One, Inc

Credit Analytics

One, Inc • $100K — $120K *
US-AnywhereRemote in United States
Finance & Insurance
Less than 5 years of experience
Today
Be an Early Applicant
Job Overview by Ladders

Qualifications

  • 4-8 years of credit analytics experience
  • Experience in consumer underwriting strategy or portfolio risk analytics
  • Advanced SQL and AI skills for data analysis
  • Strong analytical and problem-solving skills
  • Intellectual curiosity to understand underlying reasons
  • Proactive, ownership-oriented mentality

Responsibilities

  • Own credit strategy for various liquidity products
  • Analyze customer behavior beyond basic metrics
  • Develop and launch new credit products
  • Leverage AI tools for enhanced product analytics
  • Present insights to senior leadership to influence decisions

Benefits

  • Competitive base salary and stock options
  • Health benefits from Day 1
  • 401(k) with company match
  • Remote-friendly environment with flexible time off
  • High-growth, mission-driven, inclusive culture
Full Job Description
The Role

As a member of the analytics team, you bring order to vast amounts of internal and external data so OnePay can make better data-driven credit decisions, faster. You'll own credit and product analytics for our in house liquidity products driving smarter decisions, better outcomes for our customers and growth for the business. You understand that risk is about more than minimizing losses and are eager to work cross functionally with product, engineering and data science teams to drive the business forward

In this role, you will:
  • Own credit strategy end-to-end across advance, overdraft and other credit products - creating policies that balance growth and risk
  • Think holistically about customer behavior, not just program-level metrics - connect segmentation and behavioral signals across products to uncover new insights
  • Launch new credit products from scratch balancing first principles and limited data to scale innovative experiences with a credit and product lens
  • Leverage AI-powered tools and techniques to accelerate analysis, develop and validate predictive insights, and push the boundaries of what's possible in product analytics.
  • Share insights and recommendations to senior leadership and stakeholders to influence the direction of the business

You bring
  • 4-8 years of professional experience in credit analytics with a proven track record of leveraging quantitative analyses to drive business or product changes in a fast-paced environment.
  • Demonstrated experience with consumer underwriting strategy and/or portfolio risk analytics - cash advance, overdraft, BNPL, or short-term consumer lending experience is a strong plus.
  • Advanced SQL and AI skills, with the ability to independently pull and analyze complex datasets.
  • Strong analytical thinking and problem-solving skills - you can go from ambiguous questions to clear insights.
  • Intellectual curiosity to look beyond the 'what' and answer the 'why'.
  • An act-like-an-owner mentality. We have a bias toward taking action.


What We Offer
  • Competitive base salary, stock options, and health benefits from Day 1
  • 401(k) plan with company match
  • Remote-friendly (US), flexible time off (FTO), and opportunities for growth
  • A high-growth, mission-driven, inclusive culture where your work has real impact


Standard Interview Process
  • Initial Interview with Talent Partner
  • Technical or Hiring Manager Interview
  • Team Interview
  • Executive Interview
  • Offer!

About One, Inc

One, Inc. provides software solutions for the insurance industry. The company offers a cloud-based policy administration system that automates the process of selling and servicing insurance policies. The company's platform enables insurance companies to manage policies, claims, billing, and analytics. The company's customers include insurance carriers, managing general agencies, and brokers. The company was founded in 2005 and is headquartered in Santa Monica, California.
Learn more about One, Inc
Size
200 employees
Industry
Enterprise Technology
Founded
2012
* Ladders Estimates

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