JP Morgan Chase & Co.

Commercial & Investment Bank Wholesale Credit Risk Analyst

JP Morgan Chase & Co.$90K — $120K *
Plano, TX 75024In-Person
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in accounting, finance, capital markets, or macroeconomics
  • Strong analytical and financial modeling skills
  • Solid understanding of accounting and corporate finance principles
  • Excellent verbal and written communication skills
  • Proven motivation to learn and a strong work ethic
  • Ability to thrive under pressure in a team environment
  • Proficiency in Microsoft Office, particularly Excel, PowerPoint, and Word

Responsibilities

  • Conduct credit analysis for lending and trading transactions
  • Prepare written credit approvals with financial evaluations
  • Develop forward-looking risk assessments for clients
  • Manage and monitor credit exposures across industries
  • Own client credit projects and generate independent credit opinions
  • Assign and uphold accurate risk ratings for clients
  • Maintain current credit research and risk perspectives

Benefits

  • Collaborative work environment with exposure to varied financial sectors
  • Opportunities for professional development and learning
  • Engagement with a diverse portfolio of clients
  • Participation in high-stakes credit decision-making
  • Strong culture of compliance and risk management
Full Job Description
JOB DESCRIPTION

Job summary

As an Wholesale Credit Risk Analyst in Wholesale Credit Risk, Commercial & Investment Bank, you use analytical skills and industry knowledge to support credit decisions for a portfolio of clients. You work with us and with coverage and product partners to meet client credit requests while balancing risk and return and maintaining a strong culture of compliance. You monitor portfolio performance, develop independent credit opinions, and communicate your analysis clearly through written approvals and ongoing credit research.

Job responsibilities

  • Conduct credit analysis to support approval of lending and trading-related transactions, individually and as part of a deal team
  • Prepare written credit approval documents, including financial statement spreading, analysis, and cash flow projections for large corporate borrowers
  • Develop forward-looking views of business, financial, and competitive risks across companies and sectors
  • Manage and monitor a portfolio of client credit exposures across industry classes on an ongoing basis
  • Own client credit needs and projects and form independent credit opinions
  • Assign and maintain accurate risk ratings for clients and facilities
  • Maintain up-to-date credit research and key risk views for covered clients
  • Participate in credit due diligence, including for capital markets transactions
  • Collaborate with credit risk peers and business partners to support timely, well-governed decisions

Required qualifications, capabilities, and skills

  • Bachelors degree with academic training in accounting principles, corporate finance, capital markets products, and macroeconomics
  • Strong analytical and financial modeling skills
  • Strong accounting and corporate finance knowledge
  • Strong verbal and written communication skills, with interest in client interaction
  • Strong work ethic and motivation to learn
  • Ability to work well under pressure in a demanding team environment
  • Ability to understand, explain, and debate complex concepts
  • Proficiency in Microsoft Office, especially Excel, PowerPoint, and Word

Preferred qualifications, capabilities, and skills

  • Credit or underwriting credentials and relevant analytical experience
  • Analytical or financial experience in consumer, retail, or healthcare sectors

are fields would also be valued for this opportunity.

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

Unveiling Employment Opportunities at JP Morgan Chase & Co.

Vacancies and Hiring Initiatives

JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

High-Demand Positions

Among the myriad of roles, certain positions stand out for their attractive compensation packages and career advancement prospects. Notably, high-paying jobs at JP Morgan Chase & Co. include Relationship Manager, Branch Manager, and Software Engineer. These roles are critical to the firm's operations and offer lucrative opportunities for those with the requisite expertise.

Navigating the Job Market at JP Morgan Chase & Co.

Leveraging Job Portals and Job Alerts

For job seekers aiming to tap into the opportunities at JP Morgan Chase, staying updated through job portals and subscribing to job alerts is crucial. These tools can provide timely information about job openings, job fairs, and recruitment events, enabling candidates to apply promptly and prepare adequately for interviews.

Preparing Your Job Application

Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

Acing the Interview

Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ

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