JP Morgan Chase & Co.

Commercial and Investment Bank - Credit Risk Analyst

JP Morgan Chase & Co. • $95K — $115K *
Plano, TX 75024In-Person
Finance & Insurance
Less than 5 years of experience
Today
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Job Overview by Ladders

Qualifications

  • Bachelor's Degree in Finance or Economics or equivalent
  • Strong interest in finance and economic principles
  • Outstanding verbal and written communication skills
  • Excellent interpersonal skills
  • Ability to thrive in a team-oriented environment
  • Proficiency in Microsoft Office Suite, especially Excel

Responsibilities

  • Perform comprehensive credit analysis for lending and trading transactions
  • Create detailed credit approval documents for large corporate borrowers
  • Develop forward-looking views on company and energy sector fundamentals
  • Monitor a diversified portfolio of client credit exposures
  • Participate in negotiating and executing documentation for loans and derivatives
  • Assign and review internal risk ratings while maintaining credit research
  • Collaborate with various teams on capital allocation and maintain industry limits

Benefits

  • Possibility to work on high-stakes credit decisions in the energy sector
  • Exposure to diverse client portfolios across energy industry subsectors
  • Engagement with a team that values independence and integrity
  • Opportunity to collaborate with top-tier investment and banking professionals
  • Potential for growth within a prestigious financial institution
Full Job Description
JOB DESCRIPTION

As a Credit Risk Analyst in J.P. Morgan’s Wholesale Credit Risk team, you will have the opportunity to utilize your analytical skills and credit industry knowledge to make informed credit decisions for a diverse portfolio of clients. You will collaborate with various teams to meet client credit requests, while ensuring a balance between risk and return for the Firm. You will be responsible for monitoring your portfolio, assigning accurate risk ratings to clients and facilities, and maintaining a robust culture of compliance. Your role will be pivotal in assessing, permitting, and managing credit and counterparty risks on various bases. You will be part of a team that values independence and integrity in decision making, and you will have the chance to work closely with coverage and product groups to support business needs. Your primary focus will be on the Utilities Portfolio; however, the role is part of the broader Energy team that covers Investment Grade and High Yield Oil & Gas, Power & Utilities, and Renewable counterparties based in North America.

 

 Job responsibilities

  • Perform comprehensive credit analysis to support approvals for lending and trading transactions, including operating exposures, working independently and within deal teams.
  • Create written credit approval documents, which include spreading and analyzing historical financial statements and preparing cash flow projections for large corporate borrowers.
  • Develop well-supported, forward-looking views on company and energy sector fundamentals, including business drivers, financial performance, and key risk factors.
  • Manage and continuously monitor a diversified portfolio of client credit exposures across energy industry subsectors, ensuring proactive risk management.
  • Participate in negotiating, finalizing, and executing documentation for loans and derivatives.
  • Assign and periodically review internal risk ratings, and maintain up to date credit research across the client portfolio.
  • Collaborate with Investment Banking Coverage, Global Corporate Banking and other product groups on allocation of capital for clients; maintain threshold and industry limits.

 

Required qualifications, capabilities, and skills

 

  • Bachelor’s Degree or equivalent with strong interest in Finance / Economics
  • Outstanding verbal and written communication, along with strong inter-personal skills

 

Preferred qualifications, capabilities, and skills

 

  • Academic training in the principals of accounting, corporate finance, capital markets products, and macro economics
  • Ability to work well in a team environment
  • Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

Unveiling Employment Opportunities at JP Morgan Chase & Co.

Vacancies and Hiring Initiatives

JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

High-Demand Positions

Among the myriad of roles, certain positions stand out for their attractive compensation packages and career advancement prospects. Notably, high-paying jobs at JP Morgan Chase & Co. include Relationship Manager, Branch Manager, and Software Engineer. These roles are critical to the firm's operations and offer lucrative opportunities for those with the requisite expertise.

Navigating the Job Market at JP Morgan Chase & Co.

Leveraging Job Portals and Job Alerts

For job seekers aiming to tap into the opportunities at JP Morgan Chase, staying updated through job portals and subscribing to job alerts is crucial. These tools can provide timely information about job openings, job fairs, and recruitment events, enabling candidates to apply promptly and prepare adequately for interviews.

Preparing Your Job Application

Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

Acing the Interview

Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Finance & Insurance
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ
CCF
* Ladders Estimates

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