HSBC

Assistant Vice President, Credit Solutions

HSBC$130K — $180K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in debt underwriting, specifically in the technology sector
  • Strong analytical skills with a focus on business models, financial statements, and KPIs
  • Understanding of risk mitigation and capital structures in financing
  • Exceptional interpersonal skills for building client relationships
  • Proficiency in Excel and databases like Pitchbook or Crunchbase
  • Curiosity about technology trends and the venture capital ecosystem
  • Experience collaborating with legal counsel on commercial terms

Responsibilities

  • Engage with clients and prospects to build and maintain strong relationships
  • Structure venture debt facilities to support balanced growth and mitigate risks
  • Conduct underwriting functions including KPI and market analysis, and financial forecasting
  • Manage internal documentation and financial reporting for debt facilities
  • Maintain a robust portfolio management framework for performance reviews
  • Assess client performance and communicate updates within the organization
  • Establish internal controls related to bank product credit limits

Benefits

  • Access to tailored professional development opportunities
  • Comprehensive Wellness Hub
  • Empowerment in community engagement initiatives
  • Generous matching gift program
  • Immersive Sustainability and Climate Change Initiatives
  • Supportive Employee Resource Groups for networking and development
  • Inclusive work environment that values diversity
Full Job Description
HSBC Innovation Banking provides debt solutions to early stage, high growth and public companies in the technology sector. Our differentiator is a global footprint in 70+ countries as well as a well-rounded banking platform including investment and corporate banking solutions. We are looking to hire an Assistant Vice President who is passionate about the technology sector and innovation ecosystem. Ideally, you have experience in structuring and underwriting debt transactions as well as a keen curiosity about high growth companies in the enterprise, fintech, consumer, and climatetech sectors. You will be a critical member of a lean team and primarily focus on due diligence, deal structuring, and portfolio management as well as presenting with internal partners regarding the Innovation Banking division's debt portfolio. As our Assistant Vice President, Credit Solutions, you will: • Meet with clients & prospects and help the team in building and maintain relationships with these companies • Help structure venture debt facilities and other bank product credit limits that encourage balanced growth and protect against downside risk • Perform key underwriting functions including KPI analysis, driven/market analysis, and financial modeling including forecasting, scenario, and valuation analyses • Ensure accurate internal documentation of debt facilities, financial reporting and internal risk ratings • Build and maintain a portfolio management framework that ensures timely and concise reviews of financial performance to senior credit approvers • Review information and communicate on clients' performance internally • Build and maintain multiple internal controls related to the debt and bank product credit limits • Develop a firm understanding of HSBC's banking products and markets You'll likely have the following skills to succeed in this role: • Ability to analyze business models, financial statements, competitive landscapes, and KPI's • Experience in debt underwriting with a focus on the technology sector with a particular understanding of risk mitigation, capital structures, and repayment analysis • Ability to assess and handle credit risks of existing portfolio including covenant compliance, rating changes, and ongoing financial performance • Constantly curious and has a keen curiosity about tech trends/news as well as a firm understanding of the startup and VC ecosystem • Willingness to wear multiple hats and collaborate with clients and internal partners • Ability to work alongside legal counsel in negotiating commercial and credit terms • Proficiency in Excel as well as databases such as Pitchbook or Crunchbase As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming and inclusive work environment. You will be empowered to drive HSBC's engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You'll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future! Your final fixed pay offer will depend on the candidate and several variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.

About HSBC

HSBC Holdings plc is a British multinational investment bank and financial services holding company. It is the second largest bank in Europe, with total assets of US$2.984 trillion (as of August 2021). HSBC traces its origin to a hong in British Hong Kong and its present form was established in London by the Hongkong and Shanghai Banking Corporation to act as a new group holding company in 1991; its name derives from that company's initials. The Hongkong and Shanghai Banking Corporation opened branches in Shanghai in 1865 and was first formally incorporated in 1866. The company was renamed The Hongkong and Shanghai Banking Corporation Limited in 1989.
Learn more about HSBC
Size
219,763 employees
Market Cap
$124.1 billion
Industry
Net Income
$5.2 billion
Founded
1880
5 Year Trend
-3.1%
NASDAQ

Similar Jobs

More Jobs at HSBC

More Finance & Insurance Jobs

Find similar Assistant Vice President, Credit Solutions jobs: