Capital One Financial Corporation

Commercial Rotation Program Associate - 2027

Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or in process of completion by July 2027
  • Degree in Finance, Accounting, Business, Economics, or similar major preferred
  • Strong interpersonal, verbal, and written communication skills
  • Analytical and problem-solving skills
  • Proven leadership and teamwork capabilities
  • Knowledge of accounting and finance principles
  • Familiarity with generative AI for collaboration in tasks

Responsibilities

  • Participate in loan origination, structuring, underwriting, and risk evaluation
  • Conduct research and analysis of market data for financial projections
  • Analyze financial statements to support credit and business decisions
  • Prioritize assignments and manage multiple tasks effectively
  • Collaborate in a fast-paced and dynamic team environment

Benefits

  • Comprehensive health and financial benefits
  • Inclusive workplace culture
  • Ongoing mentorship and career development opportunities
  • Exposure to various commercial banking functions
  • Opportunity to apply for roles across all business areas post-program
Full Job Description
Commercial Rotation Program Associate - 2027

Key Role Details

  • Full-time new hires for this role will start as a cohort in a rotational program in July 2027.

  • This role is a full-time associate position within a two-year rotational program, designed as a career accelerator to foster the next generation of leading talent.

  • Rotations occur at the one-year mark and allow for hands-on experience in two distinct roles.

  • Rotations may require relocation depending on business need.

  • Upon program completion, associates are given the opportunity to apply to roles within the Commercial Bank across all business areas and geographies, or explore other opportunities at Capital One.

  • Participation in the program requires that you are located in the continental United States with in-person attendance at your assigned location, in accordance with Capital One9s .

At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (e.g. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-3, and O-1,or any other forms of work authorization that require immigration support from an employer).

Basic Qualifications

  • Currently has, or is in the process of obtaining, a Bachelor9s degree or higher with an expectation that you will complete your most recent full-time degree program by July 2027 or earlier.

Preferred Qualifications:

  • Currently has, or is in the process of obtaining, a Bachelor's degree or higher in Finance, Accounting, Business, Economics, or relevant major

  • Exceptional interpersonal, verbal communication and writing skills

  • Strong quantitative, analytical, problem solving and conceptual skills

  • Examples of demonstrated leadership and team-oriented traits

  • Knowledge of general accounting and finance principles

  • Intellectually curious and forward thinking

  • Familiarity with generative AI platforms and a demonstrated ability to use AI as a collaborator for research, drafting, and problem-solving in a fast-paced environment.

Commercial Rotation Program Associate - 2027

Capital One9s Commercial Banking group is a passionate and entrepreneurial team embracing bold ideas and fostering collaboration to deliver great products. Today, the Commercial Bank services a $70 billion loan portfolio, serving more than 6,100 clients. We span several lines of business to deliver strategic client solutions by driving digital innovations that transform businesses and industries.

What is the Commercial Rotation Program?

The Commercial Rotation Program (CRP) is a two-year rotational program designed to help you launch a challenging, accelerated and rewarding career. You9ll have the tools to build a strong foundation in Commercial credit analysis, Commercial risk management, and other various functions and products offered to clients.

As a part of the Commercial Rotation Program, you9ll participate in two rotations across various Commercial Bank business areas including: Healthcare & Technology, Media and Telecom, Energy Banking, Financial Institutions, Middle Market Banking, Commercial Real Estate, and Community Finance.

Rotation locations may include McLean, VA; Houston, TX; Plano, TX; Chicago, IL; Boston, MA; Charlotte; NC.

Associate placement in each location is determined by business demand, and associates must be open to changing geographic locations at least once throughout this two-year program.

Throughout both rotations, you9ll be an integral part of your team and have a wide variety of hands-on experiences. You9ll develop a thorough understanding of commercial banking and risk management, while learning the fundamentals of relationship management, underwriting and portfolio management. Ongoing training will provide an in-depth look into critical teams and support functions, offering you a unique perspective across the Commercial Bank.

You9ll receive ongoing mentorship and career development from seasoned leaders and executives across the Bank, helping you build the necessary skills, competencies and experiences to accelerate your career. Challenging team and individual projects, client interaction, broad business exposure, along with an immersion into multiple areas of the Commercial Bank that will allow you to develop a strong foundation in financial & credit analysis and grow as a leader in the financial services industry.

