Credit Risk Analyst

Coinbase Careers Page • $95K — $111K *

US-AnywhereRemote in United States

Finance & Insurance

Less than 5 years of experience

Today

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Job Overview by Ladders

Qualifications

1-3 years of credit risk management experience in financial services or digital assets.
Experience with institutional clients like hedge funds and asset managers.
Familiarity with capital markets products and standard documentation.
Ability to write clear credit memos for senior stakeholders.
Skilled in quantitative modeling and data analysis using spreadsheets or SQL.
Experience in leveraging generative AI to enhance workflow efficiency.

Responsibilities

Own the diligence and underwriting process for institutional counterparties.
Recommend internal credit ratings and prepare analysis for senior leadership.
Monitor portfolio exposures and report on concentration trends and settlement risks.
Analyze asset volatility and liquidity risks for capital planning.
Negotiate key industry documentation and collaborate across various teams.

Benefits

Medical, dental, and vision insurance.
401(k) retirement plan with company contributions.
Remote work options available.
Opportunities for equity and bonuses.

Full Job Description

Were hiring a Credit Risk Analyst to join the Counterparty and Credit Risk team within Financial & Operational Risk. This team manages credit exposure across Coinbases global institutional client base, underwriting counterparties and delivering lending solutions in a fast-evolving digital asset market. Youll own credit analysis for complex counterparties, recommend risk-based limits, and monitor portfolio exposures that directly inform how Coinbase scales its institutional products. This role is based in the United States or United Kingdom.

What youll do:

Own diligence and underwriting of institutional counterparties including hedge funds, asset managers, private equity, and venture capital firms.
Recommend internal credit ratings and risk-based limits, preparing written analysis that substantiates each assessment for senior leadership review.
Monitor portfolio exposures, conduct periodic surveillance of trading partners, and clearly communicate concentration trends and settlement risks to leadership.
Analyze asset volatility and liquidity risks on a per-asset and portfolio basis to inform limit-setting and capital planning.
Negotiate industry documentation (e.g., PBAs, MLAs, and ACAs) and collaborate with business development, operations, legal, and product teams to resolve complex client or product challenges.

Required Skills and Experience:

1-3 years of hands-on credit risk management experience, including counterparty underwriting or portfolio monitoring in a fast-moving financial services or digital asset environment.
Prior experience covering institutional clients such as hedge funds, asset managers, private equity, or venture capital firms.
Working knowledge of capital markets products and standard industry documentation (PBAs, MLAs, prime brokerage agreements).
Demonstrated ability to produce clear written credit memos and present risk recommendations to senior stakeholders.
Proficiency building quantitative credit models and exposure analyses using spreadsheets, SQL, or other analytical tools.
Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.

P77678

#LI-Remote

Pay Transparency Notice:Base salary varies by location (see range below). Total compensation may also include equity and bonus eligibility, and benefits (medical, dental, vision, 401(k)).

Annual base salary range (excluding equity and bonus):

$95,030-$111,800 USD

Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.

About Coinbase Careers Page

Coinbase Careers Page

There has never been a better time to join the global team of Coinbase professionals, a leading force in the cryptocurrency industry and a hub for innovation and growth.

Work You’ll Do

Join Coinbase's market-leading team to assist some of the most innovative companies and individuals in mastering the digital currency landscape. Transform financial transactions and systems with the best minds at Coinbase, where leadership in technology and consulting converges to drive digital innovation. Lead from a unique position in the marketplace, at the intersection of technology, financial expertise, and digital innovation. Work with a global team of business and technology advisors to help clients and the company navigate through the evolving world of digital currencies. Collaborate with a dedicated group of professionals who are experts in blockchain technology and cryptocurrency – all committed to advancing the industry.

Introducing the Coinbase Professional Growth and Development Initiative

The initiative is building a market-leading team to help some of the most well-known companies and professionals master their financial digital transformation journey with Coinbase.

Do Innovative Work

Join a dedicated group of experts at the forefront of blockchain technology and digital currencies, where industry expertise meets digital innovation.

Drive Innovation

Deliver targeted solutions on the most trusted platforms through a depth and breadth of consulting experience and innovation that’s second to none.

Be Part of a Great Team

Work on a wide range of technology projects and harness the capabilities of a team known for its global scale and solution development.

Future-Proof Your Career

Advance your career with near-limitless opportunities in a company that offers unmatched training, development, and certification support.

Explore

Discover how Coinbase is leading the way in blockchain technology and cryptocurrency solutions, making financial systems more accessible and efficient.

The Coinbase Employment Experience

The combined service capabilities, global scale, and joint solution development help clients and employees overcome challenges and lead transformation in the financial industry. Clients and professionals around the globe look to Coinbase for new strategies and solutions to drive innovation and growth in the era of digital finance. Bringing together dedicated professionals, Coinbase empowers individuals to thrive in the era of digital disruption.

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