Business Analyst -Durham, NC

Photon$36K — $126K *
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • 12+ years as a Business Analyst in tech-driven fields
  • Strong experience with APIs and system integrations
  • Proven expertise in digital account opening and money movement workflows
  • Ability to translate business needs into executable solutions
  • Skilled in writing user stories and defining acceptance criteria
  • Experience in validating risk and regulatory compliance
  • Familiar with Agile methodologies and tools like JIRA and Confluence

Responsibilities

  • Gather, analyse, and translate business requirements into functional specifications
  • Define user stories and acceptance criteria for engineering delivery
  • Collaborate with engineering to validate API interactions and data flows
  • Engage with stakeholders to clarify requirements and reduce ambiguity
  • Support design and implementation of digital onboarding workflows
  • Perform functional validation and edge-case testing for solutions
  • Ensure compliance with legal and regulatory requirements for financial systems

Benefits

  • Medical, vision, and dental benefits
  • 401k retirement plan
  • Variable pay/incentives
  • Paid time off
  • Paid holidays
Full Job Description
Job Description

The Business Analyst will play a critical role in bridging business needs, product strategy, and technical execution for complex, integration-driven platforms. This role requires a strong blend of domain expertise, analytical thinking, and communication skills to translate business requirements into clear, actionable solutions.

You will be responsible for engaging with stakeholders, defining product requirements, and ensuring seamless collaboration across Product, Engineering, and Design teams. The role demands deep experience in API-driven systems, digital onboarding workflows, and financial operations such as account opening, maintenance, and money movement.

The ideal candidate brings strong problem-solving capabilities, a structured approach to requirement definition, and the ability to validate solutions in real-world scenarios while ensuring compliance with regulatory and business standards.

Key Responsibilities:

Requirement Analysis: Gather, analyse, and translate business and product requirements into clear functional specifications and system behaviours

User Stories & Acceptance Criteria: Define detailed user stories, acceptance criteria, and workflows that enable seamless delivery by engineering teams

API & Integration Understanding: Work closely with engineering teams to define and validate API interactions, data flows, and system integrations

Stakeholder Collaboration: Partner with Product, Engineering, Design, and external stakeholders to reduce ambiguity and ensure alignment on requirements

Digital Workflow Design: Support design and implementation of workflows for digital account onboarding, maintenance, and money movement processes

Validation & Testing: Perform functional validation, test scenarios, and edge-case analysis to ensure solution accuracy and completeness

Risk & Compliance Alignment: Ensure solutions meet legal, regulatory, and risk requirements across financial and transactional systems

Required Skills & Qualifications:
  • 12+ years of experience as a Business Analyst in complex, technology-driven environments
  • Strong experience working with APIs, data flows, and system integrations
  • Proven expertise in digital account opening, account maintenance, and/or money movement workflows (transfers, TOA, bank linking)
  • Ability to translate business needs into clear, executable requirements and system behavior
  • Strong experience in writing user stories and defining acceptance criteria
  • Proven ability to collaborate across Product, Engineering, and Design teams
  • Experience ensuring solutions meet risk, legal, and regulatory requirements
  • Strong hands-on experience in functional testing, validation, and real-world scenario analysis
  • Experience in test case creation, execution, and defect tracking
  • Strong problem-solving, analytical thinking, and communication skills
  • Ability to work in complex, fast-paced environments with evolving requirements
  • Familiarity with Agile methodologies and tools (JIRA, Confluence, etc.)


Compensation, Benefits and Duration

Minimum Compensation: USD 36,000
Maximum Compensation: USD 126,000
Compensation is based on actual experience and qualifications of the candidate. The above is a reasonable and a good faith estimate for the role.
Medical, vision, and dental benefits, 401k retirement plan, variable pay/incentives, paid time off, and paid holidays are available for full time employees.
This position is not available for independent contractors
No applications will be considered if received more than 120 days after the date of this post

About Photon

Photon Careers

Joining Photon presents an unparalleled opportunity to advance one's career with a leader in digital innovation. Photon is actively seeking talented individuals to join its diverse team of professionals, dedicated to reshaping industries through technology and creativity.

Explore Job Opportunities

Photon offers a variety of job opportunities that cater to a range of skills and interests. Each position at Photon is designed to challenge team members while providing meaningful pathways for professional and personal growth.

Experience the Culture and Benefits

Photon is committed to fostering a workplace culture that promotes diversity and inclusion. The company provides comprehensive benefits designed to support the health, well-being, and financial security of each team member. At Photon, every professional enjoys access to career development programs and diversity training, ensuring they are equipped for leadership roles in an evolving marketplace.

Engage in Professional Growth

Photon believes in the power of innovation and leadership to drive success. The company supports its team members with resources for continuous learning and growth, including advanced training sessions and leadership workshops. Networking within Photon’s industry-leading community allows for unparalleled career advancement and skill enhancement.

Internship Programs

For those beginning their professional journey, Photon offers internship programs that provide a robust foundation in digital solutions. Internships at Photon are characterized by immersive projects and hands-on learning, guided by experts in various fields. These programs are a gateway to full-time employment and a promising career path.

Join the Team

Photon is hiring! Explore open positions that match your skills and interests. Photon looks for passionate, curious, creative, and solution-driven team players. Whether you are starting your career or looking to make a significant impact in your professional journey, Photon has a place for you.

Prepare for Your Interview

Photon values a thorough selection process. Prospective team members are encouraged to prepare by understanding the company’s mission and values. Tailoring your resume to highlight relevant experience and skills will make a significant difference. Engage actively during your interview, demonstrating your knowledge and enthusiasm for the role you are applying for.

Stay Connected

Keep up to date with the latest from Photon by following the company’s career blog. Gain insights from insiders, learn about new job openings, and get tips on preparing your resume and acing your interview.

Career Development at Photon

Photon is dedicated to the professional development of its team members. The company offers various tools and resources, including career coaching and performance feedback, to help individuals reach their full potential. With Photon, career aspirations are nurtured, encouraging every team member to excel and innovate in their respective roles.

Networking and Career Opportunities

Photon encourages its team members to engage in networking within the company and the broader industry. These connections can lead to myriad opportunities, from collaborative projects to mentorship. Networking at Photon is not just about building professional relationships; it's about fostering a community of innovation and mutual growth.

Conclusion

Photon is not just a company; it is a community of driven professionals committed to making a difference. With a focus on innovation, leadership, and diversity, Photon offers a dynamic environment where ambitious individuals can thrive. Explore the possibilities and join Photon’s team of leaders, innovators, and visionaries.
Learn more about Photon

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