The Goldman Sachs Group, Inc

AWM, Private Bank, Capital Markets (Securities-Based Lending), Vice President - San Francisco

The Goldman Sachs Group, Inc • $85K — $270K *
San Francisco, CA 94112In-Person
Finance & Insurance
5 - 7 years of experience
Reposted 1 month ago
Job Overview by Ladders

Qualifications

  • 7 plus years of UHNW lending origination and credit analysis experience within private banking or commercial banking.
  • Deep expertise in lending against commercial real estate, marketable securities, alternative assets, and privately owned assets.
  • Ability to structure sophisticated, tailored lending solutions and advise clients on complex financing needs.
  • Exceptional analytical skills, attention to detail, and sound credit judgment.
  • Excellent communication skills, both written and verbal, to clearly explain complex financial concepts.
  • Highly collaborative, thriving in team environments across coverage, underwriting, risk, and operations.
  • Series 7, 63 and SEI required or must be obtained within 4 months of joining.

Responsibilities

  • Establish and maintain strong relationships with Private Wealth Advisors (PWAs) to drive regional lending activity.
  • Join prospect and client meetings to assess borrowing needs and educate clients on lending capabilities.
  • Advise clients on tailored lending strategies across a wide range of asset classes.
  • Identify, evaluate, and execute new lending opportunities aligned with client objectives and the firm’s credit framework.
  • Pre-screen lending requests, ensuring feasibility, and structuring creative proposals that align with client and risk appetite.
  • Partner with U.S. Underwriting on credit memo preparation and ongoing portfolio management.
  • Proactively manage accounts showing early signs of risk and navigate solutions for at-risk exposures.

Benefits

  • Comprehensive benefits and wellness offerings tailored for both full-time and part-time US employees.
  • Commitment to providing a strong overall employee experience.
Full Job Description
Role Overview The Vice President, Capital Markets (Securities-Based Lending) will play a critical role in delivering market-based financing solutions to high net worth and ultra-high net worth clients. The role partners closely with Private Wealth Advisors, underwriting, and risk partners to originate, structure, and manage sophisticated securities-based lending solutions while maintaining a strong control and risk discipline. The position sits within the Private Bank's Capital Markets platform, reflecting the team's market-facing, solutions-oriented approach to lending. Key Responsibilities • Drive securities-based lending activity by developing and maintaining strong partnerships with Private Wealth Advisors and coverage teams. • Identify and execute growth opportunities across the Capital Markets lending platform, including collaboration with Wealth Management and Ayco partners. • Advise clients and advisors on tailored securities-based lending solutions aligned to client objectives, market conditions, and firm risk appetite. • Structure securities-based loans on a platform-agnostic basis (Regulation U and Regulation T), secured by U.S. and non-U.S. listed securities, including affiliate and restricted securities where appropriate. • Participate in prospect and client meetings to position Goldman Sachs Private Bank's Capital Markets capabilities and address complex financing needs. • Act as a first line of risk control by pre-screening lending opportunities and structuring proposals that balance client needs with firm standards. • Partner closely with underwriting teams on credit memos, approvals, portfolio monitoring, and ongoing risk management. • Lead resolution efforts for margin events and market-driven risk scenarios, ensuring timely escalation and disciplined execution. • Ensure consistent adherence to credit policies, regulatory requirements, and internal control frameworks. • Communicate clearly and proactively with clients and internal stakeholders to manage expectations and deliver a best-in-class client experience. Qualifications Experience & Skills • 8 plus years of experience in high net worth or ultra-high net worth lending, with direct exposure to securities-based lending origination, structuring, underwriting, or credit analysis. • Strong working knowledge of Regulation T, margin rules, and collateral mechanics, including familiarity with derivatives and structured products as they relate to margin lending. • Demonstrated ability to structure sophisticated, client-specific financing solutions within a disciplined risk framework. • Strong commercial judgment, analytical skills, and attention to detail. • Excellent written and verbal communication skills, with the ability to influence and partner effectively across coverage, risk, and product teams. • Collaborative mindset with a strong sense of accountability and ownership in a high-performing, client-driven environment. • Experience lending against controlled or restricted equity positions is a plus. • Bachelor's degree required (or equivalent professional experience). Required Licensing • Series 7, Series 63, and SIE (or required to obtain within four months of joining the firm). Salary Range The expected base salary for this California, United States-based position is $85,000-$270,000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of fiscal year-end. Benefits

