U.S. Bank

Credit Risk Insights Manager - Credit Strategy Lead

U.S. Bank$111K — $131K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent work experience
  • Over eight years of relevant experience
  • Strong knowledge of credit risk management in wholesale lending
  • 10+ years of experience with SQL, Python, or similar programming languages
  • Expertise in Power BI, Power Automate, and Power Apps

Responsibilities

  • Partner with Credit Strategy and portfolio risk managers to enhance credit risk reporting
  • Deliver reporting solutions for internal risk limits, concentration risk monitoring, and portfolio management
  • Identify opportunities to improve reporting efficiency and data quality
  • Translate complex business requirements into scalable dashboards and datasets
  • Collaborate with various teams to implement sustainable reporting solutions
  • Develop executive-level reporting to inform risk management and decisions

Benefits

  • Healthcare (medical, dental, vision)
  • Life insurance options
  • Short-term and long-term disability coverage
  • Parental leave and pregnancy disability leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (two to five weeks based on tenure)
  • 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accrual of one hour for every 30 worked, up to 80 hours year
Full Job Description
Job Description

About the CRA Team

We are a highly dynamic and talented team which delivers on our mission through four pillars: Customer, Process, Talent, and Data.

Vision | We create the future of credit risk management through data, analytics, and risk process innovation for our customers.

Mission | We deliver data-driven information solutions to protect our stakeholders and inform the most significant financial decisions in the bank.

Values | In addition to U.S. Bank core values, we prioritize collaboration, integrity, simplicity, and continuous learning.

About the Role

In this role, you will serve as a senior individual contributor helping transform wholesale credit risk reporting and analytics for Credit Risk Management (CRM). You will partner closely with Credit Strategy, portfolio risk managers, and subject matter experts to deliver insights that support strategic decision-making across areas such as internal risk limits, credit concentrations, risk rating trends, portfolio monitoring, and broader credit risk management activities.

Responsibilities include gathering and translating business requirements into reporting and analytical solutions, leading reporting transformation initiatives, and establishing reliable, scalable, and standardized processes. You will leverage tools such as SQL, Power BI, Power Apps, and Power Automate to modernize reporting capabilities, improve data accessibility, and deliver actionable risk insights.

Success in this role requires strong analytical skills, credit risk knowledge, and the ability to influence outcomes through expertise, collaboration, and data-driven recommendations.

Key Activities
  • Partner with Credit Strategy and portfolio risk managers to design, enhance, and productionalize credit risk reporting and analytics for wholesale portfolios.
  • Deliver reporting and analytical solutions that support internal risk limits, concentration risk monitoring, risk rating oversight, and portfolio management activities.
  • Identify, design, and execute opportunities to improve reporting efficiency, automation, and data quality.
  • Translate complex business requirements into scalable dashboards, datasets, and reporting processes.
  • Collaborate with technology, data management, and risk teams to implement sustainable reporting solutions and resolve data-related issues.
  • Develop executive-level reporting and insights that inform risk management and strategic decision-making.


Core Competencies:
  • Wholesale Credit Risk Knowledge
  • Credit Portfolio Analytics
  • Data Visualization & Storytelling
  • Process Improvement & Automation
  • Power BI Development
  • SQL/Python Programming
  • Risk Reporting & Governance
  • Stakeholder Management & Influence


Basic Qualifications
  • Bachelor's degree, or equivalent work experience
  • Typically more than eight years of applicable experience


Preferred Skills
  • Strong experience with Power BI, Power Automate, and Power Apps
  • Strong knowledge of credit risk management concepts in wholesale lending
  • 10+ years of experience using SQL, Python, or similar analytical programming languages.
  • Experience building complex analytical dashboards and executive reporting solutions.
  • Ability to independently manage multiple priorities and drive reporting transformation initiatives.
  • Strong collaboration and communication skills across risk, strategy, technology, and data management teams.
  • Extensive analytical and problem-solving skills to investigate, remediate, and improve reporting and data processes.
  • Ability to synthesize complex information into clear, actionable insights for senior leaders.


*This role requires working from a U.S. Bank location three (3) or more days per week.

**We are hiring in the following locations:
  • Denver, CO
  • Minneapolis, MN
  • Charlotte, NC
  • Cincinnati, OH
  • Irving, TX


Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law


Review our full benefits available by employment status here.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $111,605.00 - $131,300.00

Posting may be closed earlier due to high volume of applicants.

About U.S. Bank

U.S. Department of the Treasury is a government agency responsible for promoting economic prosperity and ensuring financial security. The department is responsible for a wide range of activities such as advising on economic and financial issues, encouraging sustainable economic growth, and fostering improved governance in financial institutions.

U.S. Bank Careers

Join the dynamic team at U.S. Bank, one of the nation's top banking institutions, where your career journey is as promising as the services we provide to our customers. At U.S. Bank, we are committed to fostering a culture of innovation, leadership, and diversity that is unmatched in the industry.

Explore Job Opportunities and Growth

At U.S. Bank, we offer a variety of job opportunities that cater to a range of skills and professional interests. Whether you are looking for a position in finance, technology, customer service, or management, U.S. Bank is hiring talented individuals who are eager to contribute to our mission and grow with us.

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Benefits and Employment Perks

Choosing a career at U.S. Bank means more than just employment. We offer comprehensive benefits designed to enhance your life and well-being. From health and wellness programs to retirement plans, we ensure our team members are supported both personally and professionally.

Our Commitment to Diversity and Inclusion

Diversity and inclusion are at the core of our values at U.S. Bank. We are dedicated to creating an environment where all employees feel valued and included. Our diversity training programs are part of our commitment to an inclusive workplace, where everyone can thrive.

Leadership and Professional Development

Leadership at U.S. Bank is about more than guiding teams – it's about inspiring them. We invest in leadership training and professional development programs that help our employees become the best in their fields. By fostering a culture of learning and growth, we prepare our team members to take on new challenges and leadership roles.

Networking and Innovation

Networking at U.S. Bank goes hand in hand with innovation. Our employees are encouraged to connect with colleagues and industry leaders through various networking events and professional groups. This collaborative environment fuels innovation and allows us to stay ahead in a competitive industry.

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Learn more about U.S. Bank
Size
68,796 employees
Market Cap
$66.2 billion
Industry
Net Income
$4.9 billion
5 Year Trend
+0.5%
NASDAQ

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