Wells Fargo

Associate Relationship Manager

Wells Fargo$88K — $132K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2+ years in Commercial Banking Relationship Management or Credit Underwriting.
  • Bachelor's degree in finance, accounting, or related business.
  • Completion of the Commercial Banking Financial Analyst Program is preferred.
  • Experience with commercial account relationship management.
  • Intermediate understanding of banking products, credit, and treasury.

Responsibilities

  • Perform various job assignments to develop essential banking skills.
  • Engage in growing client relationships through understanding their needs.
  • Assist in structuring and modifying cash flow and real estate loans.
  • Offer tailored financial solutions by collaborating with product teams.
  • Present actionable recommendations for client situations and compliance requirements.
  • Work with peers to resolve client issues and improve processes.
  • Help source new clients and grow existing commercial banking relationships.

Benefits

  • Health benefits
  • 401(k) plan
  • Paid time off
  • Disability benefits
  • Life insurance and critical illness insurance
  • Parental leave and critical caregiving leave
  • Tuition reimbursement
  • Commuter benefits
  • Adoption reimbursement
Full Job Description

About this role:

Wells Fargo Commercial Banking Middle Market Group is seeking an Associate Relationship Manager (Commercial Banking Program Associate) to join the Banker Development Program.  

The Banker Development Program is a two-year program designed to advance the careers of the next generation of bankers in Commercial Banking. The program provides sales skills and advances credit acumen necessary to meet our current and future business needs to excel in serving our prospects and clients. Associate Relationship Managers work alongside Senior Relationship Managers and engage in real client situations to support the growth of our business. Combination of formal training, on the job experience and professional support prepares participants for relationship management, sales or credit leadership roles within Commercial Banking. Learn more about the career areas and business divisions at www.wellsfargojobs.com.

Middle Market Banking provides comprehensive financial services to commercial customers primarily with annual sales from $25 million to$2 billion. With locations in the United States and Canada, we help customers grow, add jobs, and succeed.  

In this role, you will:

  • Perform a variety of job assignments to develop key skills and gain a working knowledge of the organization 

  • Participate in developing, retaining, and growing low to moderately complex client relationships through the art of relationship management by understanding the needs and priorities of clients and financial decision makers 

  • Participate in the structuring, modification, and renewal of low to moderately complexity cash flow, real estate loans, and other industry-specific solutions within Commercial Banking by analyzing financials, presenting to clients, coordinating with internal stakeholders, and partnering with senior peers to execute complex transactions 

  • Review, understand, and participate in offering the full suite of solutions offered by Wells Fargo to commercial clients to meet low to moderately complex risk needs that may require an in-depth evaluation by engaging product organizations to develop client specific solutions and leveraging a solid understanding of clients’ businesses, strategic objectives, operational priorities, and financial positions 

  • Present recommendations for resolving low to moderately complex situations and exercise independent judgement while developing expertise in the relevant policies, procedures, and compliance requirements within the Commercial Banking Relationship Management group 

  • Collaborate and consult with peers, colleagues, and managers to resolve client issues while achieving business objectives, helping clients navigate Wells Fargo’s processes, escalating client inquiries when needed, and identifying and recommending opportunities for process improvements and risk control enhancements 

  • Participate in relationship planning activities to deliver the full suite of solutions and maintain sales and pipeline disciplines by keeping information current in relevant systems 

  • Support business development in sourcing new Commercial Banking clients, by cultivating relationships through existing networks  

Required Qualifications:

  •  2+ years of Commercial Banking Relationship Management or Credit Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education  

Desired Qualifications:

  • Bachelor's degree in finance, accounting or related business degree 

  • Completion of Commercial Banking Financial Analyst Program    

  • Commercial account relationship management experience  

  • Intermediate knowledge and understanding of core banking products: deposits, commercial credit, and treasury    

  • Basic understanding of financial accounting 

  • Foundational ability to interpret financial statements, summarize findings and structure credit transactions   

  • Experience with underwriting moderately complex credit and debt structure     

  • Excellent verbal, written, and interpersonal communication skills    

  • Effective time management and organization skills    

  • Ability to work in a fast-paced deadline driven environment    

  • High level of initiative and accountability     Proactive, persistent, organized, and results oriented    

  • Sound problem solving and decision-making skills    

  • Comprehensive knowledge and understanding of Risk Management     

  • Ability to represent Wells Fargo with confidence, positive energy, and clear communication in the marketplace    

  • Ability to build and maintain productive working relationships with internal partners    

  • Intermediate Microsoft Office skills      

Job expectations:

  • Ability to attend 4 training sessions in Charlotte, NC during the 2-year program

  • This position is not eligible for Visa sponsorship 

  • This position offers a hybrid work schedule; 4 days in office, one day remote

  • Relocation assistance may be available for this program

  • Ability to travel up to 10% of the time 

  • Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process 

Location:

  • 1751 & 1753 Pinnacle Dr - McLean, VA 22102

  • 1700 K St NW - Washington DC 20006

  • 3 Bethesda Metro Center - Bethesda, MD 20814

  • 111 S Calvert St - Baltimore, MD 21202

McLean - Pay Range: $110,000-$110,000

Bethesda - Pay Range: $110,000-$110,000

Washington DC - Pay Range: $110,000-$110,000

Baltimore - Pay Range: $100,000-$100,000

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$88,000.00 - $132,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit  for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

10 Jun 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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