Liberty Mutual

Complex Claims Specialist, Financial Lines Professional Liability

Liberty Mutual$110K — $130K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of experience in D&O and/or EPL claims, preferably with private companies and not-for-profits.
  • Strong skills in managing complex litigation and working with defense counsel.
  • Proven analytical and negotiation capabilities with effective judgment on high-stakes claims.
  • Possession of an active adjuster license or willingness to obtain one as needed.
  • J.D. or relevant insurance/claims certifications (e.g., CPCU, AIC) are beneficial.

Responsibilities

  • Oversee a diverse portfolio of D&O and EPL claims from investigation to resolution.
  • Set and review indemnity and expense reserves independently, providing recommendations on significant claims.
  • Direct the litigation procedures, including counsel selection and budget management.
  • Engage strategically in mediations and arbitrations to optimize settlement outcomes.
  • Identify and escalate claim trends and policy issues to management and underwriting teams.
  • Prepare executive-level updates on significant claims and exposures.
  • Represent Liberty Mutual in discussions with brokers and reinsurers during claims marketing activities.
  • Serve as a mentor to junior claims staff, aiding in their development and best practices.

Benefits

  • Development opportunities for career advancement within the company.
  • Mentorship and support for professional growth in complex claims management.
  • Collaborative engagement with underwriting and legal departments on key claims.
  • Participation in high-exposure claims that impact organization-wide policy.
Full Job Description
Description

Liberty Mutual is seeking an experienced claims professional to own a sophisticated book of Private Company and Not-For-Profit Directors & Officers (D&O) and Employment Practices Liability (EPL) claims. This is a role for a seasoned specialist — someone who can operate with minimal oversight, exercise sound independent judgment on complex coverage and liability questions, and manage claims with real financial and reputational stakes from first notice through resolution.  If you have advanced D&O and/or EPL claims experience, this is the job for you!

 

You'll bring deep technical expertise in Employment Practices Liability and/or Management Liability coverage, 

a strong grasp of litigation strategy, and the confidence to make high-authority decisions on reserving, settlement, and case direction. This is an opportunity to work at the higher end of claim complexity and severity, partner directly with underwriting and senior counsel, and shape outcomes on claims that matter.

 

Location note: Candidates within a 50-mile radius of one of our Commercial claims offices (Westborough, MA; Boston, MA; Hoffman Estates, IL; Indianapolis, IN; Lake Oswego, OR; Las Vegas, NV; Chandler, AZ; Plano, TX; Suwanee, GA; or Weatogue, CT) will be expected to be in-office at least twice monthly. This requirement is subject to change.

 

What You'll Own

  • End-to-end management of a complex D&O and EPL claim portfolio — investigation, coverage analysis, and disposition on sophisticated, often novel, exposures
  • Independent reserve authority: setting and regularly reviewing indemnity and expense reserves for adequacy, with recommendations on claims exceeding your authority
  • Direction of the litigation process, including counsel selection, budget oversight, and strict adherence to litigation guidelines
  • Strategic participation in mediations and arbitrations within your settlement authority
  • Identification and escalation of claim trends, account issues, and policy language concerns to management and underwriting partners
  • Preparation of executive-level reports on high-exposure or high-visibility claims
  • Representation of Liberty Mutual in front of brokers, risk managers, and reinsurers as part of claims marketing efforts
  • Mentorship — informally guiding less experienced claims staff and contributing to best-practice development
  • Active participation in the claims audit process
Qualifications

What We're Looking For

  • Extensive experience (typically 7+ years) handling D&O and/or EPL claims, ideally including private company and not-for-profit exposures
  • Demonstrated ability to manage complex litigation and work effectively with defense counsel
  • Strong analytical and negotiation skills, with a track record of sound judgment on high-authority claims
  • Active adjuster license(s), or ability to obtain and maintain as required
  • J.D. or equivalent claims/insurance credentials (e.g., CPCU, AIC) a plus, though not required

About Liberty Mutual

Since 1912, Liberty Mutual Insurance have committed theirselves to providing broad, useful and competitively-priced insurance products and services to meet their customers' ever-changing needs. Their delivery on this commitment is the reason they're now the third largest property and casualty insurer in the U.S. based on 2012 direct premium written according to the National Association of Insurance Commissioners.

Liberty Mutual Careers

Join the vibrant team at Liberty Mutual, a leading global insurance company, where your career is in your hands. At Liberty Mutual, we are committed to fostering an inclusive culture that values diversity and innovation. With a variety of job opportunities across multiple fields, this is where your professional journey can truly flourish.

Work You’ll Do

At Liberty Mutual, you’ll be part of a team that’s dedicated to empowering people to live safer, more secure lives. Whether you’re interested in a position in claims handling, underwriting, or customer service, you’ll find a platform here to enhance your skills and push the boundaries of what you can achieve.

Explore Our Job Opportunities

Liberty Mutual offers a range of career paths for both seasoned professionals and those just starting out. Our internship programs provide invaluable hands-on experience, helping to bridge the gap between education and full-time employment. For those seeking to grow their career, we offer positions that challenge and inspire, backed by benefits that support both professional and personal growth.

Innovate with Us

Innovation is at the heart of Liberty Mutual. We encourage our team to bring fresh ideas that drive industry leadership and improve customer experiences. By joining our team, you’ll collaborate with talented professionals who are keen on developing solutions that lead the market.

Develop Your Career

Liberty Mutual is deeply invested in the professional development of its employees. With comprehensive diversity training and leadership programs, we prepare you to take on leadership roles within the company. Networking opportunities within the company can lead to mentorship and further career advancement.

Benefits of Joining Liberty Mutual

Working at Liberty Mutual comes with numerous benefits. From competitive salaries to health and wellness programs, we ensure our team members are well taken care of. More than just a job, a position at Liberty Mutual is a stepping stone to a fulfilling career.

Join Our Team

Ready to take the next step in your career? Explore the job opportunities at Liberty Mutual. We are actively hiring and looking for individuals who are passionate, curious, and ready to drive change. Enhance your resume, prepare for your interview, and become part of a company that values your unique skills and vision.

Stay Connected

Keep up to date with the latest from Liberty Mutual Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get insights into new postings and career tips directly from our team.

Liberty Mutual: A Place to Grow, Innovate, and Lead

Discover how you can make a difference. Visit our careers page to find the position that’s right for you and join a team that’s committed to growth, leadership, and innovation. At Liberty Mutual, your career is what you make it.
Learn more about Liberty Mutual
Size
45,000 employees
Industry
Founded
1912

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