Upon program completion, you9ll be given the opportunity to apply to roles within the Commercial Bank across all business areas and geographies. Many of our graduates go on to pursue careers in areas like Underwriting and Portfolio Management, Commercial Real Estate, Corporate Banking, Credit Risk, and more.

We value collaboration and innovation. On the Commercial Banking team, you9ll find energized, positive people rolling up their sleeves to deliver value-added solutions, products and services for our clients. If you want to be part of a fast-paced, client-centric and strategically-growing business, Capital One Commercial Bank wants you to join our talented group!

Roles and Responsibilities:

  • Participation in loan origination, structuring, underwriting and risk evaluation of credit facilities

  • Research and analysis of industry and market data to complete financial projections

  • Analyzing financial statements, portfolio and the company to support business development and credit decisions

  • Ability to prioritize assignments and multi-task with strong attention to detail

  • Ability to work in a fast-paced, collaborative and dynamic environment

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Cambridge, MA: $97,000 - $97,000 for Commercial Rotation Program Associate


Charlotte, NC: $88,000 - $88,000 for Commercial Rotation Program Associate


Chicago, IL: $88,000 - $88,000 for Commercial Rotation Program Associate


Houston, TX: $88,000 - $88,000 for Commercial Rotation Program Associate


McLean, VA: $97,000 - $97,000 for Commercial Rotation Program Associate


Plano, TX: $88,000 - $88,000 for Commercial Rotation Program Associate






Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate9s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

About Capital One Financial Corporation

Chevy Chase Bank is the greater Washington region's largest locally-owned banking institution providing a complete array of financial products and services to consumers and businesses in Maryland, Virginia, and the District of Columbia. The Bank, which is headquartered in Bethesda, Maryland, has approximately 250 branches and over 1,000 ATMs, more than anyone else in the greater Washington market. Chevy Chase Bank currently has over $16 billion in assets and services over 1 million customers. For more information about Chevy Chase Bank, please visit chevychasebank.com.

Capital One Financial Corporation Careers

Join the vibrant team at Capital One Financial Corporation, a leader in the financial services industry, where innovation meets purpose-driven leadership. As one of the most forward-thinking companies in banking, Capital One is the perfect place to jumpstart or advance your career with a myriad of job opportunities in various fields.

Work You’ll Do

At Capital One, we are committed to excellence and setting our team members up for success. By joining our dynamic team, you will engage in meaningful work that makes a real difference. From developing cutting-edge technology to crafting personalized financial solutions, every position at Capital One is geared towards redefining the future of banking.

Innovate and Lead

Capital One is not just a company; it's a hub of innovation and leadership. We empower our professionals to lead with their ideas and see them come to life. Our culture thrives on diversity and the unique perspectives each team member brings. Here, your skills in networking, problem-solving, and leadership will not only be valued but also nurtured through professional development and diversity training.

Grow Your Career

Capital One is deeply invested in the growth and development of its employees. With robust training programs, mentorship, and resources for professional enhancement, we ensure that your career trajectory aligns with your personal and professional goals. Whether it’s rising through the ranks or switching tracks via internal job opportunities, your growth is our priority.

Internship and Employment Opportunities

For those starting their journey, Capital One offers enriching internship programs that provide a glimpse into the culture and work ethic that drives our success. Interns gain hands-on experience, valuable insights, and the opportunity to network with leaders across the company. For seasoned professionals, we offer positions that challenge your expertise while encouraging balance and innovation.

Benefits and Culture

Choosing to work at Capital One means opting for a lifestyle where your well-being is prioritized. Our benefits package is designed to support you both at work and in your personal life, encompassing health, finance, and family. The inclusive culture at Capital One ensures that everyone, regardless of background, has the opportunity to thrive.

Join Our Team

Explore the various career paths available at Capital One and discover how your skills and passions can align with our mission. We are continuously hiring across multiple disciplines, eager to welcome curious, creative, and driven individuals to our team.

Stay Connected

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Search Capital One Jobs

Ready to take the next step in your career? Search open positions that match your skills and interests. At Capital One, your next job opportunity could be the gateway to a fulfilling and prosperous career.

Read Careers Blog

Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Capital One Financial Corporation is not just a company—it's a place where you can make an impact. Discover the opportunities waiting for you in a career at Capital One. Join us and shape the future of banking with your vision, skills, and enthusiasm.
Learn more about Capital One Financial Corporation
Size
51,500 employees
Market Cap
$34.1 billion
Industry
Net Income
$2.7 billion
Founded
1994
5 Year Trend
+2.4%
NASDAQ

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