Santander Consumer USA

Branch Manager, Reading, PA

Santander Consumer USA$60K — $102K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • High school diploma or GED required; Bachelor's degree preferred.
  • 3+ years in Retail Bank sales management or related bank operations required.
  • 5+ years in retail sales management or equivalent work experience required.
  • 12+ months successful experience at Santander in related position required.
  • Proven customer-centric relationship-building skills.

Responsibilities

  • Direct the overall branch performance and sales target achievement.
  • Develop and implement effective sales strategies.
  • Motivate sales teams to manage a customer pipeline efficiently.
  • Engage in consultative discussions with customers to offer tailored financial solutions.
  • Analyze performance data for strategic improvements in branch operations.

Benefits

  • Comprehensive rewards package reflecting individual impact and value.
  • Strong emphasis on employee wellbeing and family support.
  • Inclusive and accessible application process for all candidates.
Full Job Description
The Difference You Make:

As a Branch Manager you oversee the performance of the branch and daily operations, ensuring excellent customer experience, achievement of financial goals and efficient operations. The manager is responsible for leading and coaching a team, managing sales activities, deepening customer relationships, and ensuring compliance with banking regulations. This role includes fostering a positive work environment to drive employee engagement and productivity. You develop a culture within the branch in which quality and continuous improvement on all performance accountabilities are understood and utilized by all team members.

  • Direct overall branch performance, leading team to achieve sales targets, optimize operational processes and enhance customer satisfaction.
  • Develop and implement sales strategies to grow revenue and market share.
  • Motivate sales teams to effectively manage a pipeline of prospects and customers.
  • Engage in consultative conversations with customers to offer tailored solutions that enhance their financial well-being, foster customer loyalty and increase branch productivity.
  • Analyze branch performance data to drive strategic decisions to improve branch performance and operational efficiency.
  • Coach and develop team members, setting clear expectations, enhancing performance and fostering professional development.
  • Responsible for hiring, retaining and motivating branch colleagues across all job families within the branch.
  • Accountable for managing branch scheduling to balance branch needs with employee availability.
  • Utilize digital technologies and platforms to enhance customer interactions, educate them on self-service options and drive business outcomes.
  • Provide an elevated experience, simplifying processes for customers while ensuring exceptional customer service.
  • Manage escalated customer problems and provide effective solutions.
  • Communicate clearly and effectively with customers in person, over the phone, or through digital channels.
  • Accountable for risk management and compliance within a complex business environment, ensuring adherence to all company policies and regulatory requirements.
  • Responsibilities may extend to supporting nearby branch locations based on business necessity.


What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education:
  • High school diploma, GED: or equivalent work experience - Required
  • Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Preferred


Qualifications:
  • 3+ Years Demonstrated successful experience in Retail Bank sales management or related bank operations/support function - Required. (OR)
  • 5+ Years Experience in Retail sales management or equivalent demonstrated through a combination of work experience, training, military service, or education - Required. (OR)
  • 12+ Months Demonstrated successful Santander experience related to the essential functions and responsibilities of the Branch Manager role. District Executive, District Operations Manager and Region President endorsement of performance - Required. (AND)
  • 3+ Years Experience selling products and/or services in an incentive-based environment - Required.
  • Proven experience in a sales leadership role, preferably as a Branch Manager or similar position.
  • Proven relationship-building skills and a customer-centric approach.
  • Excellent leadership and team management skills.
  • Excellent customer service skills and a passion for helping others.
  • Strong problem-solving skills with a proactive approach to issue resolution.
  • Experience in coaching and developing team members.
  • Excellent communication, consultative and influence skills both verbal and written.
  • Ability to educate and connect customers to technology and share the value of digital tools and platforms.
  • Ability to make data-driven decisions to improve performance and operational outcomes.
  • Establishes and maintains effective working relationships.
  • Ability to create a positive work environment and drive employee engagement.
  • Strong knowledge of company policy, compliance regulations, risk management and loss prevention.
  • Ability to work in a fast-paced environment and manage multiple priorities.
  • Ability to interact with integrity and professionalism with customers and employees.
  • Computer proficiency and basic math skills.
  • Ability to work branch hours, which can include weekends and evenings.


Certifications:

  • No Certifications listed for this job.


It Would Be Nice For You To Have:

  • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
  • Preferred experience in Microsoft Office products.


Work Authorization & Sponsorship:

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$60,000.00 USD

Maximum:

$102,500.00 USD

We Value Your Impact:

Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next :

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [redacted] to discuss your needs.

About Santander Consumer USA

Santander Consumer USA Holdings Inc. is a consumer finance company that provides auto loans and leases to customers across the United States. The company was founded in 1997 and is headquartered in Dallas, Texas. Santander Consumer USA is a subsidiary of Banco Santander, a Spanish multinational commercial bank. The company offers financing for new and used vehicles through a network of dealerships and online channels. Santander Consumer USA also provides personal loans and credit cards to its customers. The company has been recognized for its customer service and has won several awards in the auto finance industry.
Learn more about Santander Consumer USA
Size
198,204 employees
Market Cap
$49.8 billion
Industry
Net Income
$910.9 million
Founded
1997
5 Year Trend
-3.4%
Revenue
$8.1 billion
NASDAQ

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