Zions Bancorporation

Commercial Portfolio Manager- In-Office Salt Lake City, UT

Zions Bancorporation$80K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree with 2-4+ years of credit-related lending or 5+ years of related experience.
  • Comprehensive understanding of underwriting processes.
  • Advanced knowledge of commercial lending is essential.
  • Deep expertise in credit analysis and financial statement management.
  • Experience with bank loan and deposit systems like Tax Analysis and Moody's preferred.
  • Excellent verbal and written communication skills, particularly with senior-level stakeholders.
  • Advanced proficiency in MS Office, especially Excel.

Responsibilities

  • Underwrite and service commercial loan portfolios effectively.
  • Analyze financial statements and assess credit risk and loan structuring.
  • Monitor and report on loan performance and documentation.
  • Provide exceptional customer service and maintain client relationships.
  • Assist Relationship Managers and Branch Managers with credit-related requests.
  • Collaborate with internal and external clients on sensitive matters.
  • Support additional responsibilities as required for business operations.

Benefits

  • Medical, Dental, and Vision Insurance starting from day one.
  • Life and Disability Insurance, Paid Parental Leave, and Adoption Assistance.
  • Health Savings and Flexible Spending Accounts for healthcare expenses.
  • Generous Paid Time Off (PTO) plus 12 Paid Federal Holidays.
  • 401(k) with company match and Profit Sharing options.
  • Mental health support services including coaching and therapy.
  • Tuition Reimbursement of up to $5,250 per year for related degree programs.
Full Job Description
Zions Bank has just opened an opportunity for a Commercial Portfolio Manager in our Downtown Salt Lake City location.

Come join a team where you can collaborate and consult directly with clients as they manage their business operations. If you're ready for the next step in your career, this may be your opportunity!

Ideal candidates will have the skills and experience necessary to:
  • Underwrite and service a portfolio of commercial loan relationships.
  • Spread and analyze financial statements, address industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitor credit performance and loan presentations.
  • Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.
  • Provide customer service through clear communication skills, approachability, and working knowledge of all processes.
  • Manage existing client relationships.
  • Assist Relationship Managers and Branch Managers with credit requests.
  • Collaborate and communicate with internal and external clients at a high level regarding sensitive matters, as well as routine matters.
  • Expand, build and maintain relationships, with a resulting high degree of customer satisfaction.
  • Remain flexible and support other responsibilities as needed for the business.


What you need to bring to the table:
  • Typically requires a Bachelor's degree and 2 - 4+ years credit associated lending or 5+ years related experience. An equivalent combination of education and experience may meet qualifications.
  • Comprehensive understanding of underwriting.
  • Advanced knowledge of commercial and/or related lending required.
  • Deep knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, loan documentation, etc.
  • Experience with bank loan and deposit systems preferred:
    • Tax Analysis
    • Moody's
  • Excellent writing and verbal communication skills and confidence in working with internal and external senior level individuals.
  • Advanced level expertise with MS Office - most particularly with Excel.


Benefits:
  • Medical, Dental and Vision Insurance - START DAY ONE!
  • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
  • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
  • Paid Training, Paid Time Off (PTO) and 12 Paid Federal Holidays, and any applicable state holidays
  • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
  • Mental health benefits including coaching and therapy sessions
  • Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire

About Zions Bancorporation

Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah. It is the parent company of Zions Bank, which operates in 11 Western and Southwestern states. Zions Bancorporation provides banking and related services through its subsidiaries and offers a variety of commercial, retail banking, and mortgage lending products. The company was founded in 1873 and has grown through a series of mergers and acquisitions. Zions Bancorporation is publicly traded on the NASDAQ stock exchange under the ticker symbol ZION.
Learn more about Zions Bancorporation
Size
10,000 employees
Industry
Founded
1873

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