About the RoleWe're seeking a driven Associate, Capital Markets to join Ramp's growing Finance and Capital Markets team. This role offers a unique opportunity to help build and scale a best-in-class Capital Markets function while making significant contributions to Ramp's growth.
As a key member of our team, you'll play a pivotal role in optimizing and executing Ramp's funding strategies while leveraging your expertise to help manage our capital partner relationships. You'll also serve as a critical cross-functional partner, collaborating closely with teams across accounting, data, engineering, finance, product, treasury, and risk.
This position presents a rare opportunity for professional growth and development, regular exposure to Ramp's leadership team, and the chance to make a true impact at a fast-paced start-up.
What You'll Do- Support the Capital Markets Team in live transactions with modeling, structuring, internal memos, lender communication, document review, and document execution
- Evaluate the impact of various funding strategies under the context of Ramp's broader corporate strategy
- Engage cross-functionally on key strategic initiatives including product expansion, financial partnerships, bank partnerships, and issuing partnerships
- Evaluate economic outcomes and capital implications of new products and commercial agreements
- Manage the day-to-day aspects of Ramp's warehouse facilities and ABS facilities
- Own the suite of Capital Markets models
- Ensure the accuracy of the Capital Markets data tapes and assist with rearchitecting them for product changes
- Identify ways to automate and streamline processes to increase efficiency and scalability
What You Need- Bachelor's Degree in finance, economics, or related field
- 3+ years of experience working in a sell-side or buy-side ABS trading, securitization, asset financing-related, leveraged finance, or coverage banking (preferably FIG) role
- Excellent financial modeling and quantitative data analytics skills
- Comfortable with large data sets
- Extremely detail-oriented with a high regard for precision
- Relationship-minded with excellent communication abilities, both written and verbal
- Ability to thrive in small, collaborative, and ambiguous environments
- Ability to blend strategic and tactical skills
- Familiarity with AI tools
Nice-to-Haves- Expertise with AI tools
- Experience with capital-intensive fintech businesses
Benefits available to all full-time Ramp employees (Global)- Flexible PTO
- Centralized home-office equipment ordering
- Health and wellness stipend
- Budget for intra-office travel
- Weekly coffee stipend
United States- 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
- One Medical annual membership
- 401(k), including employer match on contributions made while employed by Ramp
- Fertility HRA (up to $10,000 per year)
- Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay
- Pet insurance
- In-office perks: lunch, snacks, drinks, and more
- Relocation support to NYC or SF (as needed)
Canada- Group medical, dental, and vision coverage through Sun Life
- Life, AD&D, and disability coverage
- Fertility drug coverage (up to $4,000 lifetime)
- Group Retirement Plan with employer match (RRSP + DPSP)
- Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay
- Employee Assistance Program and virtual care through Lumino Health
United Kingdom- Private medical insurance through Freedom Elite
- Virtual GP and at-home care via eMed x Livi
- Workplace pension through Penfold, with salary sacrifice option
- Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with additional time available at reduced pay
Referral InstructionsIf you are being referred for the role, please contact that person to apply on your behalf.
