Wells Fargo

Credit Card, Business Analyst

Wells Fargo$77K — $133K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2+ years of relevant analysis experience (business, product, marketing, finance, credit risk)
  • Bachelor's degree in a quantitative field like Business, Finance, or Data Science is preferred
  • Strong analytical and structured problem-solving skills
  • Experience in financial services, particularly with credit cards or consumer lending
  • Familiarity with data tools such as SQL, Python, or Tableau
  • Proficient in communicating data-driven insights
  • Ability to work effectively with cross-functional teams

Responsibilities

  • Handle P&L initiatives with independent judgment and ownership
  • Contribute to business cases by evaluating marketing and operational impacts
  • Frame and analyze business problems using data modeling
  • Build and maintain data queries, models, and dashboards
  • Monitor performance post-launch and identify emerging risks
  • Develop insights on product features impacting customer behavior
  • Collaborate with various stakeholders across the organization

Benefits

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life and accident insurance
  • Parental and caregiving leave
  • Tuition reimbursement
  • Commuter benefits
  • Adoption reimbursement
Full Job Description

In this role, you will:

  • Exercise independent judgment to handle low to moderately complex profit and loss (P&L) initiatives related to business product and customer performance, marketing outcomes, or operational efficiency while demonstrating ownership of deliverables to support ideation, design, execution, and measurement
  • Contribute to business cases across multiple domains including marketing acquisition, credit risk, and analytics by translating product and customer growth strategy into clear analysis plans and by evaluating credit risk, operational impacts, and return on investment trade-offs
  • Frame low to moderately complex business problems, combining product and customer insights, and develop recommendations based on data modeling using hypothesis-driven approaches
  • Build queries, models, and dashboards to analyze and display data for decision discussions
  • Develop an understanding of how product variables and features impact customer conversion and go-to-market
  • Monitor post-launch performance and identify and document emerging risks by analyzing performance data, customer behavior, and marketing results
  • Collaborate and consult with a variety of stakeholders including marketing acquisition, finance, analytics, risk, product delivery, technology, and operations

Required Qualifications

  • 2+ years of business analysis, strategy, product, marketing, finance, credit risk, or related analysis experience, or equivalentdemonstratedthrough one or a combination of the following: work experience, training, military experience, education

Desired Qualifications

  • Bachelor27s degree in Business, Finance, Economics, Statistics, Analytics, Mathematics, Engineering, Computer Science, or a related quantitative field.
  • Demonstrated intellectual curiosity, adaptability, and the ability to thrive in fast-paced, ambiguous environments while managing multiple priorities.
  • Strong analytical, business analysis, and structured problem-solving skills with the ability to translate complex business challenges into actionable recommendations.
  • Experience analyzing credit cards, consumer lending, payments, banking, fintech, or financial services portfolios to identify trends, risks, growth opportunities, and performance drivers.
  • Experience leveraging SQL, Python, Excel, Tableau, Power BI, or similar tools to extract, analyze, model, visualize, and communicate data-driven insights.
  • Demonstrated ability to apply strategic thinking and data-driven decision-making to improve customer, portfolio, product, and business outcomes.
  • Knowledge of customer acquisition, engagement, retention, portfolio management, credit risk, fraud, marketing analytics, or related cards business functions.
  • Strong written and verbal communication skills, including the ability to develop business cases, present findings, tell compelling data-driven stories, and influence stakeholders at all levels.
  • Experience conducting customer, market, competitive, and portfolio analysis to support strategic business decisions and growth initiatives.
  • Proven ability to partner effectively with cross-functional teams and business leaders to drive strategic initiatives, process improvements, and measurable business results.
  • Ability to work independently while collaborating effectively across teams and stakeholders.
  • Consulting, strategy, business transformation, or financial services analytics experience preferred.

Job Expectations:

  • Willingness to work on-site at one of the stated locations on the job opening.
  • This position offers a hybrid work schedule.
  • Relocation assistance is not available for this position.
  • This position is not eligible for visa sponsorship.

Locations:

  • 2200 Concord Pike, Wilmington, DE 19803
  • 550 S Tryon St Charlotte, NC 28202
  • 401 Las Colinas Blvd W Bldg A Irving, TX 75039


Pay Range


Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities. $77,000.00 - $133,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visitfor an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

17 Oct 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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