Credit Control Specialist - Analyst

Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Credit underwriting knowledge, ideally in subscription finance.
  • Ability to learn quickly and solve problems effectively.
  • Experience with handling a large volume of applications and data with precision.
  • Strong attention to detail and urgency in meeting deadlines.
  • Excellent communication skills for rapport building with team members and stakeholders.
  • Adaptability to fast-paced and changing banking environments.

Responsibilities

  • Review borrowing bases and credit applications for accuracy.
  • Gather evidence from varied sources for verification.
  • Provide feedback to Coverage Teams and organize data for GBR input.
  • Reformat and adjust applications to align with current guidelines.
  • Build rapport with Coverage Teams and Credit Officers to enhance processes.
  • Identify bottlenecks and recommend process improvements.

Benefits

  • Hybrid work model allowing remote and in-office work.
  • Reasonable accommodations for applicants with disabilities.
Full Job Description
Role Description

Credit Control team is hiring a specialist. This role requires a well rounded adaptable candidate who is able to master product knowledge and bank underwriting guidelines in order to ensure completeness and accuracy credit applications. It is also partially operational and designed to create efficiency within the current day to day responsibilities of the team. The ideal candidate will have prior banking experience, have the ability to learn new skills and concepts fast, be self-motivated, demonstrate problem solving skills and can-do attitude. Ability to work as part of a team, lead juniors and effectively communicate with team members are crucial, as every task in Credit Control is intertwined. The candidate must be able to cover a large volume of work with high attention to detail.

Role Objectives

  • Review borrowing bases and credit applications to ensure that contents are accurate against legal documents.
  • Find data and evidence from various sources including but not limited to legal documents for verification and evidentiary support.
  • Provide feedback to Coverage Teams on their submissions, confirm client based information, and organize data for GBR input team.
  • Reformat application as necessary and rewrite/rephrase sections to meet most recent guidelines and request from Credit Officers.
  • Build and foster rapport with Coverage Teams and Credit Officers, maximizing efficiency of process.
  • Opine on bottlenecks and issues for process improvements


Qualifications and Skills

  • Credit underwriting knowledge, preferably for subscription finance.
  • Fast learner who demonstrates high degree of problem-solving skills
  • Must be able to handle large volume of applications and data points with high degree of accuracy
  • Impeccable attention to detail and sense of urgency to meet deadlines
  • Must be able to communicate and develop rapport with team members and other stakeholders
  • Willingness to adapt to the ever-changing bank environment

SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.

About Sumitomo Mitsui Financial Group, Inc.

Sumitomo Mitsui Financial Group, Inc. Careers

There has never been a more opportune time to join the dynamic team at Sumitomo Mitsui Financial Group, Inc. (SMFG)—a leading force in the financial services industry recognized for its leadership in innovation and diversity.

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Sumitomo Mitsui Financial Group, Inc. offers a plethora of job opportunities that cater to a variety of skills and interests. The company is renowned for its commitment to professional growth and leadership development, making it an ideal environment for ambitious individuals looking to advance their careers.

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At SMFG, career advancement is not just a possibility but a priority. The company supports its team members with extensive training programs, including leadership development and diversity training, ensuring that every employee has the tools and knowledge necessary to succeed.

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Diversity and inclusion are at the core of the company culture at Sumitomo Mitsui Financial Group, Inc. With a global team that values unique perspectives and fosters a collaborative and inclusive environment, SMFG is a place where everyone can thrive.

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For those starting their career journey, SMFG offers internship programs that provide a robust foundation in the financial sector. Interns gain invaluable experience, working alongside seasoned professionals and engaging in projects that offer real-world applications of their studies.

Benefits and Culture

Sumitomo Mitsui Financial Group, Inc. is dedicated to not only attracting but also retaining top talent by offering competitive benefits that enhance both personal and professional life. The company culture promotes work-life balance, employee well-being, and continuous learning.

Innovative Work Environment

Innovation is a key driver of SMFG’s success. Employees are encouraged to bring forward-thinking ideas to the table and are provided with the resources to transform these ideas into actionable solutions that drive the financial industry forward.

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Networking opportunities within SMFG are abundant. Employees are encouraged to connect with colleagues and industry leaders through various platforms and events, enhancing their professional network and opening doors to myriad career opportunities.

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Sumitomo Mitsui Financial Group, Inc. is actively hiring and looking for talented individuals who are passionate, curious, and driven. Explore open positions that match your skills and interests on the SMFG careers page.

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Career Opportunities Await

At Sumitomo Mitsui Financial Group, Inc., the potential for professional development and personal growth is limitless. Discover the exciting and rewarding career opportunities that await at SMFG, where every position contributes to the company’s global success and leadership in the financial industry.
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