RLI Corp

Commercial Specialty Auto Underwriter

RLI Corp • $77K — $109K *
Atlanta, GA 30349In-Person
Finance & Insurance
Less than 5 years of experience
Today
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Job Overview by Ladders

Qualifications

  • Bachelor's degree in insurance, finance, risk management, business or related field
  • 3+ years of commercial P&C underwriting experience, ideally in Commercial Specialty Auto or E&S Transportation
  • Familiarity with commercial insurance coverage and policy forms
  • Strong analytical skills and the ability to evaluate risk exposures
  • Excellent communication skills for negotiations and relationship-building

Responsibilities

  • Analyze and price new and renewal Commercial Specialty Auto accounts
  • Underwrite transportation risks within established guidelines
  • Review complex submissions and assess loss histories and operational exposures
  • Apply underwriting judgment for risk quality and pricing adjustments
  • Develop and maintain productive relationships with agents and brokers
  • Negotiate terms and coverage with agency partners
  • Monitor renewal accounts and recommend necessary adjustments

Benefits

  • Annual bonus plans
  • Employee stock ownership plan (ESOP)
  • 401(k) with automatic 3% company contribution
  • Paid time off (PTO) and holidays
  • Flexible & hybrid work arrangements
  • Comprehensive medical, dental and vision benefits
  • Training & certification opportunities and tuition reimbursement
Full Job Description
Position Purpose
Under occasional supervision, underwrite new and renewal Commercial Specialty Auto accounts within the Transportation business. Evaluate and price risks while balancing profitability, growth, and customer service objectives. Develop strong relationships with agents and brokers, identify quality transportation risks, and apply sound underwriting judgment to build a profitable book of business. Review more complex submissions, loss experience, and pricing models while operating within assigned underwriting authority.

Principal Duties & Responsibilities
  • Analyze, evaluate, price, quote, bind, decline, and renew Commercial Specialty Auto accounts with moderate to high premium volume and risk exposure.
  • Underwrite transportation risks in accordance with underwriting guidelines and authority levels.
  • Review submissions, loss history, financial information, driver and fleet characteristics, safety programs, and operational exposures to determine acceptability and pricing.
  • Apply underwriting judgment to evaluate risk quality, coverage structure, deductibles, pricing, and terms to achieve profitable growth.
  • Develop and maintain strong relationships with agents, brokers, reinsurers, and internal business partners to support production and service objectives.
  • Negotiate pricing, coverage, and terms with agency partners while maintaining underwriting discipline.
  • Monitor renewal business and recommend pricing or coverage changes based on loss trends, market conditions, and account performance.
  • Document underwriting decisions and maintain complete, accurate account files.
  • Assist with policy approvals, endorsements, renewals, and other policy servicing activities within assigned authority.
  • Participate in agency visits, marketing activities, and industry events to strengthen agency relationships and identify new business opportunities.
  • Assist with special projects and perform other duties as assigned.

Education & Experience
  • Typically requires a bachelor's degree in insurance, finance, risk management, business or a related field
  • Minimum of 3+ years of commercial P&C underwriting experience, preferably with Commercial Specialty Auto or Excess & Surplus (E&S) Transportation accounts
  • [OR] equivalent level of education and experience


Knowledge, Skills, & Competencies
  • Knowledge of Commercial Specialty Auto and/or E&S Transportation underwriting principles, including operations, risk selection, pricing, and coverage evaluation.
  • Ability to analyze transportation exposures, loss experience, financial information, and pricing models to make sound underwriting decisions.
  • Strong understanding of commercial insurance coverage, policy forms, and underwriting guidelines.
  • Ability to evaluate driver, vehicle, fleet, and operational characteristics to assess risk quality.
  • Strong analytical and problem-solving skills with the ability to balance production goals and profitability.
  • Excellent verbal and written communication skills with the ability to explain underwriting decisions and negotiate effectively with agency partners.
  • Ability to build and maintain productive relationships with agents, brokers, reinsurers, and internal stakeholders.
  • Ability to prioritize multiple accounts and manage competing deadlines in a fast-paced environment.
  • Proficient with underwriting systems and technology used to analyze risk and manage a book of business.
  • Demonstrates sound underwriting judgment and typically possesses underwriting letter of authority appropriate for the role.
  • Participates in continuing education and remains current on transportation industry trends, regulatory developments, and market conditions.
  • Works independently on moderately complex risks and escalates unique or non-standard issues when appropriate.


Compensation Overview
The base salary range for the position is listed below. Please note that the base salary is only one component of our robust total rewards package at RLI. The salary offered will take into account a number of factors including, but not limited to, geographic location, experience, scope & responsibilities of the role, qualifications/credentials, talent availability & specialization, as well as business needs. The below range may be modified in the future.

Base Pay Range
$77,025.00 - $109,145.00

Total Rewards
At RLI, we're all owners. We hire the best and the brightest employees and allow them to share in the company's success through our Total Rewards. With the Employee Stock Ownership plan at its core, the Total Rewards program includes all compensation, benefits and perks that come with being an RLI employee.

Financial Incentives
  • Annual bonus plans
  • Employee stock ownership plan (ESOP)
  • 401(k) - automatic 3% company contribution
  • Annual 401k and ESOP profit-sharing contributions (Up to 15% of eligible earnings)


Work & Life
  • Paid time off (PTO) and holidays
  • Paid volunteer time off (VTO) to support our communities
  • Parental and family care leave
  • Flexible & hybrid work arrangements
  • Fitness center discounts and free virtual fitness platform
  • Employee assistance program


Health & Wellness
  • Comprehensive medical, dental and vision benefits
  • Flexible spending and health savings accounts
  • 2x base salary for group life and AD&D insurance
  • Voluntary life, critical illness, & accident insurance for purchase
  • Short-term and long-term disability benefits


Personal & Professional Growth
RLI encourages its employees to pursue professional development work in insurance and job-related areas. We make a commitment to employees to provide educational opportunities that help them enhance their skills and further their career advancement. RLI fosters a true learning culture and encourages professional growth through insurance courses, in-house training and other educational programs. RLI covers the cost for most programs and employees typically earn a bonus upon successful completion of approved courses and certifications. Our personal and professional growth benefits include:
  • Training & certification opportunities
  • Tuition reimbursement
  • Education bonuses

About RLI Corp

RLI Corp is an American property and casualty insurance company headquartered in Peoria, Illinois. The company, through its subsidiaries, provides various insurance products, including casualty insurance, property insurance, and surety bonds. RLI Corp operates in all 50 states and internationally. The company was founded in 1965 and has since grown to become a Fortune 1000 company. RLI Corp is known for its strong financial performance and has consistently been rated A+ by A.M. Best.
Learn more about RLI Corp
Size
890 employees
Market Cap
$5.9 billion
Industry
Finance & Insurance
Net Income
$157 million
Founded
1965
5 Year Trend
+7.6%
Revenue
$983.6 million
NASDAQ
RLI
* Ladders Estimates

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