Summary:

The Associate - Corporate, Specialty and Government Banking PM supports the CSG Credit Products team and ongoing portfolio management and underwriting activities.  In this role, which will be focused in the energy industry, the associate will build upon the foundation set as an Analyst in areas such as cash flow analysis and modeling, capitalization, industry research, credit policy and legal documentation, among others, in analyzing and summarizing the creditworthiness of clients and prospects.  The Associate will also frequently collaborate with internal partners including Relationship Management, Credit Administration, Capital Markets, and other product partners in creating such analysis.  The Associate position is a developmental role for colleagues seeking a career in Portfolio Management; but may also be constructive for a colleague seeking a path to Relationship Management, Credit, Capital Markets, or many other Commercial roles within the Bank. 

Duties & Responsibilities:

• Gather and analyze financial and business information to determine creditworthiness for loan and credit products.
• Complete financial spreads, risk rating, performance tearsheets, compliance testing, and other portfolio monitoring & maintenance activities
• Underwrite complex commercial loans in accordance with Huntington credit policies.  This may include financial statement analysis, collateral analysis, financial modeling, industry and business risk evaluation and management assessment.
• Conduct industry and market research using numerous resources available; distilling key themes and conclusions into concise summary form for presentation purposes.
• A more experienced Associate may be assigned direct portfolio management coverage responsibilities, typically with the oversight of a Director level PM.
• Assist with training and/or mentoring Analyst level colleagues.
• Performs other duties as assigned.

Basic Qualifications:

• Bachelor's Degree required (Finance, Accounting, or related field)
• 2+ years of experience in an underwriting or commercial banking environment

Preferred Qualifications:

• High level of attention to detail
• Proficiency in Microsoft Office suite (particularly Microsoft Excel)

Exempt Status: (Yes= not eligible for overtime pay) (No = eligible for overtime pay)

Workplace Type:

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.