TD Bank

Business Managment Specialist - Enterprise Payments Standards and Monitoring

TD Bank • $90K — $110K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Undergraduate degree required
  • 7+ years relevant experience in payments or compliance roles
  • Strong understanding of enterprise payments standards and governance
  • Proven ability to manage multiple deliverables and stakeholders
  • Excellent analytical and problem-solving skills

Responsibilities

  • Support the development and maintenance of enterprise payments standards
  • Administer payments monitoring and attestation programs
  • Evaluate submissions through monitoring processes and document outcomes
  • Act as a subject matter expert for enterprise payments to stakeholders
  • Consolidate and analyze payment-related issues and trends
  • Prepare governance reporting and tracking materials
  • Recommend enhancements to standards and methodologies

Benefits

  • Base salary with variable compensation opportunities
  • Health and well-being benefits
  • Savings and retirement programs
  • Paid time off
  • Career development and recognition programs
Full Job Description

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Business Management, Strategy & Support

Pay Details:

-

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Job Description Summary

Support the delivery of Enterprise Payments Standards and Monitoring activities, including the development and maintenance of enterprise payments standards and requirements, administration and validation of monitoring and attestation programs, enterprise monitoring of payments health, issue and thematic analysis, governance reporting, and stakeholder guidance. Provide specialized advice and management insight to promote consistent application of enterprise payments requirements, transparency of performance and risk, timely escalation of systemic concerns, and effective oversight, while maintaining clear accountability with business and functional owners for implementation and remediation.

KEY ACCOUNTABILITIES

CUSTOMER

  • Support the development, implementation, interpretation, and ongoing maintenance of enterprise payments standards, requirements, and supporting guidance.
  • Administer assigned components of payments monitoring, attestation, and attestation programs, including scheduling, communications, stakeholder follow-up, review status, and final reporting.
  • Maintain program tools, records, role assignments, accountability-owner information, review archives, and supporting documentation to preserve accuracy and auditability.
  • Evaluate rationale submitted through monitoring, attestation, and attestation processes; apply sound judgment to assess alignment with requirements; and document conclusions, deficiencies, and required follow-up actions.
  • Serve as an Enterprise Payments Standards and Monitoring subject matter expert for business, control, governance, technology, and project partners requiring guidance on enterprise payments standards, monitoring, attestation, governance, or evidence expectations.
  • Build and maintain effective relationships with stakeholders outside Enterprise Payments Standards and Monitoring to manage expectations, promote consistent interpretation of requirements, and support timely delivery of program commitments.
  • Participate in initiatives and projects that may affect existing payments standards or require the development of new or revised requirements.


SHAREHOLDER

  • Monitor adherence to enterprise payments standards and requirements and support formal monitoring, attestation, validation, and reporting activities across applicable Canadian and U.S. businesses.
  • Consolidate and perform thematic analysis of payment-related issues, findings, incidents, non-conformance, and remediation status from relevant enterprise sources to identify trends and systemic concerns.
  • Track management-owned remediation commitments and issues identified through evidence validation; assess ownership, materiality, status, and evidence of closure; and escalate overdue, unresolved, ambiguous, or higher-risk matters through established governance.
  • Prepare governance materials, decision-quality insights, escalation summaries, action tracking, and follow-through for applicable payments governance forums, including reporting on monitoring and attestation activities, validation results, identified gaps, emerging themes, overdue actions, and remediation progress.
  • Support resolution and remediation of standards, monitoring, attestation, or governance issues by coordinating with accountability owners, business partners, and control functions and monitoring agreed actions through closure.
  • Recommend enhancements to enterprise payments standards, monitoring and attestation methodologies, supporting procedures, tools, and reporting based on validation results, stakeholder feedback, regulatory developments, and emerging payments risks.
  • Draft updates to existing payments standards and supporting guidance, and contribute to development of new standards where required.
  • Maintain complete, accurate, and retrievable program records in accordance with applicable governance, records-management, and evidence-retention expectations.
  • Promote a strong risk and control culture by ensuring Enterprise Payments requirements are clearly communicated, consistently applied, and supported by credible evidence.


EMPLOYEE / TEAM

  • Provide specialized knowledge and practical guidance on Enterprise Payments Standards and Monitoring processes, requirements, and controls.
  • Collaborate across Canadian and U.S. Enterprise Payments Standards and Monitoring resources to support consistent program execution while addressing jurisdiction-specific requirements.
  • Communicate standards, monitoring and attestation expectations, validation outcomes, and identified issues clearly and professionally to stakeholders at varying levels of seniority.
  • Identify opportunities to improve program efficiency, data quality, stakeholder experience, documentation, and reporting.
  • Support knowledge transfer, procedure development, cross-training, and continuity of critical standards, monitoring, attestation, and governance activities across the team.


BREADTH & DEPTH

  • Work independently within a specialized Enterprise Payments Standards and Monitoring function, exercising judgment in monitoring and attestation activities, issue identification, stakeholder follow-up, and escalation.
  • Support end-to-end delivery of assigned standards, monitoring, attestation, and governance activities, from planning and communication through validation, reporting, issue management, and record retention.
  • Interpret complex payments requirements and provide informed recommendations to business, risk, control, governance, and project stakeholders.
  • Manage multiple concurrent deliverables and dependencies across programs within established timelines and governance expectations.
  • Contribute to work with broad business or enterprise impact and provide work direction or guidance to other team members where required.
  • Generally reports to a Senior Manager or executive role.


EXPERIENCE & EDUCATION

  • Undergraduate degree
  • 7+ years relevant experience

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.


Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.


Language Requirement (Quebec only):

Sans Objet

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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