Citigroup, Inc

Citi Commercial Bank - Relationship Associate - AVP

Citigroup, Inc$88K — $132K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5 to 8 years of client relationship management experience in banking or financial services.
  • Expertise in managing complex, multi-functional, time-sensitive tasks across global teams.
  • Proficient in KYC compliance and credit documentation processes.
  • Strong analytical skills to inform and influence business decisions based on dynamic information.
  • Excellent communication skills, with a track record of engaging effectively with clients and senior stakeholders.
  • Bachelor's degree or equivalent professional experience.

Responsibilities

  • Act as the main contact for client networks and internal teams, ensuring efficient resolution of issues.
  • Oversee the timely completion of KYC and regulatory compliance requirements with the team.
  • Facilitate client onboarding while coordinating credit setups to ensure accurate documentation.
  • Manage credit requests and approvals globally, ensuring precise and current documentation.
  • Collaborate with product partners to identify and align client needs with revenue opportunities.
  • Monitor client credit line usage and conduct annual reviews to assess risk exposure.
  • Keep client legal and marketing hierarchies accurate and document client support discussions.

Benefits

  • Hybrid working model offering flexibility with a combination of in-office and remote work.
  • Opportunity to gain exposure to Citi's global client network and diverse financial products.
  • Structured learning and development programs for ongoing professional growth.
  • Wellbeing resources to support performance inside and outside of work.
  • Comprehensive benefits package acknowledging individual contributions.
  • A collaborative and high-performing team culture that values initiative and client focus.
Full Job Description
Citi is looking for a Senior Relationship Associate to play a central role in managing and deepening client relationships across a global banking network. In this position, you will work closely with Relationship Managers and product partners to deliver seamless client service, coordinate credit processes, and ensure regulatory requirements are met - directly shaping the experience clients have with Citi. This is a high-impact role where your ability to manage complex, multi-stakeholder situations translates into measurable outcomes for clients and the business.

Responsibilities

  • Serve as a primary point of contact for client networks and internal operational teams, managing escalations and resolving issues efficiently to maintain service continuity.
  • Lead the timely completion of Know Your Client (KYC) and other regulatory requirements, collaborating with Relationship Managers and product partners to meet compliance deadlines.
  • Support client onboarding for new relationships and subsidiaries, coordinating credit set-ups and ensuring all initial documentation is completed accurately.
  • Coordinate credit requests and approvals across Citi's global network, partnering with credit administration to keep all credit documentation - including FX, derivatives, loans, and letters of credit - current and accurate.
  • Engage with product partners and global coverage teams to identify revenue opportunities and match relevant products to client needs.
  • Monitor credit line usage and participate in annual client reviews alongside Independent Risk teams to maintain a clear and up-to-date view of client risk exposure.
  • Maintain accurate client legal and marketing hierarchies, and ensure periodic client support discussions are documented to the required standard.
  • Apply sound judgement when assessing business decisions, upholding regulatory compliance, ethical standards, and transparent reporting of any control issues.


Required Qualifications & Skills

  • 5 to 8 years of relevant experience in client relationship management, banking, or a related financial services function.
  • Demonstrated ability to manage multiple complex, time-sensitive priorities across cross-functional and global teams.
  • Working knowledge of KYC, credit documentation, and regulatory compliance processes within a banking environment.
  • Strong analytical skills with the ability to assess and act on dynamic information from multiple sources to support sound business decisions.
  • Clear and effective communication skills, with the ability to engage confidently with clients, senior stakeholders, and internal partners.
  • Bachelor's degree or university-level qualification, or equivalent professional experience.


What We Offer

At Citi, you will join a team where your contributions shape real client outcomes across a global network. This role offers the opportunity to develop deep expertise in relationship banking while working alongside experienced professionals in a performance-driven, collaborative environment.

  • A hybrid working model with 3 days in the office and 2 days working remotely, giving you flexibility without losing the benefits of in-person collaboration.
  • Exposure to Citi's global client network and the opportunity to build expertise across multiple products and markets.
  • Structured learning and development opportunities to support your continued professional growth in financial services.
  • Wellbeing support and resources designed to help you perform at your best inside and outside of work.
  • A competitive compensation and benefits package that recognises the impact you bring to the team and your clients.
  • A collaborative, high-performing team environment where your judgement, initiative, and client focus are genuinely valued.


Apply now to bring your relationship banking expertise to a global role where your work directly shapes the client experience at Citi.

Job Family Group:
Commercial and Business Sales

Job Family:
Commercial Sales Support

Time Type:
Full time

Primary Location:
New York New York United States

Primary Location Full Time Salary Range:
$88 400,00 - $132 600,00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills
Please see the requirements listed above.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:
jul 29, 2026

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents - AI Notice and Right

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

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Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ

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