Work Location:Toronto, Ontario, Canada
Hours:37.5
Line of Business:Personal & Commercial Banking
Pay Details:$69,700 - $98,400 CAD
Job Description:Department OverviewThe Commercial Mortgage Group ("CMG") is an industry leader in the Canadian Commercial/ Multi-Unit Residential (MUR) mortgage market. CMG supports existing Business Banking / TD Securities / TD Canada Trust client base providing a commercial mortgage product that is competitive within the Canadian marketplace. Our goal is to deliver a commercial mortgage product at all times and in all market conditions, subject to assets, structure and other risk parameters being acceptable.
Job DescriptionReporting directly to an Associate Vice President or Manager Mortgage Credit, the Associate is responsible for a portfolio of Commercial loan facilities, with the following accountabilities:
- Underwrite new deals and annual credit reviews, ensuring credit risk is appropriately addressed
- Identify deteriorating situations and recommend appropriate course of action
- Ensure new deals submissions are competitive and completed in a timely manner Identify business opportunities among existing customers and in structuring and writing new deals
- Meet established guidelines for number of deals processed
- Effectively communicate Bank requirements and manage customer and retail branch expectations
- Develop a network of contacts within the Bank and with industry professionals that will assist in improving underwriting and overall level of service
Job Requirements- Good understanding of data analysis, financial statements, cash flow, business cycles, mortgage securities
- Strong written and verbal communication skills to build and maintain positive working relations with cross functional teams
- Above average analytical skills with proven aptitude for problem solving
- Possess high degree of judgement and decision-making skills and integrity to process and handle confidential details with discretion
- Excellent organizational skills with the ability to multi-task while meeting deadlines in a fast-paced environment
- Proficiency in using MS Office
Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Additional Information:We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & OnboardingWe will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement (Quebec only):Sans Objet
