TD Bank

Counsel (US) - – Digital Banking and Innovation Legal Team

TD Bank$140K — $231K *
Legal & Accounting
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree required
  • JD from accredited law school required
  • 5+ years of relevant experience
  • Admitted to a State Bar in good standing
  • Basic understanding of banking and financial services operations

Responsibilities

  • Provide clear legal advice tailored to business needs
  • Identify potential conflicts and escalate as needed
  • Lead negotiations and conflict resolutions effectively
  • Analyze and apply laws to banking products and services
  • Collaborate with business and technology stakeholders on innovation

Benefits

  • Opportunities for professional growth and skill development
  • Emphasis on fair and equitable compensation practices
  • Supportive work environment encouraging career progression
  • Potential to supervise other legal staff and junior attorneys
  • Involvement in cutting-edge financial services work
Full Job Description

Work Location:

New York, New York, United States of America

Hours:

40

Pay Details:

$140,000 - $231,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Legal

Job Description:

Team Overview:

TD's Digital Banking and Innovation Legal Team is seeking a highly-motivated and forward-thinking Counsel to help shape the future of banking in the digital age. This attorney will partner closely with business, technology, risk, and compliance stakeholders to enable responsible innovation throughout the product lifecycle.

As a thought leader on the Digital Banking and Innovation Legal Team, the Counsel will help shape risk management frameworks and advise TD Bank US on artificial intelligence, digital assets, digital banking platforms, open banking, electronic payment systems, and related third-party and fintech partnerships. The Counsel will also analyze and apply existing and emerging laws, rules, and regulations to current and future banking products and services across the bank. If you are an intellectually agile attorney seeking an opportunity to practice on the cutting edge of financial services, come join our team!

Depth & Scope:

  • Provides consistent and sound legal advice in a clear, concise and responsive manner by taking initiative to develop legal knowledge and skill; knowing relevant substantive law, identifying legal issues; knowing the business and its products, operations, strategy, risk appetite and regulatory environment; owning the role of interpreting legal requirements through a balanced understanding of the law and business context to formulate relevant legal theories; and identifying business issues and policies related to the legal requirements, describing legal issues and options to the client
  • Identifies conflict situations and brings more senior lawyers into the decision-making process as appropriate by identifying situations when actions that the business unit wants to take conflicts with TD's risk appetite and discusses with client how particular actions might be inconsistent
  • Effectively contributes to and/or leads negotiations and conflict resolutions by gathering supportive information in preparation for the negotiation, understanding the dynamics of the process and displaying an effective combination of firmness, tact, patience and respect in dealing with all parties involved


Education & Experience:

  • Bachelors degree required
  • JD from accredited law school required
  • 5+ Years of related experience
  • Admission to appropriate State Bar in good standing and licensed to practice law in the State
  • Basic understanding of banking/financial services operations and issues
  • Ability to simplify, problem solve, multitask and work effectively against deadlines
  • Integrity and high moral standards
  • Strong negotiation and conflict resolution skills
  • Strong legal research and analysis skills
  • Detail oriented
  • Must be able to apply legal knowledge to the business
  • Ability to exercise sound judgment
  • Excellent oral and written communication skills
  • Strong teamwork and client skills
  • Highly motivated
  • May supervise administrative and paralegal staff and junior attorneys

Preferred Qualifications:

  • Excellent verbal and written communication skills, with a focus on practical and actionable advice. 
  • Curiosity, creativity, and resourcefulness.
  • Experience advising banks or other financial services clients in a large law firm setting or similar in-house experience.
  • Experience advising on commercial and/or retail banking laws, rules, and regulations, including in the context of emerging technology and novel use cases.

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

  • Domestic Travel – Occasional
  • International Travel – Occasional
  • Performing sedentary work – Continuous
  • Performing multiple tasks – Continuous
  • Operating standard office equipment - Continuous
  • Responding quickly to sounds – Occasional
  • Sitting – Continuous
  • Standing – Occasional
  • Walking – Occasional
  • Moving safely in confined spaces – Occasional
  • Lifting/Carrying (under 25 lbs.) – Occasional
  • Lifting/Carrying (over 25 lbs.) – Never
  • Squatting – Occasional
  • Bending – Occasional
  • Kneeling – Never
  • Crawling – Never
  • Climbing – Never
  • Reaching overhead – Never
  • Reaching forward – Occasional
  • Pushing – Never
  • Pulling – Never
  • Twisting – Never
  • Concentrating for long periods of time – Continuous
  • Applying common sense to deal with problems involving standardized situations – Continuous
  • Reading, writing and comprehending instructions – Continuous
  • Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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