Bodily Injury & Homeowners Liability Adjuster

Allstate Insurance Company

$53K — $124K *
US-Anywhere
+ 37 other locationsRemote
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years experience in Bodily Injury and Homeowners Liability claims
  • Strong understanding of insurance policies and industry standards
  • Experience in handling moderate to complex injury claims is a plus
  • Familiarity with auto insurance claims and property damage assessments
  • Excellent customer service and relationship management skills

Responsibilities

  • Evaluate and handle complex subrogation and fraud cases
  • Investigate all facets of complicated auto insurance claims
  • Negotiate and settle injury claims as appropriate
  • Analyze potential property damage to vehicles involved in claims
  • Identify customer needs and provide tailored support

Benefits

  • Comprehensive technology setup for remote workers including laptop and monitors
  • Monthly connectivity reimbursement for eligible remote employees
  • Strong opportunities for professional development in claims handling
  • Dynamic and supportive team environment fostering collaboration and growth
  • A chance to impact customer lives during challenging times
Full Job Description
Job Description
This opportunity is part of a team development program designed to support evolving business needs across Bodily Injury and Homeowners Liability claims. Team members may have the opportunity to gain exposure to a variety of claim types and handling responsibilities, including extended handling, litigation, and homeowners liability claims, based on business needs, performance, and development goals.

Our team is seeking an experienced Adjuster with a background in both Bodily Injury and Homeowners Liability claims. In this unique position, you'll handle a variety of complex claims, collaborate with knowledgeable professionals, and play a key role in supporting customers through challenging situations. Litigation experience preferred but not required. If you're ready for a rewarding opportunity with a dynamic team, apply today!

Key Responsibilities
• Determines subrogation or fraud potential and how to handle for complex cases
• Applies advanced understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department
• Handles investigation regarding all aspects of complex auto claims (coverage, liability and damages) with the exercise discretion and independence within increased level of authority
• For claims involving injuries (if handled), learns how to review, evaluate, and negotiate moderate to complex injury claims
• Recognizes and identifies body parts of a vehicle and understanding other potential property damage
• Identifies customer needs and works to meet those needs using appropriate customer service skills

Supervisory Responsibilities
• This job does not have supervisory duties.

As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team. By proceeding with the application process, applicants acknowledge and accept these licensing requirements and agree to comply.

#LI-KR1

Skills
Auto Insurance Claims, Case Management, Casualty Insurance, Casualty Management, Claims Administration, Claims Resolution, Claims Review, Commercial Liability, De-Escalation, Home Insurance, Homeowners Claims, Homeowners Insurance, Homeowners Insurance Claims, Insurance Policies, Liability Insurance, Liability Management, Litigation, Multitasking, Personal Injury Claims, Property & Casualty Insurance, Relationship Management, Tort Liability

Compensation
Base compensation offered for this role is:

BI Auto Adjuster Cons I: $53,500 - $86,400
BI Auto Adjuster Cons II: $56,000 - $93,250
BI Auto Adjuster Sr Cons I: $68,500 - $117,700
BI Auto Adjuster Sr Cons II: $70,100 - $124,500

Annually and is based on experience and qualifications. Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e. commission, bonus, etc.) if applicable for the role.

Joining our team isn't just a job - it's an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger - a winning team making a meaningful impact.

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

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