Automotive Finance & Insurance Consultant

LeadCar GMC Utica

$90K — $140K *
Utica, NY 13501In-Person
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2-3 years of automotive Finance & Insurance experience preferred
  • High performers in automotive sales are encouraged
  • Strong understanding of automotive financing and leasing
  • In-depth knowledge of F&I regulations and compliance
  • Commitment to ethical sales practices
  • Ability to analyze and structure credit applications
  • Exceptional customer service and communication skills
  • Experience with dealer management systems and F&I software

Responsibilities

  • Meet with customers to review credit applications and present financing options
  • Build rapport with customers through consultative sales
  • Structure and secure financing approvals through lender partnerships
  • Process finance and lease transactions accurately
  • Support the dealership process for Finance Department turnover
  • Handle lender and rate quotations
  • Ensure compliance with laws and dealership policies

Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Short-Term and Long-Term Disability Insurance
  • Accident Insurance
  • 401(K) Retirement Plan
  • Paid Time Off and Holidays
  • Employee Vehicle Purchase Program
  • Employee Discounts
  • Employee Referral Program
  • Professional Development and Manufacturer Training Support
Full Job Description
LeadCar GMC Utica
Join One of the Highest Volume GMC Dealerships in the Northeast

Our continued growth has created an opportunity for an experienced, customer-focused Finance & Insurance Consultant to join our leadership team.

Earnings Potential:

The salary range for this role is $90,000.00 to $140,000.00 annually. This role is paid solely on commissions in accordance with the Company's Plan. Our total rewards package also includes performance bonuses and competitive benefits for eligible employees.

What We Offer:
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Short-Term Disability Insurance
  • Long-Term Disability Insurance
  • Accident Insurance
  • 401(K) Retirement Plan
  • Paid Time Off
  • Paid Holidays
  • Employee Vehicle Purchase Program
  • Employee Discounts
  • Employee Referral Program
  • Continued Professional Development
  • GMC Manufacturer Training & Certification Support


What You'll Do - Primary Responsibilities
  • Meet with customers to review credit applications, present financing, leasing, warranty, maintenance, and protection product options professionally and ethically. Clearly explain terms to ensure an informed purchasing decision.
  • Build rapport and trust with customers through transparent communication, professionalism, and a consultative sales approach.
  • Structure and secure financing approvals through lender partnerships.
  • Process finance and lease transactions accurately and efficiently.
  • Support a dealership process that ensures 100% turnover to the Finance Department.
  • Handle lender and rate quotations.
  • Maintain strict compliance to all applicable federal, state, and local laws governing automotive finance transactions as well as Company policies, including accurate and complete documentation of all contracts.
  • Partner closely with sales associates and leadership to ensure seamless deal flow, effective communication, and achievement of dealership sales objectives.


What We're Looking For - Qualifications & Experience
  • 2-3 years of prior automotive Finance & Insurance experience strongly preferred.
  • High-performing automotive sales professionals are encouraged to apply.
  • Strong understanding of automotive financing, leasing, and aftermarket products.
  • In-depth knowledge of applicable federal & state regulations governing the F&I department in automotive (including but not limited to: Truth in Lending, Fair Credit Reporting Act, OFAC compliance, and FTC Safeguards).
  • Commitment to ethical sales practices, accurate contract processing, and full compliance with dealership policies and legal requirements.
  • Strong ability to analyze credit applications, interpret lender requirements, and structure deals that align with both customer needs and dealership objectives.
  • Exceptional customer service and written/verbal professional communication skills.
  • Experience with dealer management systems (DMS), desking tools, and F&I software platforms (e.g., Dealertrack), along with general proficiency in Microsoft Office.
  • Ability to thrive in a fast-paced, high-volume environment.
  • Must maintain a valid driver's license.

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