Wells Fargo

Credit Risk Director - Consumer Loss Forecasting

Wells Fargo$215K — $355K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of credit risk experience or equivalent work/training/education
  • 4+ years of management or leadership experience
  • Extensive background in credit risk and forecasting
  • Proven ability to lead large-scale transformation initiatives
  • Strong executive communication and stakeholder management skills
  • Deep understanding of forecasting methodologies and regulatory requirements

Responsibilities

  • Lead team responsible for consumer loss forecasting activities
  • Provide strategic direction for forecasting processes
  • Ensure timely delivery of forecasting results for decision-making
  • Oversee forecast governance and issue management
  • Partner with senior leaders for forecasting needs
  • Implement forecasting modernization initiatives
  • Drive continuous improvement for forecast efficiency

Benefits

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life and critical illness insurance
  • Parental and critical caregiving leave
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement
Full Job Description

In this role, you will:

  • Lead a team of managers, analysts, and forecasting professionals responsible for consumer loss forecasting activities across multiple portfolios.
  •  Provide strategic direction and oversight for forecasting processes supporting CCAR, ACL/CECL, Loss Forecasting, stress testing, and other enterprise forecasting requirements.
  •  Ensure accurate, timely, and controlled delivery of forecasting results used for regulatory, financial, and business decision-making purposes.
  •  Oversee forecast governance, execution controls, issue management, and risk identification activities to ensure compliance with internal control and risk management requirements.
  • Partner with senior leaders across Risk, Finance, Technology, Model Risk Management, and line-of-business organizations to support forecasting needs and drive strategic priorities.
  •  Lead the implementation of forecasting modernization initiatives, including process automation, cloud-based forecasting capabilities, workflow optimization, and AI-enabled solutions.
  • Drive continuous improvement efforts that enhance forecast efficiency, scalability, transparency, and governance while reducing operational risk.
  • Provide executive-level communications and recommendations related to forecast results, emerging risks, portfolio performance, and forecasting assumptions.
  • Manage delivery against aggressive regulatory and business timelines while maintaining high standards of analytical rigor and operational excellence.
  • Develop organizational talent, succession plans, and leadership capabilities to ensure long-term sustainability of the forecasting function.


Required Qualifications:

  • 10+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • 4+ years of management or leadership experience


Desired Qualifications:

  • Extensive experience in credit risk, forecasting, quantitative analytics, finance, risk management, or a related discipline.
  • Experience leading managers and large, complex analytical organizations.
  • Deep understanding of forecasting methodologies, risk management practices, and regulatory requirements.
  • Proven ability to lead large-scale transformation initiatives, process redesign efforts, and technology modernization programs.
  • Strong executive communication and stakeholder management skills.
  • Demonstrated success delivering complex initiatives under demanding timelines and governance requirements.

Posting Locations:

  • 550 S. Tryon Street - Charlotte, North Carolina
  • 401 Las Colinas Blvd W Bldg B Irving, Texas
  • 600 South 4th St, Minneapolis, MN
  • 800 S Jordan Creek Pkwy, West Des Moines, IA

Job Expectations:

  • Required locations listed above. Relocation assistance is not available for this position.

  • Travel up to 10% of the time

  • This position is not eligible for VISA sponsorship

Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$215,000.00 - $355,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit  for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

16 Aug 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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