U.S. Bank

Business Banking Relationship Credit Analyst

U.S. Bank$98K — $115K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent work experience
  • 5-8 years of Business Banking experience
  • Commercial credit, underwriting, or lending experience
  • Strong financial statement analysis skills
  • Ability to manage multiple priorities and deadlines

Responsibilities

  • Assist with client discovery and loan structuring support
  • Support financial analysis and pipeline management
  • Coordinate timely deal progression activities
  • Gather and review required client documentation
  • Assist with deal summaries and execution activities
  • Support portfolio monitoring and loan renewals
  • Maintain client and deal information accuracy

Benefits

  • Healthcare (medical, dental, vision)
  • Life insurance options
  • Short-term and long-term disability coverage
  • Pregnancy disability and parental leave
  • 401(k) with employer funding
  • Paid vacation based on tenure
  • Up to 11 paid holidays
  • Adoption assistance
  • Sick and Safe Leave accruals
Full Job Description
Job Description

The Business Banking Relationship Credit Analyst partners closely with Business Banking Relationship Credit Analysts support client acquisition, onboarding, portfolio management, and ongoing relationship servicing.

This role plays a key part in delivering an exceptional client experience, supporting lending and credit activities, and helping drive business growth.

KEY RESPONSIBILITIES:

Credit & Deal Support
  • Assist with client discovery, deal qualification, and loan structuring support.
  • Support financial analysis, pricing requests, and pipeline management.
  • Coordinate deal activities to ensure timely progression of opportunities.


Client Onboarding & Execution
  • Gather and review required documentation.
  • Assist with deal summaries, product solutions, and execution activities.
  • Coordinate appraisal, documentation, and onboarding processes.


Portfolio Management & Client Support
  • Support portfolio monitoring, loan renewals, and pricing updates.
  • Perform financial analysis, covenant tracking, and risk monitoring.
  • Maintain accurate client and deal information in bank systems.


Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Five to eight years of Business Banking experience

Preferred Skills/Experience
- Experience supporting business or commercial credit, underwriting, or lending analysis in a banking environment.

- Strong understanding of financial statement analysis, cash flow, and core credit fundamentals.

- Comfortable supporting Relationship Managers rather than owning a client portfolio.

- Strong attention to detail with the ability to manage multiple priorities and deadlines.

- Ability to collaborate effectively with credit, risk, and relationship management partners.

Location

The role offers a hybrid/flexible schedule. There's an in-office expectation of 3 or more days per week with the flexibility to work outside the office location for the other days.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law


Review our full benefits available by employment status here.

Posting may be closed earlier due to high volume of applicants.

About U.S. Bank

U.S. Department of the Treasury is a government agency responsible for promoting economic prosperity and ensuring financial security. The department is responsible for a wide range of activities such as advising on economic and financial issues, encouraging sustainable economic growth, and fostering improved governance in financial institutions.

U.S. Bank Careers

Join the dynamic team at U.S. Bank, one of the nation's top banking institutions, where your career journey is as promising as the services we provide to our customers. At U.S. Bank, we are committed to fostering a culture of innovation, leadership, and diversity that is unmatched in the industry.

Explore Job Opportunities and Growth

At U.S. Bank, we offer a variety of job opportunities that cater to a range of skills and professional interests. Whether you are looking for a position in finance, technology, customer service, or management, U.S. Bank is hiring talented individuals who are eager to contribute to our mission and grow with us.

Internship Programs

Kickstart your career with U.S. Bank’s internship programs. These opportunities are designed for ambitious students who want to gain hands-on experience and develop essential skills in a real-world setting. Our internships provide a platform to engage with experienced professionals and explore potential career paths within the company.

Benefits and Employment Perks

Choosing a career at U.S. Bank means more than just employment. We offer comprehensive benefits designed to enhance your life and well-being. From health and wellness programs to retirement plans, we ensure our team members are supported both personally and professionally.

Our Commitment to Diversity and Inclusion

Diversity and inclusion are at the core of our values at U.S. Bank. We are dedicated to creating an environment where all employees feel valued and included. Our diversity training programs are part of our commitment to an inclusive workplace, where everyone can thrive.

Leadership and Professional Development

Leadership at U.S. Bank is about more than guiding teams – it's about inspiring them. We invest in leadership training and professional development programs that help our employees become the best in their fields. By fostering a culture of learning and growth, we prepare our team members to take on new challenges and leadership roles.

Networking and Innovation

Networking at U.S. Bank goes hand in hand with innovation. Our employees are encouraged to connect with colleagues and industry leaders through various networking events and professional groups. This collaborative environment fuels innovation and allows us to stay ahead in a competitive industry.

Join Our Team

Are you ready to take the next step in your career? Explore the open positions at U.S. Bank and find where your skills and passions align with our needs. Prepare your resume, sharpen your interview skills, and get ready to join a team where your career can flourish.

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Stay ahead in your career with U.S. Bank – where your growth is our priority.
Learn more about U.S. Bank
Size
68,796 employees
Market Cap
$66.2 billion
Industry
Net Income
$4.9 billion
5 Year Trend
+0.5%
NASDAQ

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