Primary Location: United States (US) - Iowa - Johnston
Function: Financial Services (CA)
Title: Credit Relationship Manager - 122108
Onsite/Remote:Onsite Position
Your ResponsibilitiesAs a
Credit Relationship Manager for
JD Financial located in
Johnston, IA, you will:
- Perform detailed credit underwriting of large, complex, strategic customer relationships for installment, lease and revolving products to make or recommend a credit decision in accordance with internal policies
- Build and maintain strong relationships with customers, dealers, merchants, and internal stakeholders including Sales and the Equipment Division/SABD
- Spread and consolidate financial statements
- Determine appropriate finance products and loan structure
- Establish internal guidance levels (IGLs) and revolving credit limits
- Present credit recommendations to higher credit authority/credit committee
- Support Special Assets in collections/workouts
- Provide leadership and mentorship within a geographic territory
VISA Sponsorship is NOT available for this positionWhat Skills You Need- Strong credit underwriting experience
- Demonstrated ability in advanced financial statement analysis including, but not limited to, balance sheets, income statements/tax returns, statement of cash flow, cash to accrual, etc.
- Strong relationship building experience
- Account management experience
- Negotiating and conflict resolution skills
- Ability to travel up to 25% based on business needs
What Makes You Stand Out - Production ag background
- Experience with the John Deere dealer network
- Familiarity with CreditLens
- Strong familiarity with the John Deere Financial Risk Rating system/guidance and credit policies
- Knowledge of various John Deere Financial systems, accounting principles and familiarity with agile methodology
- Experience collaborating with internal stakeholders such as sales, collections, etc.
- In depth knowledge of John Deere Financial product offerings
EducationIdeally you will have a degree or equivalent related work experience in the following:
- Bachelor's degree in Accounting, Finance, Business Management, or Agribusiness, or equivalent related work experience.
What You'll GetAt John Deere, you are empowered to create a career that will take you to where you want to go while working in an inclusive team environment. Here, you'll enjoy the freedom to explore new projects, the support to think outside the box and the advanced tools and technology that foster innovation and achievement. Additionally, we offer a comprehensive reward package to help you get started on your new career path, including:
- Flexible work arrangements
- Highly competitive base pay
- Savings & Retirement benefits (401K and Defined Contribution)
- Healthcare benefits with a generous company contribution in the Health Savings Account
- Adoption assistance
- Employee Assistance Programs
- Tuition assistance
- Fitness subsidies and on-site gyms at specific Deere locations
- Charitable contribution match
- Employee Purchase Plan & numerous discount programs for personal use
- Vacation and Holiday Pay
$109,548.00 - $164,316.00 + Benefits
Follow this link to learn more about our Total Rewards Package https://bit.ly/3XCd8fL
Must be 18 years of age or older to apply
The information contained herein is not intended to be an exhaustive list of all responsibilities and qualifications required of individuals performing the job. The qualifications detailed in this job description are not considered the minimum requirements necessary to perform the job, but rather as guidelines.
The terms of the applicable benefit plans, and all company actions administering or interpreting these plans, continue to control. Deere & Company reserves the right to suspend, amend, modify, or terminate the Plan(s) in any manner at any time, including the right to modify or eliminate any cost-sharing between the company and participants. Changes, which can be made at any time, are made by action of the company's board of directors, or to the extent authorized by resolution of its board of directors, or by the Deere & Company Compensation Committee. In the event of a conflict between the language of the official Plan Documents and this document, the language of the official Plan Documents will control.
ACA Section 1557 Nondiscrimination Notice
The John Deere Health Benefit Plans for Salaried Employees and The John Deere Benefit Plan for Wage Employees comply with applicable Federal civil rights laws and do not discriminate on the basis of race, religion, color, national origin, sex, age, sexual orientation, gender identity or expression, status as a protected veteran, or status as a qualified individual with disability.
