Bedrock.
  • Advanced proficiency in both English and Spanish.

Responsibilities

  • Collaborate with stakeholders to understand and gather analytical needs.
  • Develop clean and effective code to manipulate large datasets.
  • Design and implement both basic and advanced analytic solutions.
  • Effectively visualize and present findings to diverse audiences.
  • Work with IT teams to turn prototypes into operational models.
  • Explore and prototype Generative AI solutions relevant to business challenges.

Benefits

  • Opportunity to work on cutting-edge Generative AI projects.
  • Collaborative environment with a mix of analytical and creative tasks.
  • Access to cloud-based tools and platforms for innovative research.
  • Engagement in problem-solving with diverse teams and stakeholders.
Full Job Description

About the job:

Key responsibilities
  • Collaborate with key internal and external stakeholders to gather and understand needs and requirements.

  • Develop clean, simple and creative code to manipulate large datasets.

  • Design and implement robust analytic solutions ranging from basic statistical analysis to advanced machine learning / artificial intelligence models to cover the identified needs.

  • Represent / visualize results in the most appropriate format and present your findings effectively to analytical and non-analytical audiences.

  • Collaborate with IT teams to convert analytical proof of concepts into productive models.

  • Contribute to the exploration and prototyping of Generative AI solutions, including RAG and agentic approaches, when appropriate for the business problem.


Required Skills and Experience
  • Solid foundations in areas like:

    • Statistical analysis is a MUST

    • Machine learning for classification, regression and unsupervised tasks is a MUST (actual experience required). Reinforcement learning is a plus

    • Knowledge of classical data science techniques (e.g. time series, NLP, graph analysis, optimization, signal and image processing) is a plus

    • Experience prompting, fine-tuning, and evaluating LLMs is a plus

    • Familiarity with Generative AI concepts and architectures, including RAG, AI agents, agentic workflows and Model Context Protocol (MCP), is a plus

    • Experience with or exposure to cloud-based Generative AI platforms and tools, particularly AWS Bedrock, is a plus

  • Programming experience:

    • Excellent programming skills and experience developing production-quality software.

    • Experience with SQL, Python, PySpark (at least, two of them).

    • Real experience in designing and implementing analytical solutions with different programming libraries.

    • Knowledge of relevant data science tools and frameworks, including visualization and deep learning libraries.

    • Experience with tools and platforms for building and integrating LLM- and agent-based applications, including cloud services such as AWS Bedrock.

  • Business sense to put data in perspective, and extract meaningful conclusions.

  • Ability to translate academic results from scientific papers into actionable solutions.

  • Experience and knowledge of the financial industry.

  • Natural inclination for sharing findings and engaging in problem-solving with teammates, helping them with their challenges, and asking for their help when needed.

  • Advanced level of English and Spanish.

  • 3+ years of professional experience (data scientist, business intelligence, consulting).

Preferred Qualifications
  • MSc/ PhD in a relevant field such as Statistics, Computer Science, Applied Math, or other related subject.

  • Working knowledge of the financial industry products/services and operations.

  • Proficiency in Spanish and English.

Skills:

Client Orientation, Empathy, Ethics, Innovation, Proactive Thinking

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