Associate, Structured Finance (NY)

Soni Resources

$90K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Finance, Economics, Mathematics, or related field.
  • 4+ years of experience in structured finance or related financial services.
  • Experience with securitized products like ABS and mortgage-backed securities.
  • Strong understanding of bond markets and structured products.
  • Advanced Excel skills for complex financial modeling.
  • Proficiency in financial statement analysis and valuation.
  • Excellent analytical and communication skills.

Responsibilities

  • Support execution of structured finance transactions including securitizations and private debt financings.
  • Perform fixed income analytics and investment return modeling.
  • Conduct mortgage cash flow modeling and commercial real estate financing analysis.
  • Assist with transaction structuring, pricing analysis, and risk evaluation.
  • Prepare presentations and Board-level reporting materials.
  • Coordinate due diligence processes with stakeholders.
  • Monitor debt covenant compliance and financing reporting requirements.

Benefits

  • Fully onsite work schedule from Monday to Thursday with flexible Fridays.
  • Opportunity to work within a high-performing capital markets team.
  • Engagement in sophisticated financial transactions and analysis.
  • Experience in a fast-paced, dynamic environment that fosters growth.
  • Collaboration across various functional teams to enhance operational efficiencies.
Full Job Description
Associate, Structured Finance
New York, NY
Permanent | Fully Onsite (M-TH Onsite, Flex Fridays)

Soni's client is seeking an Associate, Structured Finance to support a high-performing capital markets and structured finance team focused on securitization, debt financing, and investment execution. This is an excellent opportunity for a professional with investment banking or structured finance experience who thrives in a fast-paced, highly analytical environment.
Reporting to senior leadership within the capital markets function, this individual will support complex structured finance transactions, financial modeling, securitization activities, and lender/investor relationships across a sophisticated real estate and mortgage investment platform.

Responsibilities of the Associate, Structured Finance:
• Support execution of structured finance transactions including securitizations and private debt financings
• Perform fixed income analytics, investment return modeling, and scenario/stress testing
• Conduct mortgage cash flow modeling and commercial real estate financing analysis
• Assist with transaction structuring, pricing analysis, and risk evaluation
• Prepare presentations, lender materials, investment memorandums, and Board-level reporting
• Coordinate due diligence processes with legal, tax, accounting, regulatory, and third-party stakeholders
• Interface with lenders, investment partners, and rating agencies throughout transaction lifecycles
• Monitor debt covenant compliance and support ongoing financing reporting requirements
• Partner with FP&A and Investor Services teams on reporting processes and cash flow forecasting
• Support strategic financing initiatives and capital markets projects across the organization
• Collaborate cross-functionally to improve processes and drive operational efficiencies

Requirements of the Associate, Structured Finance:
• Bachelor's degree in Finance, Economics, Mathematics, Computer Science, or related field
• 4+ years of experience in structured finance, investment banking, debt capital markets, or related financial services environment
• Experience with securitized products such as ABS, mortgage-backed securities, equipment finance, student loan products, or related asset classes
• Strong understanding of bond markets, structured products, and financing processes
• Experience with financial statement analysis, valuation, and financial modeling
• Advanced Excel skills including Index Match, VLOOKUP/XLOOKUP, pivot tables, and complex financial modeling
• Experience using Bloomberg
• Strong PowerPoint and presentation development skills
• Excellent analytical, organizational, and communication skills
• Ability to manage multiple transactions and deadlines in a fast-paced environment

Preferred Qualifications:
• Experience with mortgage cash flow modeling and stress testing
• Knowledge of commercial real estate valuation and mortgage financing risk assessment
• Exposure to rating agency processes and credit analysis methodologies
• Experience supporting securitization or structured debt transactions from execution through close
• Background within investment banking, capital markets, structured products, or real estate finance

Compensation is flexible and open to what the market is showing.

Please apply for immediate consideration!

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