Citigroup, Inc

Credit Portfolio Senior Analyst

Citigroup, Inc • $112K — $138K *
Wilmington, DE 19805Hybrid
Finance & Insurance
Less than 5 years of experience
2 weeks ago
Job Overview by Ladders

Qualifications

  • Master's degree in Statistics, Mathematics, or related quantitative field OR Bachelor's degree with 3 years of relevant experience.
  • 1 year of experience in Credit Risk Analyst or related role within global financial services.
  • Proficiency in statistical analytics using SAS/SQL.
  • Experience in designing machine learning algorithms and behavior forecasting.
  • Knowledge of credit risk management principles and financial analysis.

Responsibilities

  • Develop quantitative techniques for securities and equities investing.
  • Create mathematical models for risk management and asset optimization.
  • Conduct credit reviews and monitor portfolio health.
  • Collaborate with cross-functional teams on policy execution.
  • Analyze credit performance and recommend policy adjustments using statistical methods.
  • Implement tracking mechanisms for credit strategy tests and expansions.
  • Evaluate analytic tools to improve reporting capabilities.

Benefits

  • Medical, dental, and vision coverage.
  • 401(k) retirement plan.
  • Life, accident, and disability insurance.
  • Wellness programs.
  • Paid time off including vacations and sick leave.
  • Paid holidays.
Full Job Description
Citibank, N.A. seeks a Credit Portfolio Senior Analyst for its Wilmington, Delaware location.

Duties: Develop quantitative techniques to inform securities investing, equities investing, pricing, or valuation of financial instruments. Develop mathematical or statistical models for risk management, asset optimization, pricing, or relative value analysis. Perform credit review, approval, and portfolio monitoring. Develop credit techniques and procedural improvements. Identify areas for credit policy adjustments. Provide analytics at portfolio and segment levels for risk and profit optimization. Collaborate with Risk Management Information Systems (MIS) on Credit Risk Reporting and Portfolio Quality Review Reporting. Work with cross-functional teams in policy execution and management. Analyze credit and financial performance to recommend policy adjustments using statistical scoring, segmentation, regression, and simulation techniques. Analyze Cards portfolio performance at granular and product levels. Conduct data-driven root cause analysis using SAS and SQL to isolate key performance drivers. Develop credit tests and risk strategies using statistical and modeling techniques. Create tracking mechanisms for monitoring credit tests and expansions. Utilize SAS in a UNIX environment for risk, financial, and data analyses, including profiling, sampling, reconciliation, and quality testing. Evaluate and implement analytic tools to enhance reporting capabilities. Formulate objectives and develop analytical solutions using advanced segmentation techniques like PCA and CHAID. Write and integrate queries in SAS and SQL, ensuring reporting accuracy. Simplify data extraction processes to enhance datamarts. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols.

Requirements: Requires a Master's degree, or foreign equivalent, in Statistics, Mathematics or related quantitative field and 1 year of experience as a Credit Risk Analyst or related position involving consumer credit risk management to mitigate risk in a global financial services institution. Alternatively, employer will accept a Bachelor's degree in the specified fields and 3 years of experience in the above positions. 1 year of experience must include: Statistical analytics using SAS/SQL; Algorithm designing and analysis for behavior forecasting; SAS programming for data management; Regression analysis; Machine learning algorithm designing and implementation; Clustering analysis and risk segmentation; Simple and nonlinear regression models calculation; Model fit and assumption testing and variables adjustment; Experimental design including randomization, replication and control; Approximation of sampling distribution; Experimental data analysis for decision-making formulation and modeling; Credit risk management; Financial analysis; and Financial reporting. Applicants submit resumes at https://jobs.citi.com/. Please reference Job ID #[redacted].

Wage Range: $112,600 to $138,000

Job Family Group: Risk Management

Job Family: Credit & Portfolio Risk Management

Job Family Group:

Job Family:

Time Type:
Full time

Primary Location:
Wilmington Delaware United States

Primary Location Full Time Salary Range:

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills
Please see the requirements listed above.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

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Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Finance & Insurance
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ
C
* Ladders Estimates

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