Credit Product Manager

One Park Financial

$90K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4+ years in product management, preferably in fintech, lending, or financial services
  • Strong grasp of credit decisioning workflows and small business lending
  • Experience in modernizing legacy systems and re-architecture
  • Cross-functional collaboration skills with credit, risk, ops, and engineering teams
  • Excellent communication skills with ability to influence
  • Experience with Salesforce and API integrations
  • Bachelor's or Master's in STEM preferred

Responsibilities

  • Define and own the product roadmap for credit decisioning modernization
  • Identify inefficiencies in legacy architecture using analytics
  • Translate business goals into a prioritized product strategy
  • Conduct discovery across Document Processing, Pricing, and Final Funding workflows
  • Map current-state processes and lead redesign efforts
  • Partner with stakeholders to validate pain points and solutions
  • Drive automation into document intake and classification
  • Streamline final funding processes from approval to disbursement

Benefits

  • Dental Insurance
  • Health insurance
  • Vision insurance
  • Paid time off
  • 401k with Match
  • Company Paid ID Protection
  • Company Paid Life Insurance
Full Job Description
About the Role

We are looking for a strategic and hands-on Product Manager to lead the modernization of our credit decisioning platform. You will own the vision and execution for transforming legacy systems and reimagining end-to-end business processes across Document Processing, Pricing, and Final Funding - the core pillars of our small business financing operations.

This role sits at the intersection of technology, operations, and credit, and requires someone who can bridge complex business workflows with scalable, modern AI/ML solutions.

Responsibilities:
  • Define and own the product roadmap for credit decisioning modernization
  • Identify inefficiencies in legacy architecture and build the case for change based on Analytics
  • Translate business goals into a clear, prioritized product strategy
  • Conduct deep discovery across Document Processing, Pricing, and Final Funding workflows
  • Map current-state processes and lead redesign efforts to reduce friction, manual effort, and decisioning time
  • Partner with credit, operations, and risk stakeholders to validate pain points and solutions
  • Drive automation and intelligence into document intake, classification, and extraction (e.g., bank statements, tax returns, business financials)
  • Reduce manual review cycles through OCR, ML, and third-party data integrations
  • Re-imagine configurable, transparent pricing workflows that balance risk and competitiveness
  • Streamline the final funding process from approval to disbursement
  • Identify bottlenecks in stipulation clearing, contract execution, and fund release - and build solutions to resolve them
  • Work closely with engineering in an agile environment to deliver iteratively
  • Define and track KPIs to measure the impact of product improvements

Requirements
  • 4+ years of product management experience, preferably in fintech, lending, or financial services
  • Strong understanding of credit decisioning workflows or small business lending operations
  • Experience modernizing legacy systems or leading platform re-architecture initiatives
  • Ability to work cross-functionally with diverse teams such as credit, risk, ops, engineering
  • Excellent communication skills - able to influence without authority
  • Exposure to Salesforce and API integrations with credit bureaus (Equifax, Experian), data providers, risk decisioning platforms and/or or open banking platforms (Plaid, DecisionLogic)
  • Bachelors or Masters (preferred) in STEM

Benefits
  • Dental Insurance
  • Health insurance
  • Vision insurance
  • Paid time off
  • 401k with Match
  • Company Paid ID Protection
  • Company Paid Life Insurance

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