Commercial Risk Advisor - Sales

Morris & Garritano Insurance

$100K — $150K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Four-year degree or relevant experience
  • 3-5 years of outside sales and cold calling experience
  • Basic knowledge of insurance concepts
  • Detail-oriented with strong organizational skills
  • Proficient in common office software
  • Property and Casualty license or ability to obtain within 90 days (employer sponsored)

Responsibilities

  • Work in the Irvine office three days a week and remotely two days per week
  • Solicit new business through cold calling, networking, and referrals
  • Collaborate with mentors to learn about Commercial Lines coverages
  • Manage the full sales cycle including lead generation and negotiations
  • Create partnerships with business owners to implement risk management practices
  • Adapt to changes in the market continuously
  • Engage in ongoing education to enhance expertise

Benefits

  • Medical, Dental, Vision insurance with 98% premium coverage for individual plans
  • Free Employee Assistance Program
  • Paid holidays, sick leave, and flexible vacation time
  • 401(k) plan with 50% match
  • Uncapped new business commission structure and yearly renewal commissions
Full Job Description
About the Role:

Joining our team as a Risk Advisor opens a world of incredible opportunities and rewards for those who are willing to invest in their own success. You will find yourself immersed in a dynamic environment where your efforts directly correlate with your achievements. As a vital part of our team, you'll be tasked with building an organic pipeline and carrying it through to develop a true book of business as an accomplished hunter.

Located in vibrant Orange County, our team is seeking individuals who are self-motivated and driven by a passion for excellence and growth. We believe in nurturing talent and providing the support and mentorship to help you thrive.

How will you be compensated:
  • $100,000-$150,000 Base Salary
  • Uncapped New Business Commission Structure
  • Yearly Renewal Business Commissions
  • Medical, Dental, Vision Insurance plans. We cover 98% of the premiums for most individual plans
  • Free Employee Assistance Program
  • Paid Holidays, Paid Sick Time, and Flexible Vacation Time
  • 401(k) with 50% match

Who you are:
  • You are a self-starter, sociable, innovative and goal oriented
  • You drive towards results without sacrificing quality
  • You excel in reaching goals while remaining accountable to agency Core Values
    • Do the Right Thing
    • Love What You Do
    • Always Be Improving
    • Go The Extra Mile
    • Build Collaborative Relationships
  • You shine when selling a highly complex work product
  • You hold a sincere belief in people-driven decision making within a business environment
  • You have an analytical mindset with the ability to understand risk management principles and assess clients' insurance needs

What you will do:
  • Work in our Irvine office alongside peers 3 days per week while working remotely and in the field up to 2 days per week with Agency provided technology and hardware
  • Tenaciously solicit new business with drive and initiative through cold calling, networking, referrals, and other lead sources
  • Work closely with your mentors and manager to gain a deep understanding of Commercial Lines coverages as well as industry knowledge, laws/regulations and best practices
  • Successfully manage the full sales cycle including:
    • Lead generation
    • Prospecting/Outreach
    • Negotiating
    • Proposing coverage
    • Closing with C-Suite level executives
    • Renewal process
  • Create trusted partnerships with business owners and executives, aiding them in implementing risk management practices to bolster success of their firms
  • Continually learn and react within a constantly changing market
  • Pursue continuing education opportunities that support growing expertise

Your Qualifications:
  • Four-year college degree or relevant work experience
  • 3-5 years of Outside Sales/Cold Calling experience
  • Knowledge of basic insurance concepts and willingness to undergo comprehensive training in commercial insurance products, coverages, and underwriting guidelines
  • Detail-oriented with strong organizational skills and the ability to simultaneously manage
  • Proficiency in software applications commonly used in an office environment
  • Property and Casualty license or attainment within 90 days (employer sponsored)

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