About The Goldman Sachs Group, Inc

The Goldman Sachs Group, Inc. provides investment banking, securities, and investment management services, as well as financial services to corporations, financial institutions, governments, and high-net-worth individuals worldwide. Its Investment Banking segment offers financial advisory services, including advisory assignments concerning mergers and acquisitions, divestitures, corporate defense, risk management, and restructurings and spin-offs; and underwriting services comprising public offerings and private placements of a range of securities, loans, and other financial instruments, and derivative transactions. The company’s Institutional Client Services segment provides client execution services, such as fixed income, currency, and commodities client execution related to making markets in interest rate products, credit products, mortgages, currencies, and commodities; and equities related to making markets in equity products, as well as executes and clears institutional client transactions on stock, options, and futures exchanges. This segment also engages in the securities services business providing financing, securities lending, and other brokerage services to institutional clients, including hedge funds, mutual funds, pension funds, and foundations. Its Investing and Lending segment originates longer-term loans; and invests in debt securities, loans, public and private equity securities, real estate, consolidated investment entities, distressed assets, currencies, commodities, and power generation facilities. The company’s investment management segment provides investment products and services, as well as offers wealth advisory services, including portfolio management and financial counseling, and brokerage and other transaction services.

The Goldman Sachs Group, Inc. Careers

Join the prestigious team at The Goldman Sachs Group, Inc., a global leader in finance and investments, and propel your career to new heights. Our firm is renowned for its commitment to excellence, innovation, and leadership in the financial sector.

Work You’ll Do

At Goldman Sachs, you will be part of a dynamic environment that fosters growth, diversity, and professional development. Engage in transformative projects that redefine the landscape of global finance, driven by a culture of high performance and continuous improvement.

Lead with Innovation and Leadership

Step into a role where your skills will be honed and your leadership capabilities enhanced. The Goldman Sachs Group, Inc. is at the forefront of merging financial expertise with technological innovation, creating a platform for you to lead impactful initiatives.

Join Our Diverse and Inclusive Team

Diversity and inclusion are at the core of our company culture. With employees from various backgrounds, Goldman Sachs thrives on the rich ideas and perspectives that this diversity brings. Here, every team member’s contribution is valued, and every voice is heard.

Explore Job Opportunities and Internships

Whether you’re seeking full-time employment or looking into internship opportunities, Goldman Sachs offers a range of positions that cater to different skills, experiences, and career aspirations. From analyst to executive positions, discover how you can contribute to our legacy of success.

Networking and Professional Growth

Goldman Sachs is not just a workplace. It is a community where you can build lasting relationships with colleagues and industry leaders. Our networking events, mentorship programs, and professional groups foster connections that can accelerate your career trajectory.

Benefits and Career Development

Invest in your future with Goldman Sachs’ unparalleled employee benefits and career development programs. From comprehensive health benefits to personalized career coaching and leadership training, we ensure that our team is equipped for success, both professionally and personally.

Prepare for Your Future

Ready to take the next step? Prepare your resume, sharpen your interview skills, and explore the vast array of job opportunities at The Goldman Sachs Group, Inc. Our hiring process is designed to identify and nurture talent, helping you to achieve your career goals.

Stay Connected

Keep up to date with the latest from Goldman Sachs Careers by subscribing to our job alert emails. Tailor your preferences to receive updates that match your career interests and stay ahead in the competitive financial sector.

Join The Goldman Sachs Group, Inc.

Embark on a rewarding journey with The Goldman Sachs Group, Inc. where your potential is limitless. Explore positions, read about our company culture, and apply today to become part of a team that values growth, leadership, and innovation.

SEARCH GOLDMAN SACHS JOBS

READ CAREERS BLOG

At The Goldman Sachs Group, Inc., your career is just the beginning – it’s an opportunity to excel and lead in the global financial industry. Join us and make your mark!
Learn more about The Goldman Sachs Group, Inc
Size
45,100 employees
Market Cap
$115.8 billion
Industry
Finance & Insurance
Net Income
$9.4 billion
Founded
1869
5 Year Trend
+11.3%
Revenue
$53.4 billion
NASDAQ
GS
* Ladders Estimates

Similar Jobs

Ad banner background

Get Ready For Your
Next Interview

More Jobs at The Goldman Sachs Group, Inc

More Finance & Insurance Jobs

Find similar AWM, Private Bank, Capital Markets (Securities-Based Lending), Vice President - San Francisco jobs:

NationwideSan Francisco, CA