Credit ManagerWe're looking for an experienced Credit Manager to lead credit and collections for our wholesale HVACdistribution business. This is a key leadership role working closely with Branch Managers, Sales, Customers, Accounting, and Executive Leadership to support sales growth while managing credit risk and protecting the company's financial position.What You'll Own
- Evaluate HVAC contractors, dealers, and commercial customers to establish appropriate credit limits and terms.
- Monitor customer exposure, payment history, AR aging, and financial performance.
- Lead collection efforts on past-due and high-risk accounts while maintaining strong customer relationships.
- Partner with Sales and Branch Management to balance sales opportunities with responsible credit decisions.
- Manage credit insurance claims, collection agencies, legal collections, payment arrangements, and recovery efforts.
- Track DSO, cash flow, bad debt, credit exposure, and collection performance and report key trends to leadership.
- Oversee lien waivers and related documentation for construction and commercial accounts.
- Improve credit, collections, cash application, and customer onboarding processes.
- Lead and develop teams responsible for Credit & Collections, Cash Application, Banking Reconciliations, and Credit Card Processing.
What You Bring- 5+ years of experience in credit, collections, accounts receivable, or financial management; distribution or wholesale experience preferred.
- Experience working with contractor, commercial, or trade customers is a plus.
- Strong financial analysis, negotiation, collections, and decision-making skills.
- Proven ability to lead and develop a team.
- Ability to work collaboratively with Sales and Operations while confidently managing financial risk.
- Bachelor's degree in Finance, Accounting, Business, or related field preferred.
Make an ImpactThis role is about more than collecting past-due accounts. You'll help
support profitable sales, protect customer relationships, reduce risk, and improve cash flow across our HVAC distribution business
