Royal Bank of Canada

CTM Global Credit Associate

Royal Bank of Canada$90K — $135K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in a credit risk role/function
  • University degree or relevant professional designation
  • Strong financial risk analysis and accounting skills
  • Ability to prioritize work in a fast-paced environment
  • Excellent written and verbal communication skills
  • Team-oriented with interactive working style
  • Proficient in Microsoft Office Suite (Word, PowerPoint, Excel, Outlook)

Responsibilities

  • Manage an assigned portfolio of Corporate clients
  • Prepare timely credit transaction requests and annual reviews
  • Manage credit relationships and advice to clients based on bank policies
  • Maintain positive relationships with internal banking units
  • Engage in strategic projects requiring analytical skills
  • Stay updated on policy changes and regulatory audit priorities
  • Seek efficiencies and opportunities for automation in processes

Benefits

  • Comprehensive Total Rewards Program including bonuses and flexible benefits
  • Supportive leaders providing development opportunities
  • Chance to work with industry leaders
  • Opportunities to make a significant impact
  • Dynamic, collaborative, and high-performing team environment
  • World-class training program in financial services
  • Flexible working options available
Full Job Description
Job Description

What is the opportunity?

Manage an assigned portfolio of Global Corporate clients. Responsibilities include working with Corporate Banking and other groups to facilitate and enhance the credit process through efficient and value-add support to partners, including onboarding activities, and execution of new transactions, amendments and extensions; manage a full range of credit, trading and transactional products; compliant funding; excess management; and annual reviews.

Resolve credit issues with various banking units and Group Risk Management as required and provide advice as warranted.

What will you do?
  • Ensure timely preparation of (i) credit transaction requests (which may include but not limited to new credits, restructurings, renewals, amendments, waivers, loan documentation reviews and cash management), (ii) annual reviews and regularisations of an assigned portfolio of Corporate Borrowers and credit facilities ensuring accurate data integrity
  • Use bank policies/guidelines and judgement to manage daily excesses, over-limit payments in accordance with Delegated Authorities and, managing ongoing credit relationships within RBC providing fair, specific and balanced advice.
  • Work closely and maintain positive relationships with Corporate Banking, Group Risk Management, Loan Portfolio Management, Risk Solutions Group and the Loan Administration team
  • Other projects or assignments as required which will possibly include portfolio reviews where analytical, research, strategic and problem-solving skills are required.
  • Keep up to date on policy changes/updates and participate in team deliverables with respect to regulatory/audit priorities.
  • Demonstrate a client service mindset while negotiating documentation, booking new credit lines and credit surveillance and operationally managing your lending portfolio
  • Employ an efficiency mindset and look for opportunities to increase automation, and /or to create capacity by reduction in low impact work.
  • Develop expertise in assigned portfolio, policies and guidelines, and provide value added advice to internal partners.
  • Willingly share knowledge and provide guidance to others on the team, as well as other business partners


What do you need to succeed?

Must-have's
  • Work experience in a credit risk role/function
  • Academic background with a university degree, other professional designation or relevant work experience.
  • Strong financial risk analysis and/or accounting skills
  • Ability to prioritize work and manage competing demands.
  • Excellent written and spoken communications abilities
  • Ability to work in an interactive team environment
  • Strong general PC skills (Word, PowerPoint, Excel, Outlook)


Nice-to-have's
  • Understanding of LMA style credit documentation
  • CFA accreditation


What is in it for you?

  • A comprehensive Total Rewards Program including bonuses, flexible benefits and competitive compensation
  • Leaders who support your development through coaching and managing opportunities
  • Opportunities to work with the best in the field
  • Ability to make a difference and lasting impact
  • Work in a dynamic, collaborative, progressive, and high-performing team
  • A world-class training program in financial services
  • Flexible working options fully supported.


Job Skills
Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork

Additional Job Details

Address:
ROYAL BANK PLAZA, 200 BAY ST:TORONTO
City:
Toronto
Country:
Canada
Work hours/week:
37.5
Employment Type:
Full time
Platform:
CAPITAL MARKETS
Job Type:
Regular
Pay Type:
Salaried
Posted Date:
2026-06-18
Application Deadline:
2026-07-27
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Compensation for this position (including salary and discretionary/variable payments) will be determined by factors, including but not limited to candidate's experience, skills, registration status, performance, individual goals, market conditions, and business needs.

Pay Range

The expected pay range for this position is:
$90,000.00 - $135,000.00

The pay range provided is for the primary work location referenced in the Additional Job Details section of this job posting. Pay ranges may differ based on location. If the posting lists multiple job locations, a recruiter can confirm availability of the role and the relevant pay rage for the additional locations listed. RBC supports pay transparency and we strive to ensure all pay ranges are competitive, fair, and equitable.

You have the potential to earn RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided that business meets its performance targets and you meet your individual goals.

About Royal Bank of Canada

Royal Bank of Canada Careers

Join the dynamic team at Royal Bank of Canada (RBC), a global leader in financial services and a company committed to excellence and innovation. At RBC, we offer a wide range of job opportunities that empower professionals to shape their career paths with leadership, diversity training, and continuous growth.

Work You’ll Do

At Royal Bank of Canada, we are not just hiring; we are building a culture of innovation and leadership. Our team members are at the forefront of the financial industry, driving transformation and delivering targeted solutions that meet the evolving needs of our clients and communities.

Explore Job Opportunities and Employment at RBC

Whether you are starting your career or looking to take it to the next level, RBC offers positions that challenge your skills and fuel your ambition. From entry-level positions to leadership roles, our job opportunities span across various functions and regions. Join us and be part of a team that values professional growth and diversity.

Internship and Professional Development

Kickstart your career with an internship at Royal Bank of Canada. Our internships provide invaluable hands-on experience, networking opportunities, and insights into the financial services industry. Interns at RBC gain the skills necessary to excel and are often considered for full-time positions within the company.

Benefits and Culture

At RBC, we prioritize the well-being and satisfaction of our employees. Our benefits package is designed to support our team members at every stage of their life and career. RBC’s culture is built on a foundation of respect, integrity, and responsibility, fostering an environment where everyone can thrive.

Career Growth and Innovation

We believe in nurturing the potential of our employees through continuous learning and career development programs. At RBC, you will find endless opportunities to grow professionally through on-the-job experiences, formal training programs, and leadership development initiatives. Our commitment to innovation means we are constantly seeking out new ideas and perspectives, making RBC a perfect place for those who aim to lead and innovate.

Diversity and Inclusion

Diversity is our strength. At Royal Bank of Canada, we are committed to building an inclusive workplace where every employee feels valued and respected. Our diversity training programs are designed to educate and inspire, creating a more inclusive and equitable workplace.

Join Our Team

Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Start your journey with RBC today and be part of a world-class team known for its commitment to client service, community involvement, and innovation.

Stay Connected

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Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding career opportunities awaiting you at RBC. Explore the possibilities with Royal Bank of Canada, where your future is filled with potential and the path to success is paved with countless opportunities for professional and personal growth. Join us and shape not just your career but the future of the financial industry.
Learn more about Royal Bank of Canada
Size
86,007 employees
Market Cap
$130.3 billion
Industry
5 Year Trend
+8.7%
NASDAQ

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